Amalgamated Bank: Financial Reports & UBPR Data
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Data as of · sourced from FFIEC call reports. How we update
Problem loans are rising at Amalgamated Bank. Its balance sheet stood at $9.4 billion at June 30, 2026, up 9.1% from a year earlier; it is based in New York, New York. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 1.99% of loans from 0.75% a year earlier. It holds about half of its deposits (57%) above the FDIC insurance limit, about double the median of 30.9% for the 895 banks with $1 billion to $10 billion in assets. It also carries problem assets equal to 11.1% of the capital and reserves that would absorb them, about triple the median of 3.6% for banks its size.
Delinquency has appeared in its $1.9 billion multifamily book: 5.98% of those loans are past due or on nonaccrual, against almost none a year earlier. Earnings jumped: net income for the quarter was $35 million, 32% above the same quarter a year earlier. Where it has less room is capital: it funds 9.60% of its assets with Tier 1 capital, lower than about three-quarters of banks its size (median 10.52%).
As of June 30, 2026, Amalgamated Bank reported a CET1 capital ratio of 14.78%, a return on assets of 1.52%, a nonperforming-loan ratio of 1.99% and a Texas ratio of 11.10%, according to its call report filed with the FFIEC.
Headquarters Profile
- Address
- 99 Park Ave, New York, NY 10016
- County
- New York
- Metro Area
- New York-Newark-Jersey City, NY-NJ
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- No
- Federal Reserve district
- District 2, New York
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 041
- Established
- April 14, 1923
- Former names
- Amalgamated Bank of New York (1985-2000)
- Offices
- 6 domestic
- Employees (FTE)
- 463
- Domestic deposits
- $8.49B
- Allowance for credit losses
- $68.9M
- Net charge-offs (YTD)
- $6.4M
- Average total assets
- $9.35B
- Average total loans
- $5.08B
- Average interest-bearing deposits
- $5.88B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 622
- Fed RSSD
- 661308
- SEC CIK
- 1823608 → filed by AMALGAMATED FINANCIAL CORP
- Website
- http://AMALGAMATEDBANK.COM →
- Parent Holding Company
- AMALGAMATED FINANCIAL CORP (RSSD 5559343) · AMAL
- Ultimate Parent
- WORKERS UNITED (RSSD 4400336)
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Priscilla Brown | CEO | President & CEO |
| Jason Darby | CFO | Senior Executive VP and CFO |
| Sean Searby | COO | EVP, Chief Operations Officer |
| Mandy Tenner | GC | EVP, Chief Legal Officer |
| Lanning Margaret Matilda | CRO | EVP, Chief Risk Executive |
| Adrian Glace | CTO | SVP, Chief Technology Officer |
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Amalgamated Bank terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock Amalgamated Bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios. BankRegReports early-warning band.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
Held-to-maturity securities carry unrealized losses worth 10–25% of book equity. Carried at amortized cost, they do not reduce reported capital, but they shrink the bank's true mark-to-market cushion if the securities ever have to be sold. BankRegReports analysis, HTM marks aren't a reported regulatory metric.
Amalgamated Bank rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Metric pages for Amalgamated Bank: Uninsured deposits.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 14.78% | 1.52% | 2.15% | 11.10% | 3.78% |
| Q1 2026 | 14.70% | 1.17% | 2.03% | 11.10% | 3.72% |
| Q4 2025 | 14.58% | 1.26% | 0.85% | 3.34% | 3.70% |
| Q3 2025 | 14.30% | 1.27% | 0.77% | 2.79% | 3.65% |
| Q2 2025 | 14.84% | 1.26% | 1.06% | 4.20% | 3.55% |
| Q1 2025 | 14.73% | 1.24% | 1.02% | 4.22% | 3.51% |
| Q4 2024 | 14.16% | 1.21% | 1.07% | 3.94% | 3.64% |
| Q3 2024 | 14.75% | 1.33% | 1.12% | 3.61% | 3.53% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 6 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Amalgamated Bank (main office) | New York , NY | 10001 | $6.09B |
| 1825 K Street Branch | Washington , DC | 20006 | $1.44B |
| New Resource Bank Main Office Branch | San Francisco , CA | 94111 | $435.7M |
| Midtown Branch | New York , NY | 10016 | $292.9M |
| Bartow Avenue Branch | Bronx , NY | 10475 | $184.8M |
| Fulton Street Branch | Brooklyn , NY | 11216 | $37.3M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| May 19, 2018 | M&A | Acquired New Resource Bank merger for the acquired bank | SEC |
| May 19, 2018 | Structure Change | Acquired New Resource Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 18, 2018 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 27, 2001 | M&A | merger | SEC |
| December 27, 2001 | Structure Change | Charter Discontinued (Merger or Purchase & Assumption) | FFIEC NIC |
| December 26, 2001 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 6 events.
Regulatory record
What the public regulatory sources show for Amalgamated Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- Not on file: no matched FDIC, Federal Reserve or OCC action
- Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.2% of deposits in NY, rank 35 of 180 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 405 applications, 287 loans originated, $504.2M originated, across 25 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $450K approved, $450K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2014 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about Amalgamated Bank
What are Amalgamated Bank's total assets?
As of the Q2 2026 filing, Amalgamated Bank reported total assets of $9.41 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Amalgamated Bank headquartered?
Amalgamated Bank is headquartered in New York, NY, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.
When was Amalgamated Bank founded?
Amalgamated Bank was established in 1923, per the FDIC institution directory.
Is Amalgamated Bank FDIC-insured?
Yes. Amalgamated Bank is an FDIC-insured commercial bank (FDIC Certificate #622). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Amalgamated Bank?
Amalgamated Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Amalgamated Bank's CET1 capital ratio?
Amalgamated Bank reported a Common Equity Tier 1 (CET1) capital ratio of 14.78% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Amalgamated Bank operate?
Amalgamated Bank operates 6 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Amalgamated Bank's Texas Ratio?
Amalgamated Bank's Texas Ratio is 11.10% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was Amalgamated Bank previously called?
The charter now named Amalgamated Bank has also operated as Amalgamated Bank of New York (1985-2000), per FDIC structure-change records.
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