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Pegasus Bank: Financial Reports & UBPR Data

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Dallas, TX $1B to $10B in assets Est. January 24, 2007 FDIC #58483 RSSD #3465392 Routing #111025466 Federal Reserve

Data as of · sourced from FFIEC call reports. How we update

Assets
$1.46B
Deposits
$1.27B
Loans
$923.5M
Equity
$165.1M

Pegasus Bank runs leaner than most banks of its size. Its balance sheet stood at $1.5 billion at June 30, 2026, up 2.8% from a year earlier; it is based in Dallas, Texas. It spends about 40 cents to bring in each dollar of revenue, lower than about 9 in 10 of the 895 banks with $1 billion to $10 billion in assets (median 58 cents). On the other hand, it holds about two-thirds of its deposits (69%) above the FDIC insurance limit, about double the median of 30.9% for banks its size.

Loans are outrunning deposits: over the year loans rose 4.1% and deposits rose 0.5%.

As of June 30, 2026, Pegasus Bank reported a CET1 capital ratio of 16.40%, a return on assets of 1.74%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%, according to its call report filed with the FFIEC.

Headquarters Profile

Address
4515 W Mockingbird Ln, Dallas, TX 75209
County
Dallas
Metro Area
Dallas-Fort Worth-Arlington, TX
Charter
Commercial bank, state charter, Fed member, FRB-supervised
Primary Regulator
Federal Reserve
FDIC Region
Dallas (Region 13)
Federal Reserve member
Yes
Federal Reserve district
District 11, Dallas
Fiduciary (trust) powers
—
Call Report form
FFIEC 041
Established
January 24, 2007
Offices
3 domestic
Employees (FTE)
77
Domestic deposits
$1.27B
Allowance for credit losses
$11.3M
Net charge-offs (YTD)
$0
Average total assets
$1.46B
Average total loans
$948.7M
Average interest-bearing deposits
$897.0M
Tax status
C corporation
Ownership
Stock
Community bank
No
FDIC-insured since
January 24, 2007
FDIC Cert
58483
Fed RSSD
3465392
SEC CIK
760498 → filed by BANCFIRST CORPORATION
Parent Holding Company
BANCFIRST CORPORATION (RSSD 1133286) · BANF

Management

Senior officers at parent holding company, from SEC Form 3/4/5 disclosures

Name Role Title
Jason A Carroll CRO Chief Risk Officer
John K Slay Jr CCO Chief Credit Officer

Profitability

Q2 annualized
Return on Assets1.74%YTD 1.63%
Return on Equity15.25%YTD 14.58%
Net Interest Margin3.74%YTD 3.62%

Balance Sheet

Total liabilities$1.29B
Cash & balances due$403.8M
Securities, available-for-sale$92.8M
Securities, held-to-maturity$0
Goodwill & intangibles$0

Income Statement

Net income Q2$6.3M
Net interest income YTD$26.1M
Total interest income YTD$39.9M
Total interest expense YTD$13.8M
Provision for credit losses YTD$413K

Operating & Funding

Total noninterest income YTD$1.3M
Total noninterest expense YTD$11.7M

Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD.

Quarterly trends

Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.

Total assets and total liabilities

Balances at each quarter end. The gap between the two lines is equity capital.

Loans and leases against deposits

Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.

Securities and cash

Balances at each quarter end. Each line is its own balance, not stacked on the other.

Interest income against interest expense

Each bar is that quarter alone. The gap between the two is net interest income.

Net interest income

What the balance sheet earned on spread that quarter, before fees and operating costs.

Noninterest income against noninterest expense

Fees, trading and other income against salaries, premises and the rest of the cost base.

Provision for credit losses

What the bank charged to earnings that quarter to build its allowance for expected losses.

Net income

Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.

Return on assets and net interest margin
CET1 and Tier 1 leverage ratios

CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.

Uninsured deposits at 69.4% of total, meaningful run-risk exposure BRR analysis What does this mean? →

More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios. BankRegReports early-warning band.

Pegasus Bank rankings

How this bank ranks on each leaderboard. Click any rank to see the full ranked list.

Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.

Quarterly trend: last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

Quarter CET1 ROA NPL Texas NIM
Q2 2026 16.40% 1.74% 0.00% 0.00% 3.74%
Q1 2026 16.51% 1.51% 0.00% 0.00% 3.51%
Q4 2025 15.87% 1.49% 0.00% 0.00% 3.52%
Q3 2025 15.55% 1.65% 0.00% 0.00% 3.67%
Q2 2025 15.83% 1.70% 0.00% 0.00% 3.65%
Q1 2025 15.63% 1.67% 0.01% 0.08% 3.72%
Q4 2024 15.11% 1.65% 0.01% 0.08% 3.84%
Q3 2024 14.78% 1.70% 0.01% 0.08% 3.89%

Swipe the table sideways to see every column.

Branch Network

Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 3 branches →

1–3 of 3
Branch Location ZIP Deposits
Pegasus Bank (main office) Dallas , TX 75209 $739.8M
Forest Lane Branch Dallas , TX 75230 $317.4M
Knox Street Branch Dallas , TX 75205 $214.3M

Regulatory record

What the public regulatory sources show for Pegasus Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.

Enforcement actions
Not on file: no matched FDIC, Federal Reserve or OCC action
Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
<0.1% of deposits in TX, rank 93 of 447 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
19 applications, 19 loans originated, $22.6M originated, across 3 states
Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
SBA 7(a) lending
Not on file: no SBA 7(a) loans matched
Period: not on file. Source: SBA 7(a) and 504 loan data (FOIA).
Consumer complaints
26 complaints in the last 4 full quarters. Raw counts, not adjusted for size
Period: 2025-Q4 to 2026-Q3. Source: CFPB consumer complaint database.
CFPB enforcement
Not on file: CFPB enforcement actions are not loaded
Period: not on file. Source: CFPB enforcement actions.
CRA examination rating
Not on file: FFIEC CRA ratings are not loaded
Period: not on file. Source: FFIEC CRA ratings.

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Frequently asked about Pegasus Bank

What are Pegasus Bank's total assets?

As of the Q2 2026 filing, Pegasus Bank reported total assets of $1.46 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Pegasus Bank headquartered?

Pegasus Bank is headquartered in Dallas, TX, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.

When was Pegasus Bank founded?

Pegasus Bank was established in 2007, per the FDIC institution directory.

Is Pegasus Bank FDIC-insured?

Yes. Pegasus Bank is an FDIC-insured commercial bank (FDIC Certificate #58483). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Pegasus Bank?

Pegasus Bank's primary federal regulator is the Federal Reserve. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Pegasus Bank's CET1 capital ratio?

Pegasus Bank reported a Common Equity Tier 1 (CET1) capital ratio of 16.40% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

How many branches does Pegasus Bank operate?

Pegasus Bank operates 3 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Pegasus Bank's Texas Ratio?

Pegasus Bank's Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.

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