The Huntington National Bank: Financial Reports & UBPR Data
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Data as of · sourced from FFIEC call reports. How we update
The Huntington National Bank is the 15th-largest bank in the United States, with $283.1 billion in assets at June 30, 2026, up 37.0% from a year earlier. It is headquartered in Columbus, Ohio, and operates 1,592 domestic branches. It holds common equity equal to 11.82% of its risk-weighted assets, lower than about 9 in 10 of the 18 US banks with more than $250 billion in assets (median 13.63%). It also holds commercial real estate loans worth 0.9 times its capital, higher than about 9 in 10 banks its size (median 0.6 times). It has also been growing, with assets up 37.0% in a year.
Earnings jumped: net income for the quarter was $802 million, 35% above the same quarter a year earlier. Over the same year, loans grew 40.9% and deposits grew 35.7%. Credit is the area to watch: it carries problem assets equal to 5.2% of the capital and reserves that would absorb them, higher than about 9 in 10 banks its size (median 3.8%).
As of June 30, 2026, The Huntington National Bank reported a CET1 capital ratio of 11.82%, a return on assets of 1.12%, a nonperforming-loan ratio of 1.17% and a Texas ratio of 5.16%, according to its call report filed with the FFIEC.
Headquarters Profile
- Address
- 17 S High St, Columbus, OH 43215
- County
- Franklin
- Metro Area
- Columbus, OH
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 4, Cleveland
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 031
- Established
- January 6, 1866
- Former names
- The Huntington National Bank (1979)
- Offices
- 1,592 domestic
- Employees (FTE)
- 25,478
- Domestic deposits
- $227.12B
- Allowance for credit losses
- $3.25B
- Net charge-offs (YTD)
- $230.4M
- Average total assets
- $285.91B
- Average total loans
- $184.49B
- Average interest-bearing deposits
- $191.19B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 6560
- Fed RSSD
- 12311
- SEC CIK
- 49196 → filed by HUNTINGTON BANCSHARES INCORPORATED
- Website
- www.huntington.com →
- Parent Holding Company
- HUNTINGTON BANCSHARES INCORPORATED (RSSD 1068191) · HBAN
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Stephen D Steinour | CEO | Chairman & CEO |
| Brantley J Standridge | PRES | President |
| Wasserman Zachary Jacob | CFO | CFO and Senior Exec. V.P. |
| Kendall A Kowalski | CIO | Chief Information Officer |
| Senthilkumar Santhanakrishnan | CRO | SEVP; Chief Risk Officer |
| Marcy C Hingst | GC | SEVP and General Counsel |
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full The Huntington National Bank terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock The Huntington National Bank, freeThe Huntington National Bank rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Banks merged into The Huntington National Bank
- Cadence Bank, effective February 1, 2026
- Veritex Community Bank, effective October 20, 2025
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.82% | 1.12% | 1.17% | 5.16% | 3.31% |
| Q1 2026 | 12.04% | 0.98% | 0.90% | 4.05% | 3.32% |
| Q4 2025 | 11.72% | 1.14% | 0.96% | 3.75% | 3.28% |
| Q3 2025 | 11.73% | 1.32% | 1.01% | 3.72% | 3.27% |
| Q2 2025 | 11.39% | 1.14% | 1.15% | 4.26% | 3.22% |
| Q1 2025 | 11.76% | 1.16% | 1.11% | 3.93% | 3.17% |
| Q4 2024 | 11.55% | 1.11% | 1.04% | 4.48% | 3.11% |
| Q3 2024 | 10.17% | 1.09% | 1.10% | 4.76% | 3.03% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 1,452 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Huntington National Bank | Columbus , OH | 43215 | $40.36B |
| Westchester Branch | Dallas , TX | 75225 | $12.53B |
| Houston Tx Park Towers Branch | Houston , TX | 77027 | $4.89B |
| Public Square Branch | Cleveland , OH | 44114 | $4.34B |
| Main Office Indianapolis | Indianapolis , IN | 46204 | $3.04B |
| Grand Rapids Downtown Branch | Grand Rapids , MI | 49503 | $2.45B |
| Troy Main Branch | Troy , MI | 48084 | $2.27B |
| Lasalle Office | Chicago , IL | 60601 | $1.77B |
| Detroit Tower Branch | Detroit , MI | 48226 | $1.68B |
| Century Iii Mall Branch | Pittsburgh , PA | 15236 | $1.68B |
| Jackson Ms Capitol Street Branch | Jackson , MS | 39201 | $1.65B |
| Cadence Bank Branch | Tupelo , MS | 38804 | $1.48B |
| New Market Banking Office Branch | Canton , OH | 44702 | $1.42B |
| Downtown Cincinnati Branch | Cincinnati , OH | 45202 | $1.37B |
| Birmingham Downtown Branch | Birmingham , AL | 35203 | $1.29B |
| Columbus Private Banking Branch | Columbus , OH | 43215 | $1.16B |
| Campus Plaza | Traverse City , MI | 49686 | $979.8M |
| Macon Forsyth Road Branch | Macon , GA | 31210 | $888.6M |
| Alpharetta Branch | Alpharetta , GA | 30009 | $835.2M |
| Toledo Corporate Branch | Toledo , OH | 43604 | $824.6M |
| Birmingham Private Banking Branch | Birmingham , MI | 48009 | $767.2M |
| Llano Branch | Llano , TX | 78643 | $659.7M |
| Memphis East Branch | Memphis , TN | 38119 | $542.4M |
| Tower Branch | Akron , OH | 44308 | $453.7M |
| Nacogdoches North Street Branch | Nacogdoches , TX | 75965 | $442.0M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| February 1, 2026 | M&A | Acquired Cadence Bank merger for the acquired bank | SEC |
| February 1, 2026 | Structure Change | Acquired Cadence Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| February 1, 2026 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 20, 2025 | Structure Change | Acquired Veritex Community Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 20, 2025 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 20, 2025 | M&A | Acquired Veritex Community Bank merger for the acquired bank | SEC |
| January 1, 2024 | M&A | Acquired Huntington Technology Finance, Inc. merger for the acquired bank | SEC |
| January 1, 2024 | Structure Change | Acquired Huntington Technology Finance, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 1, 2023 | Structure Change | Acquired Ce Capital, LLC Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 1, 2023 | M&A | Acquired Ce Capital, LLC merger for the acquired bank | SEC |
| October 1, 2023 | M&A | Acquired Digital Payments Torana, Inc merger for the acquired bank | SEC |
