Stifel Bank and Trust: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Stifel Bank and Trust of Saint Louis, MO against its peer group of 134 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.02% | 1.34% | +0.68% | 92nd top |
| ROAE | 28.39% | 12.21% | +16.18% | 98th top |
| Net Interest Margin | 3.80% | 3.68% | +0.12% | 65th above |
| Efficiency Ratio | 26.97% | 53.94% | -26.97% | 96th top |
| PPNR / Avg Assets | 2.72% | 1.95% | +0.77% | 90th top |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.45% | 5.57% | -0.12% | 59th above |
| Cost of Funds | 1.72% | 2.00% | -0.28% | 64th above |
| Net Interest Spread | 3.82% | 2.97% | +0.85% | 89th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.79% | 1.05% | -0.26% | 54th above |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.61% | 0.76% | -0.15% | 48th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.17% | 0.36% | -0.19% | 40th below |
| ACL / Total Loans | 0.56% | 1.38% | -0.82% | 10th bottom |
| ACL / NPLs (Coverage) | 70.54% | 210.65% | -140.11% | 13th bottom |
| Texas Ratio | 11.73% | 10.23% | +1.50% | 16th bottom |
| Provision / NCO | 46.80% | 107.74% | -60.94% | 16th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 10.97% | 14.76% | -3.79% | 4th bottom |
| Tier 1 Ratio | 10.97% | 14.88% | -3.91% | 4th bottom |
| Total Capital Ratio | 11.77% | 16.10% | -4.33% | 3rd bottom |
| Leverage Ratio | 7.07% | 10.28% | -3.21% | 2nd bottom |
| Equity / Assets | 6.84% | 11.57% | -4.73% | 2nd bottom |
| TCE / Tangible Assets | 6.76% | 9.49% | -2.73% | 4th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Behind the peer average, ahead of the median peer. | 86.85% | 83.87% | +2.98% | 50th above |
| Core Deposit Ratio | 97.78% | 86.71% | +11.07% | 96th top |
| Uninsured Deposit Ratio | 17.13% | 39.05% | -21.92% | 85th top |
| Wholesale Funding Ratio | 3.03% | 5.66% | -2.63% | 61st above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.23% | 10.11% | -3.88% | 54th above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.60% | 10.14% | -3.54% | 53rd above |
| Deposit Growth (Y/Y) | 3.96% | 9.97% | -6.01% | 45th below |
See Stifel Bank and Trust's peers by name
The 134 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Stifel Bank and Trust, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Stifel Bank and Trust profile, how to read a UBPR, or how this data updates.