Sicily Island State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Sicily Island State Bank of Sicily Island, LA against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.79% | 3.32% | -1.53% | 78th top |
| ROAE | 14.07% | 8.28% | +5.79% | 78th top |
| Net Interest Margin | 4.74% | 3.92% | +0.82% | 81st top |
| Efficiency Ratio | 62.39% | 84.51% | -22.12% | 66th above |
| PPNR / Avg Assets | 1.88% | 1.56% | +0.32% | 75th top |
| Yield on Earning Assets | 7.21% | 5.24% | +1.97% | 95th top |
| Cost of Funds | 3.07% | 1.67% | +1.40% | 7th bottom |
| Net Interest Spread | 4.13% | 3.30% | +0.83% | 81st top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.39% | 1.42% | -1.03% | 47th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.31% | 0.71% | -0.40% | 41st below |
| NCO / Avg Loans | -0.08% | 0.15% | -0.23% | 93rd top |
| ACL / Total Loans | 1.01% | 1.53% | -0.52% | 28th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 261.48% | 722.68% | -461.20% | 66th above |
| Texas Ratio | 2.24% | 8.57% | -6.33% | 51st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 13.19% | 22.10% | -8.91% | 51st above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 13.09% | 20.74% | -7.65% | 55th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 13.09% | 20.49% | -7.40% | 57th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 100.59% | 74.22% | +26.37% | 9th bottom |
| Core Deposit Ratio | 83.80% | 88.31% | -4.51% | 20th bottom |
| Wholesale Funding Ratio | 7.45% | 5.31% | +2.14% | 24th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 13.51% | 3.81% | +9.70% | 92nd top |
| Loan Growth (Y/Y) | -0.80% | 6.86% | -7.66% | 37th below |
| Deposit Growth (Y/Y) | 18.98% | 2.95% | +16.03% | 96th top |
See Sicily Island State Bank's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Sicily Island State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Sicily Island State Bank profile, how to read a UBPR, or how this data updates.