Safra National Bank of New York: Financial Reports & UBPR Data
BankRegReports is independent of Safra National Bank of New York and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Safra National Bank of New York is growing quickly. The New York, New York bank had $15.7 billion in assets at June 30, 2026, up 45.3% from a year earlier. It keeps 1.93 cents of net interest income on every dollar of earning assets, about half the median of 3.63 cents for the 127 banks with $10 billion to $100 billion in assets. On the other hand, it holds common equity equal to 23.40% of its risk-weighted assets, about double the median of 12.98% for banks its size.
Earnings jumped: net income for the quarter was $33 million, 136% above the same quarter a year earlier. Over the same year, loans grew 24.8% and deposits grew 53.0%. Funding is the softer spot: it holds about half of its deposits (54%) above the FDIC insurance limit, higher than about three-quarters of banks its size (median 38.6%).
As of June 30, 2026, Safra National Bank of New York reported a CET1 capital ratio of 23.40%, a return on assets of 1.04%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%, according to its call report filed with the FFIEC.
Headquarters Profile
- Address
- 546 5th Ave, New York, NY 10036
- County
- New York
- Metro Area
- New York-Newark-Jersey City, NY-NJ
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 2, New York
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 031
- Established
- January 1, 1987
- Offices
- 7 domestic
- Employees (FTE)
- 389
- Domestic deposits
- $13.88B
- Allowance for credit losses
- $27.9M
- Net charge-offs (YTD)
- -$6K
- Average total assets
- $12.74B
- Average total loans
- $3.60B
- Average interest-bearing deposits
- $8.52B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- January 1, 1987
- FDIC Cert
- 26876
- Fed RSSD
- 918918
- Website
- www.safra.com →
- Parent Holding Company
- SAFRA NEW YORK CORPORATION (RSSD 3292217)
- Ultimate Parent
- SNBNY HOLDINGS LIMITED (RSSD 2368106)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD. The UBPR's YTD ROA divides by the average of the quarterly average assets the bank reports on Schedule RC-K, while FDIC BankFind divides by the average of quarter-end total assets, so FDIC's ROA can differ from the YTD figure by a few hundredths of a point.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Safra National Bank of New York terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock Safra National Bank of New York, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios. BankRegReports early-warning band.
Safra National Bank of New York rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Metric pages for Safra National Bank of New York: CET1 ratio, Uninsured deposits.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 23.40% | 1.04% | 0.00% | 0.00% | 1.93% |
| Q1 2026 | 23.54% | 0.94% | 0.00% | 0.00% | 2.00% |
| Q4 2025 | 22.33% | 1.00% | 0.00% | 0.00% | 2.04% |
| Q3 2025 | 23.95% | 1.03% | 0.08% | 0.18% | 1.99% |
| Q2 2025 | 25.93% | 0.51% | 0.08% | 0.19% | 2.07% |
| Q1 2025 | 26.19% | 1.18% | 0.00% | 0.00% | 2.15% |
| Q4 2024 | 23.76% | 0.72% | 0.00% | 0.00% | 2.26% |
| Q3 2024 | 27.82% | 1.42% | 0.01% | 0.02% | 2.48% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 7 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Safra National Bank of New York (main office) | New York , NY | 10036 | $9.93B |
| Aventura Branch | Aventura , FL | 33180 | $3.10B |
| Brickell Avenue Branch | Miami , FL | 33131 | $388.4M |
| Los Altos Branch | Los Altos , CA | 94022 | $225.8M |
| Boston Branch | Boston , MA | 02110 | $210.5M |
| Safra National Bank of New York - Palm Beach Office Branch | Palm Beach , FL | 33480 | $32.1M |
| Safra National Bank of New York - San Francisco Office Branch | San Francisco , CA | 94105 | $0 |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| October 1, 2023 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 1, 2023 | Structure Change | Acquired Delta National Bank and Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 1, 2000 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 2000 | Structure Change | Acquired Skylake National Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 1, 1997 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 1997 | Structure Change | Acquired United Mizrahi Bank and Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 6 events.
Regulatory record
What the public regulatory sources show for Safra National Bank of New York, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- None against the institution on file; 1 against individuals associated with it
- Period: Most recent action January 8, 2009. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.4% of deposits in NY, rank 26 of 180 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- Not on file: no HMDA filing matched
- Period: not on file. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- Not on file: no SBA 7(a) loans matched
- Period: not on file. Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
Add this badge to your website
Free to use. The badge always shows Safra National Bank of New York’s most recent filed regulatory figures. It updates automatically each quarter, so it never goes stale.
Similar banks
Compare Safra National Bank of New York with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet. Pick a peer to view the full head-to-head.
Frequently asked about Safra National Bank of New York
What are Safra National Bank of New York's total assets?
As of the Q2 2026 filing, Safra National Bank of New York reported total assets of $15.69 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Safra National Bank of New York headquartered?
Safra National Bank of New York is headquartered in New York, NY, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.
When was Safra National Bank of New York founded?
Safra National Bank of New York was established in 1987, per the FDIC institution directory.
Is Safra National Bank of New York FDIC-insured?
Yes. Safra National Bank of New York is an FDIC-insured commercial bank (FDIC Certificate #26876). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Safra National Bank of New York?
Safra National Bank of New York's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Safra National Bank of New York's CET1 capital ratio?
Safra National Bank of New York reported a Common Equity Tier 1 (CET1) capital ratio of 23.40% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Safra National Bank of New York operate?
Safra National Bank of New York operates 7 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Safra National Bank of New York's Texas Ratio?
Safra National Bank of New York's Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
Go deeper on Safra National Bank of New York.
Unlock the full terminal: 26 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Unlock Safra National Bank of New York, freeFree account