#call report
Articles tagged with "call report"
How Call Report Forms Change, and How to Track It
Call report items are added, redefined, and discontinued on a regular cycle, and the process is public from proposal to effective date. Knowing the …
FFIEC 031 vs 041 vs 051: Which Call Report to File
Every US bank files one of three call report forms: the FFIEC 031, 041, or 051. Which one depends on the bank's asset size …
Bank Data API: FFIEC Call Report and UBPR Data
Getting regulatory data for a single bank usually means a trip through the FFIEC Central Data Repository: bulk downloads, government-issue file formats, and a …
MDRM Codes Explained: What Community Bankers Should Know
Your examiner walks in with a spreadsheet showing your net interest margin sitting 40 basis points below peer. They pulled that peer data from …
FFIEC Call Report Data: What It Contains and How to Use It
When the Fed raised rates 525 basis points in about 16 months (March 2022 to July 2023), cumulative deposit beta for the median bank …
FFIEC Data Quality: Unit and Schema Inconsistencies
A community bank CFO runs the same NIM calculation every quarter for three years. One quarter, the number comes back at 340% instead of …
Call Report Schedule RC Explained: Balance Sheet Line Items
If you have spent time building bank models, preparing for regulatory exams, or reconciling regulatory filings against financial statements, you already know that Schedule …
Yield on Earning Assets: What It Is and How to Calculate It
In Q4 2022, the average yield on earning assets across U.S. community banks sat around 4.3%. By Q4 2023 it had climbed to roughly …
Bank Charter Types: National vs. State, and Why It Matters
Of the roughly 3,800 FDIC-insured commercial banks operating today, about 665 hold national charters. The other 3,100-plus are state-chartered, either members of the Federal …
Proxying the 30-Day Liquidity Test at a Community Bank
Silicon Valley Bank entered 2023 with roughly $91 billion in held-to-maturity securities carrying about $15 billion of unrealized losses, making the buffer functionally illiquid …