| October 1, 2023 | Structure Change | Acquired Digital Payments Torana, Inc Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| June 9, 2021 | Structure Change | Acquired TCF National Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| June 9, 2021 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| June 9, 2021 | M&A | Acquired TCF National Bank merger for the acquired bank | SEC |
| August 16, 2016 | M&A | Acquired Firstmerit Bank, National Association merger for the acquired bank | SEC |
| August 16, 2016 | Structure Change | Acquired Firstmerit Bank, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 16, 2016 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 1, 2014 | Structure Change | Acquired Advantage Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 1, 2014 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 1, 2014 | M&A | Acquired Advantage Bank merger for the acquired bank | SEC |
| July 31, 2012 | M&A | Acquired Leasenet Group, LLC merger for the acquired bank | SEC |
| July 31, 2012 | Structure Change | Acquired Leasenet Group, LLC Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 31, 2012 | Structure Change | Acquired Fidelity Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| March 31, 2012 | M&A | Acquired Fidelity Bank failure_government_assistance_provided for the acquired bank | SEC |
| March 30, 2012 | Merger | Participated in FDIC Assisted Merger | FDIC |
| October 3, 2009 | M&A | Acquired Warren Bank failure_government_assistance_provided for the acquired bank | SEC |
| October 3, 2009 | Structure Change | Acquired Warren Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| October 2, 2009 | Merger | Participated in FDIC Assisted Merger | FDIC |
| September 21, 2007 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 21, 2007 | Structure Change | Acquired SKY Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 21, 2007 | M&A | Acquired SKY Bank merger for the acquired bank | SEC |
| August 31, 2007 | M&A | Acquired SKY Trust, N.A. merger for the acquired bank | SEC |
| August 31, 2007 | Structure Change | Acquired SKY Trust, N.A. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 31, 2007 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 21, 2006 | Structure Change | Acquired Unizan Banc Financial Services Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| April 21, 2006 | M&A | Acquired Unizan Banc Financial Services merger for the acquired bank | SEC |
| March 1, 2006 | M&A | Acquired Unizan Bank, N.A. merger for the acquired bank | SEC |
| March 1, 2006 | Structure Change | Acquired Unizan Financial Services Group, N.A. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 1, 2006 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 2003 | Structure Change | Acquired The Huntington Mortgage Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 1, 2003 | M&A | Acquired The Huntington Mortgage Company merger for the acquired bank | SEC |
| June 24, 2000 | Structure Change | Acquired The Empire National Bank of Traverse City Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| June 24, 2000 | M&A | Acquired The Empire National Bank of Traverse City merger for the acquired bank | SEC |
| June 23, 2000 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 30, 1999 | Structure Change | Acquired The Huntington State Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 30, 1999 | M&A | Acquired The Huntington State Bank merger for the acquired bank | SEC |
| January 29, 1999 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 48 events, scroll the table for the full history.
Regulatory record
What the public regulatory sources show for The Huntington National Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- 1 against the institution (OCC); 7 against individuals associated with it
- February 28, 2005, OCC: Formal Agreement: The Huntington National Bank
- Period: Most recent institution action February 28, 2005. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 16.9% of deposits in OH, rank 2 of 185 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 97,035 applications, 51,203 loans originated, $11.62B originated, across 50 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 6,926 loans, $2.22B approved, $321K average. 0.03% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- 1,998 complaints in the last 4 full quarters. Raw counts, not adjusted for size
- Period: 2025-Q4 to 2026-Q3. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about The Huntington National Bank
What are The Huntington National Bank's total assets?
As of the Q2 2026 filing, The Huntington National Bank reported total assets of $283.07 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is The Huntington National Bank headquartered?
The Huntington National Bank is headquartered in Columbus, OH, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.
When was The Huntington National Bank founded?
The Huntington National Bank was established in 1866, per the FDIC institution directory.
Is The Huntington National Bank FDIC-insured?
Yes. The Huntington National Bank is an FDIC-insured commercial bank (FDIC Certificate #6560). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates The Huntington National Bank?
The Huntington National Bank's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is The Huntington National Bank's CET1 capital ratio?
The Huntington National Bank reported a Common Equity Tier 1 (CET1) capital ratio of 11.82% in its Q2 2026 call report, above regulatory requirements.
How many branches does The Huntington National Bank operate?
The Huntington National Bank operates 1,592 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is The Huntington National Bank's Texas Ratio?
The Huntington National Bank's Texas Ratio is 5.16% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was The Huntington National Bank previously called?
The charter now named The Huntington National Bank has also operated as The Huntington National Bank (1979), per FDIC structure-change records.
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