Sicily Island State Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Net interest margin rose 0.21 percentage points in Q2 2026 to 4.74%, the biggest move on this page. Within Louisiana, Sicily Island State Bank is 16th of 103 on net interest margin, 4.74% as of Q2 2026, above the middle of the field. The median for banks in the < $100M asset tier is 3.89% on net interest margin. Sicily Island State Bank sits 0.85 points higher, at 4.74% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 7.21% |
| Yield on loans | — |
| Yield on securities | — |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 3.07% |
| Cost of interest-bearing deposits | 3.09% |
| Cost of interest-bearing liabilities | 3.08% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.74% |
| Yield to cost spread | 4.13% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $1.5M |
| Total interest expense | $556K |
| Interest expense on deposits | $502K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin |
|---|---|---|---|
| Q3 2023 | 7.55% | 2.63% | 5.55% |
| Q4 2023 | 7.78% | 2.91% | 5.58% |
| Q1 2024 | 7.74% | 3.12% | 5.36% |
| Q2 2024 | 7.42% | 3.12% | 4.87% |
| Q3 2024 | 7.91% | 3.52% | 5.33% |
| Q4 2024 | 7.64% | 3.28% | 5.13% |
| Q1 2025 | 7.57% | 2.99% | 5.22% |
| Q2 2025 | 7.09% | 2.99% | 4.80% |
| Q3 2025 | 7.73% | 3.50% | 5.10% |
| Q4 2025 | 7.56% | 3.38% | 4.96% |
| Q1 2026 | 7.07% | 3.24% | 4.53% |
| Q2 2026 | 7.21% | 3.07% | 4.74% |
Sicily Island State Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Sicily Island State Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Sicily Island State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12722) · FFIEC NIC profile (RSSD 1002458)