Truxton Trust Company: Financial Reports & UBPR Data
BankRegReports is independent of Truxton Trust Company and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Truxton Trust Company is one of the more profitable banks of its size. The Nashville, Tennessee bank had $1.4 billion in assets at June 30, 2026, up 9.7% from a year earlier. It returns 23.3% a year on shareholders' equity, about double the median of 12.6% for the 895 banks with $1 billion to $10 billion in assets. It also carries problem assets equal to 0.1% of the capital and reserves that would absorb them, a small fraction of the median of 3.6% for banks its size. Much of that comes from cost control: it spends about 49 cents to bring in each dollar of revenue.
Net income for the quarter rose 27% from a year earlier, to $6.9 million. Over the same year, loans grew 16.1% and deposits grew 7.3%. Funding is the softer spot: it pays an average of 2.75% on its deposits and borrowings, higher than about three-quarters of banks its size (median 2.01%).
As of June 30, 2026, Truxton Trust Company reported a CET1 capital ratio of 14.02%, a return on assets of 2.00%, a nonperforming-loan ratio of 0.02% and a Texas ratio of 0.11%, according to its call report filed with the FFIEC.
Headquarters Profile
- Address
- 20 Burton Hills Blvd, Nashville, TN 37215
- County
- Davidson
- Metro Area
- Nashville-Davidson-Murfreesboro-Franklin, TN
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 041
- Established
- August 30, 2004
- Offices
- 1 domestic
- Employees (FTE)
- 90
- Domestic deposits
- $1.13B
- Allowance for credit losses
- $7.4M
- Net charge-offs (YTD)
- $2K
- Average total assets
- $1.38B
- Average total loans
- $803.0M
- Average interest-bearing deposits
- $1.03B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- August 30, 2004
- FDIC Cert
- 57825
- Fed RSSD
- 3290240
- SEC CIK
- 1578019 → filed by TRUXTON CORPORATION
- Website
- www.truxtontrust.com →
- Parent Holding Company
- TRUXTON CORPORATION (RSSD 3925065)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Truxton Trust Company terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock Truxton Trust Company, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
Truxton Trust Company rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 14.02% | 2.00% | 0.01% | 0.11% | 3.07% |
| Q1 2026 | 13.69% | 1.95% | 0.01% | 0.10% | 3.12% |
| Q4 2025 | 12.93% | 1.61% | 0.01% | 0.09% | 2.97% |
| Q3 2025 | 13.35% | 1.77% | 0.69% | 0.09% | 2.84% |
| Q2 2025 | 13.64% | 1.79% | 0.71% | 0.00% | 2.84% |
| Q1 2025 | 13.83% | 1.87% | 0.70% | 0.00% | 2.91% |
| Q4 2024 | 14.88% | 2.00% | 0.74% | 0.01% | 2.94% |
| Q3 2024 | 15.17% | 1.81% | 0.75% | 0.00% | 2.73% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View the branch →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Truxton Trust Company (main office) | Nashville , TN | 37215 | $1.13B |
Regulatory record
What the public regulatory sources show for Truxton Trust Company, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- 1 against the institution (Federal Reserve)
- April 29, 2015, Federal Reserve: Civil Money Penalty, $11,285: Truxton Trust Company, Nashville, Tennessee
- Period: Most recent institution action April 29, 2015. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.4% of deposits in TN, rank 38 of 165 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- Not on file: no HMDA filing matched
- Period: not on file. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- Not on file: no SBA 7(a) loans matched
- Period: not on file. Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
Add this badge to your website
Free to use. The badge always shows Truxton Trust Company’s most recent filed regulatory figures. It updates automatically each quarter, so it never goes stale.
Similar banks
Compare Truxton Trust Company with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet. Pick a peer to view the full head-to-head.
Frequently asked about Truxton Trust Company
What are Truxton Trust Company's total assets?
As of the Q2 2026 filing, Truxton Trust Company reported total assets of $1.37 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Truxton Trust Company headquartered?
Truxton Trust Company is headquartered in Nashville, TN, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.
When was Truxton Trust Company founded?
Truxton Trust Company was established in 2004, per the FDIC institution directory.
Is Truxton Trust Company FDIC-insured?
Yes. Truxton Trust Company is an FDIC-insured commercial bank (FDIC Certificate #57825). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Truxton Trust Company?
Truxton Trust Company's primary federal regulator is the Federal Reserve. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Truxton Trust Company's CET1 capital ratio?
Truxton Trust Company reported a Common Equity Tier 1 (CET1) capital ratio of 14.02% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Truxton Trust Company operate?
Truxton Trust Company operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Truxton Trust Company's Texas Ratio?
Truxton Trust Company's Texas Ratio is 0.11% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
Go deeper on Truxton Trust Company.
Unlock the full terminal: 26 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Unlock Truxton Trust Company, freeFree account