Sicily Island State Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 3.30 percentage points in Q2 2026, from 116.75% to 120.04%. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, Sicily Island State Bank ranks 9th highest among the 103 banks headquartered in Louisiana, at 100.59% (Q2 2026). Sicily Island State Bank reported 100.59% on loan-to-deposit ratio for Q2 2026, 32.97 points above the 67.62% median for banks in the < $100M asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $13.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $17.4M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $6.9M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 7.45% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 100.59% |
| Net loans and leases to deposits | 99.58% |
| Loans and leases to core deposits | 120.04% |
| Core deposits to total deposits | 83.80% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 112.59% | 83.68% | $0 | $7.8M |
| Q4 2023 | 112.09% | 84.14% | $0 | $7.7M |
| Q1 2024 | 113.32% | 84.27% | $0 | $8.2M |
| Q2 2024 | 101.62% | 83.70% | $0 | $7.9M |
| Q3 2024 | 102.25% | 84.77% | $0 | $6.9M |
| Q4 2024 | 106.61% | 87.88% | $0 | $6.8M |
| Q1 2025 | 106.28% | 87.09% | $0 | $6.8M |
| Q2 2025 | 120.65% | 86.45% | $1.4M | $6.7M |
| Q3 2025 | 107.60% | 85.17% | $0 | $9.7M |
| Q4 2025 | 100.08% | 82.28% | $0 | $9.0M |
| Q1 2026 | 100.02% | 85.67% | $0 | $7.4M |
| Q2 2026 | 100.59% | 83.80% | $0 | $6.9M |
Sicily Island State Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Sicily Island State Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Sicily Island State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12722) · FFIEC NIC profile (RSSD 1002458)