Lists · Deposits by metro area

Mount Vernon, IL Metro Area Bank Deposit Market Share

Peoples National Bank, N.A. holds the largest share of deposits in the Mount Vernon, IL metro area, 30.1%, followed by Community First Bank of the Heartland (22.0%) and Banterra Bank (19.9%). 9 institutions hold $1.08B at 15 offices as of June 30, 2026, up 5.5% from 2025.

Institutions: 9 Offices: 15 Deposits: $1.08B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Banterra Bank (1.61 points); Peoples National Bank, N.A. (0.05 points).

Lost: Community First Bank of the Heartland (-0.70 points); First Mid Bank & Trust, N.A. (-0.48 points); Legence Bank (-0.28 points).

#	Institution	Offices	Deposits	Market share	Share change from 2025	Deposit change
1	Peoples National Bank, N.A.	3	$324.6M	30.08%	+0.05 pts	5.7%
2	Community First Bank of the Heartland	4	$237.9M	22.04%	-0.70 pts	2.3%
3	Banterra Bank	1	$214.8M	19.90%	+1.61 pts	14.9%
4	Fifth Third Bank, N.A.	1	$95.1M	8.81%	-0.12 pts	4.1%
5	U.S. Bank N.A.	1	$94.7M	8.77%	-0.02 pts	5.3%
6	First Mid Bank & Trust, N.A.	1	$53.1M	4.92%	-0.48 pts	-3.8%
7	First Financial Bank, N.A.	2	$33.4M	3.10%	-0.09 pts	2.6%
8	Legence Bank	1	$21.9M	2.03%	-0.28 pts	-7.2%
9	Woodforest National Bank	1	$3.8M	0.35%	+0.02 pts	12.7%

About this list

Deposits are those held at each institution's offices in Mount Vernon, IL (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Counties in this metro area

Jefferson County, IL

Statewide deposits

Illinois

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