Northrim Bank: Call Report & UBPR Financial Data
Data as of · sourced from FFIEC call reports. How we update
Northrim Bank is an FDIC-insured commercial bank. On its most recent Q2 2026 call report, Northrim reported $3.4B in total assets against $2.9B in deposits. Profitability is strong, 2.07% ROA, paired with 18.12% ROE and a 5.83% net interest margin. Regulatory capital is solid, 12.38% CET1 and 13.39% total risk-based capital ratio. Asset quality is solid, 0.99% nonperforming loans and a 7.44% Texas Ratio. Its footprint covers 21 branches concentrated in Alaska.
As of June 30, 2026, Northrim Bank reported a CET1 capital ratio of 12.38%, a return on assets of 2.07%, a nonperforming-loan ratio of 0.99%, a Texas ratio of 7.44%, per financial data filed with the FFIEC.
Headquarters Profile
- Address
- 3111 C St, Anchorage, AK 99503
- County
- Anchorage
- Metro Area
- Anchorage, AK
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- San Francisco (Region 14)
- Federal Reserve member
- No
- Federal Reserve district
- District 12, San Francisco
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 031
- Established
- December 4, 1990
- Offices
- 21 domestic
- Employees (FTE)
- 532
- Domestic deposits
- $2.93B
- Allowance for credit losses
- $26.1M
- Net charge-offs (YTD)
- $318K
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- December 4, 1990
- FDIC Cert
- 33216
- Fed RSSD
- 1718188
- SEC CIK
- 1163370 → filed by NORTHRIM BANCORP, INC.
- Website
- https://www.northrim.com →
- Parent Holding Company
- NORTHRIM BANCORP, INC. (RSSD 3025385) · NRIM
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Huston Michael G. | CEO | Chairman, President & CEO |
| Ballard Jed W | CFO | EVP, CFO |
| Zins Amber Rose | COO | EVP, COO of Northrim Bank |
| Edwards Mark Douglas | CCO | EVP, CCO of Northrim Bank |
| Reed Nathan Timothy | CIO | EVP, CIO of Northrim Bank |
Profitability
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Northrim Bank terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock Northrim Bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
Northrim Bank rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.38% | 2.07% | 0.99% | 7.44% | 5.83% |
| Q1 2026 | 12.09% | 1.93% | 0.69% | 5.32% | 5.49% |
| Q4 2025 | 11.85% | 1.68% | 0.72% | 5.35% | 5.48% |
| Q3 2025 | 9.86% | 2.11% | 0.63% | 6.19% | 5.67% |
| Q2 2025 | 9.33% | 1.59% | 0.64% | 6.01% | 5.36% |
| Q1 2025 | 9.23% | 1.83% | 0.82% | 7.82% | 5.15% |
| Q4 2024 | 9.20% | 1.32% | 0.71% | 6.85% | 4.81% |
| Q3 2024 | 10.16% | 1.27% | 0.43% | 3.82% | 4.40% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 21 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Northrim Bank (main office) | Anchorage , AK | 99503 | $1.07B |
| Fairbanks Financial Center Branch | Fairbanks , AK | 99701 | $302.1M |
| Wasilla Branch | Wasilla , AK | 99654 | $199.4M |
| Seventh Avenue Branch | Anchorage , AK | 99501 | $151.3M |
| Juneau Financial Center | Juneau , AK | 99801 | $139.4M |
| Old Seward Highway Branch | Anchorage , AK | 99515 | $139.2M |
| West Anchorage Branch | Anchorage , AK | 99503 | $129.6M |
| Soldotna Financial Center | Soldotna , AK | 99669 | $114.0M |
| Huffman Branch | Anchorage , AK | 99515 | $93.6M |
| Juneau Downtown Branch | Juneau , AK | 99801 | $76.4M |
| Jewel Lake Branch | Anchorage , AK | 99502 | $72.4M |
| Lake Otis Community Branch | Anchorage , AK | 99508 | $64.8M |
| Ketchikan Financial Center | Ketchikan , AK | 99901 | $62.3M |
| Sitka Financial Center | Sitka , AK | 99835 | $59.3M |
| Eagle River Branch | Eagle River , AK | 99577 | $53.1M |
| Homer Financial Center Branch | Homer , AK | 99603 | $51.6M |
| Nome Financial Center Branch | Nome , AK | 99762 | $43.5M |
| Eastside Community Branch | Anchorage , AK | 99504 | $37.2M |
| Kodiak Financial Center Branch | Kodiak , AK | 99615 | $36.2M |
| Fairbanks West Community Branch | Fairbanks , AK | 99709 | $33.2M |
| Palmer Financial Center Branch | Palmer , AK | 99645 | $6K |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| April 1, 2014 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 1, 2014 | Structure Change | Acquired Alaska Pacific Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 20, 2007 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 20, 2007 | Structure Change | Acquired Alaska First Bank & Trust, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 4 events.
Regulatory record
What the public regulatory sources show for Northrim Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- Not on file: no matched FDIC, Federal Reserve or OCC action
- Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 17.7% of deposits in AK, rank 3 of 7 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- Not on file: no HMDA filing matched
- Period: not on file. Source: FFIEC HMDA loan application register.
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
Add this badge to your website
Free to use. The badge always shows Northrim Bank’s most recent filed regulatory figures. It updates automatically each quarter, so it never goes stale.
Similar banks
Compare Northrim Bank with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet. Pick a peer to view the full head-to-head.
Frequently asked about Northrim Bank
What are Northrim Bank's total assets?
As of the Q2 2026 filing, Northrim Bank reported total assets of $3.40 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Northrim Bank headquartered?
Northrim Bank is headquartered in Anchorage, AK, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Northrim Bank founded?
Northrim Bank was established in 1990, per the FDIC institution directory.
Is Northrim Bank FDIC-insured?
Yes. Northrim Bank is an FDIC-insured commercial bank (FDIC Certificate #33216). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Northrim Bank?
Northrim Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Northrim Bank's CET1 capital ratio?
Northrim Bank reported a Common Equity Tier 1 (CET1) capital ratio of 12.38% in its Q2 2026 call report, above regulatory requirements.
How many branches does Northrim Bank operate?
Northrim Bank operates 21 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Northrim Bank's Texas Ratio?
Northrim Bank's Texas Ratio is 7.44% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
Go deeper on Northrim Bank.
Unlock the full terminal: 26 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Unlock Northrim Bank, freeFree account