#FDIC
Articles tagged with "FDIC"
What Happens After a Bank Fails: Receiverships and Bid Data
A bank failure produces a public paper trail most people never open: the purchase and assumption agreement, a bid summary listing the losing bids …
FDIC Summary of Deposits: Branch Market Share Analysis
Every June 30, the FDIC takes a branch-level snapshot of deposit balances at every insured institution in the country. The resulting dataset, the FDIC …
FDIC Enforcement Actions: How to Track Bank Penalties
If you have ever sat through a regulatory exam exit meeting, you know the tone that follows a Matters Requiring Attention. The language is …
FDIC BankFind API vs BankRegAPI: Which Data Source to Use
If you have spent any time pulling bank financial data programmatically, you have most likely started with the FDIC BankFind Suite API. It is …
FDIC Bank Failure Data: What History Tells Us About Risk
Between 2008 and 2012, the FDIC closed 465 banks. At the peak, 2010 alone, 157 institutions failed, carrying about $92 billion in combined assets …
The BankRegReports Data API: Complete Guide and Origin Story
The first time you sit down to pull bank financial data for a real project, you run into a wall that nobody warns you …
Bank Charter Types: National vs. State, and Why It Matters
Of the roughly 3,800 FDIC-insured commercial banks operating today, about 665 hold national charters. The other 3,100-plus are state-chartered, either members of the Federal …
FDIC Insurance Limit: How the $250,000 Coverage Works
The FDIC insurance limit is $250,000 per depositor, per insured bank, for each account ownership category. Because the categories are insured separately, one person …
De Novo Banks: How to Analyze a Bank With No Track Record
From 2010 through 2017, new bank charters in the United States nearly stopped: only about 30 opened in eight years, and just 15 after …
Bank Failures and the FDIC Problem Bank List
Silicon Valley Bank had a tangible common equity ratio that had been declining for six quarters before March 2023. The concentration in long-duration securities …