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Transportation Alliance Bank, Inc. dba Tab Bank: Call Report & UBPR Financial Data

Ogden, UT $1B to $10B in assets Est. October 1, 1998 FDIC #34781 RSSD #2736219 Routing #124384657 FDIC

Data as of · sourced from FFIEC call reports. How we update

Assets
$1.59B
Deposits
$1.38B
Loans
$1.25B
Equity
$180.1M

Headquartered in Ogden, Transportation Alliance Bank, Inc. dba Tab Bank serves the Utah market as a community-focused commercial bank. As of Q2 2026, the bank held approximately $1.6B in total assets and $1.4B in deposits. Profitability is strong, 1.50% ROA, paired with 13.45% ROE and a 6.61% net interest margin. Under the simplified Community Bank Leverage Ratio framework, leverage of 11.74% exceeds the CBLR threshold. Credit conditions bear watching: 2.98% NPL ratio with a 19.26% Texas Ratio (elevated but below the 100% concern level). The bank operates from a single office.

As of June 30, 2026, Transportation Alliance Bank, Inc. dba Tab Bank reported a Tier 1 leverage ratio of 11.74%, a return on assets of 1.50%, a nonperforming-loan ratio of 2.98%, a Texas ratio of 19.26%, per financial data filed with the FFIEC.

Headquarters Profile

Address
4185 Harrison Blvd, Ogden, UT 84403
County
Weber
Metro Area
Ogden, UT
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
FDIC Region
San Francisco (Region 14)
Federal Reserve member
No
Federal Reserve district
District 12, San Francisco
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
October 1, 1998
Offices
1 domestic
Employees (FTE)
297
Domestic deposits
$1.38B
Allowance for credit losses
$18.7M
Net charge-offs (YTD)
$14.0M
Tax status
C corporation
Ownership
Stock
Community bank
Yes
FDIC-insured since
October 1, 1998
FDIC Cert
34781
Fed RSSD
2736219

Balance Sheet

Total liabilities$1.41B
Cash & balances due$125.6M
Securities, available-for-sale$145.7M
Securities, held-to-maturity$0
Goodwill & intangibles$0

Income Statement

Net income Q2$6.0M
Net interest income YTD$49.6M
Total interest income YTD$73.3M
Total interest expense YTD$23.7M
Provision for credit losses YTD$11.4M

Operating & Funding

Total noninterest income YTD$8.2M
Total noninterest expense YTD$35.3M

Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.

Quarterly trends

Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.

Total assets and total liabilities

Balances at each quarter end. The gap between the two lines is equity capital.

Loans and leases against deposits

Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.

Securities and cash

Balances at each quarter end. Each line is its own balance, not stacked on the other.

Interest income against interest expense

Each bar is that quarter alone. The gap between the two is net interest income.

Net interest income

What the balance sheet earned on spread that quarter, before fees and operating costs.

Noninterest income against noninterest expense

Fees, trading and other income against salaries, premises and the rest of the cost base.

Provision for credit losses

What the bank charged to earnings that quarter to build its allowance for expected losses.

Net income

The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.

Return on assets and net interest margin
CET1 and Tier 1 leverage ratios

CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.

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Transportation Alliance Bank, Inc. dba Tab Bank rankings

How this bank ranks on each leaderboard. Click any rank to see the full ranked list.

Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.

Quarterly trend: last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings. A community bank leverage ratio filer reports no CET1 ratio, so the first ratio column is the Tier 1 leverage ratio.

Quarter Leverage ROA NPL Texas NIM
Q2 2026 11.74% 1.50% 2.98% 19.26% 6.61%
Q1 2026 11.27% 0.59% 3.19% 20.43% 6.39%
Q4 2025 10.79% 1.09% 3.67% 23.55% 6.52%
Q3 2025 10.54% 0.99% 4.32% 30.28% 6.95%
Q2 2025 10.23% 0.49% 3.15% 23.87% 6.85%
Q1 2025 10.36% 1.14% 3.80% 29.95% 7.01%
Q4 2024 10.14% 0.43% 2.84% 22.93% 7.17%
Q3 2024 10.36% 0.99% 2.34% 20.51% 7.26%

Swipe the table sideways to see every column.

Branch Network

Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 1 branches →

1–1 of 1
Branch Location ZIP Deposits
Transportation Alliance Bank, Inc. dba Tab Bank (main office) Ogden , UT 84403 $1.38B

Regulatory record

What the public regulatory sources show for Transportation Alliance Bank, Inc. dba Tab Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.

Enforcement actions
Not on file: no matched FDIC, Federal Reserve or OCC action
Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
0.1% of deposits in UT, rank 30 of 65 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
Not on file: no HMDA filing matched
Period: not on file. Source: FFIEC HMDA loan application register.
Consumer complaints
Not on file: no CFPB complaints matched
Period: not on file. Source: CFPB consumer complaint database.
CFPB enforcement
Not on file: CFPB enforcement actions are not loaded
Period: not on file. Source: CFPB enforcement actions.
CRA examination rating
Not on file: FFIEC CRA ratings are not loaded
Period: not on file. Source: FFIEC CRA ratings.

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Frequently asked about Transportation Alliance Bank, Inc. dba Tab Bank

What are Transportation Alliance Bank, Inc. dba Tab Bank's total assets?

As of the Q2 2026 filing, Transportation Alliance Bank, Inc. dba Tab Bank reported total assets of $1.59 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Transportation Alliance Bank, Inc. dba Tab Bank headquartered?

Transportation Alliance Bank, Inc. dba Tab Bank is headquartered in Ogden, UT, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Transportation Alliance Bank, Inc. dba Tab Bank founded?

Transportation Alliance Bank, Inc. dba Tab Bank was established in 1998, per the FDIC institution directory.

Is Transportation Alliance Bank, Inc. dba Tab Bank FDIC-insured?

Yes. Transportation Alliance Bank, Inc. dba Tab Bank is an FDIC-insured commercial bank (FDIC Certificate #34781). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Transportation Alliance Bank, Inc. dba Tab Bank?

Transportation Alliance Bank, Inc. dba Tab Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does Transportation Alliance Bank, Inc. dba Tab Bank operate?

Transportation Alliance Bank, Inc. dba Tab Bank operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Transportation Alliance Bank, Inc. dba Tab Bank's Texas Ratio?

Transportation Alliance Bank, Inc. dba Tab Bank's Texas Ratio is 19.26% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.

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