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Community Bank of Louisiana: Call Report & UBPR Financial Data

Mansfield, LA $100M to $1B in assets Est. October 1, 1901 FDIC #13951 RSSD #974754 Routing #111104581 FDIC

Data as of · sourced from FFIEC call reports. How we update

Assets
$852.9M
Deposits
$791.6M
Loans
$281.1M
Equity
$58.9M

Asset quality shifted last quarter, NPLs fell to 0.01% from 1.47% in the prior period. Operating from Mansfield, LA, Community Bank of Louisiana serves its local market as an FDIC-insured commercial bank. Community Bank of Louisiana's Q2 2026 balance sheet shows $853M in assets funded primarily by $792M in customer deposits. Returns are notably above industry norms: 1.73% ROA, 25.91% ROE, and 3.37% NIM. Under the simplified Community Bank Leverage Ratio framework, leverage of 10.13% exceeds the CBLR threshold. Credit metrics are pristine, with nonperforming loans at just 0.01%. Community Bank of Louisiana operates a 12-branch network.

As of June 30, 2026, Community Bank of Louisiana reported a Tier 1 leverage ratio of 10.13%, a return on assets of 1.73%, a nonperforming-loan ratio of 0.01%, a Texas ratio of 2.80%, per financial data filed with the FFIEC.

Headquarters Profile

Address
118 Jefferson St, Mansfield, LA 71052
County
De Soto
Metro Area
Shreveport-Bossier City, LA
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
FDIC Region
Dallas (Region 13)
Federal Reserve member
No
Federal Reserve district
District 11, Dallas
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
October 1, 1901
Offices
12 domestic
Employees (FTE)
117
Domestic deposits
$791.6M
Allowance for credit losses
$1.5M
Net charge-offs (YTD)
-$12K
Average total assets
$884.0M
Average total loans
$288.6M
Average interest-bearing deposits
$586.1M
Tax status
Subchapter S
Ownership
Stock
Community bank
Yes
FDIC-insured since
January 1, 1934
FDIC Cert
13951
Fed RSSD
974754

Balance Sheet

Total liabilities$794.0M
Cash & balances due$37.3M
Securities, available-for-sale$439.4M
Securities, held-to-maturity$68.3M
Goodwill & intangibles$0

Income Statement

Net income Q2$3.8M
Net interest income YTD$12.7M
Total interest income YTD$18.4M
Total interest expense YTD$5.6M
Provision for credit losses YTD$67K

Operating & Funding

Total noninterest income YTD$2.2M
Total noninterest expense YTD$8.2M

Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.

Quarterly trends

Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.

Total assets and total liabilities

Balances at each quarter end. The gap between the two lines is equity capital.

Loans and leases against deposits

Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.

Securities and cash

Balances at each quarter end. Each line is its own balance, not stacked on the other.

Interest income against interest expense

Each bar is that quarter alone. The gap between the two is net interest income.

Net interest income

What the balance sheet earned on spread that quarter, before fees and operating costs.

Noninterest income against noninterest expense

Fees, trading and other income against salaries, premises and the rest of the cost base.

Provision for credit losses

What the bank charged to earnings that quarter to build its allowance for expected losses.

Net income

The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.

Return on assets and net interest margin
CET1 and Tier 1 leverage ratios

CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.

Unrealized HTM losses at 23% of equity BRR analysis What does this mean? →

Held-to-maturity securities carry unrealized losses worth 10–25% of book equity. Carried at amortized cost, they do not reduce reported capital, but they shrink the bank's true mark-to-market cushion if the securities ever have to be sold. BankRegReports analysis, HTM marks aren't a reported regulatory metric.

Community Bank of Louisiana rankings

How this bank ranks on each leaderboard. Click any rank to see the full ranked list.

Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.

Quarterly trend: last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings. A community bank leverage ratio filer reports no CET1 ratio, so the first ratio column is the Tier 1 leverage ratio.

Quarter Leverage ROA NPL Texas NIM
Q2 2026 10.13% 1.73% 0.01% 2.80% 3.37%
Q1 2026 10.09% 1.31% 1.47% 8.76% 3.01%
Q4 2025 9.70% 1.28% 0.26% 4.29% 3.05%
Q3 2025 9.43% 1.39% 0.27% 5.10% 3.06%
Q2 2025 9.45% 1.08% 0.24% 9.40% 3.04%
Q1 2025 9.07% 1.20% 0.23% 11.44% 2.86%
Q4 2024 9.54% 1.47% 0.60% 9.76% 2.78%
Q3 2024 8.90% 1.00% 1.21% 7.96% 2.45%

Swipe the table sideways to see every column.

Branch Network

Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 12 branches →

1–12 of 12
Branch Location ZIP Deposits
Community Bank of Louisiana (main office) Mansfield , LA 71052 $410.9M
Fairfield Branch Shreveport , LA 71104 $87.3M
North De Soto Branch Gloster , LA 71030 $66.2M
Stonewall Branch Stonewall , LA 71078 $53.4M
South Shreveport Branch Shreveport , LA 71106 $33.1M
211 Main Street Branch Logansport , LA 71049 $30.9M
Walker Road Branch Shreveport , LA 71118 $30.1M
Benton Road Office Branch Bossier City , LA 71111 $23.5M
Many Office Many , LA 71449 $21.7M
Toledo Branch Many , LA 71449 $16.7M
South Bossier Branch Bossier City , LA 71112 $11.2M
Travis Street Office Branch Shreveport , LA 71101 $6.8M

Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

Date Category Event Source
August 23, 1997 Structure Change Acquired Mansfield Bank and Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
August 22, 1997 Merger Participated in Absorption/Consolidation/Merger FDIC

Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.

Regulatory record

What the public regulatory sources show for Community Bank of Louisiana, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.

Enforcement actions
Not on file: no matched FDIC, Federal Reserve or OCC action
Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
0.6% of deposits in LA, rank 27 of 118 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
144 applications, 125 loans originated, $14.2M originated, across 4 states
Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
Consumer complaints
Not on file: no CFPB complaints matched
Period: not on file. Source: CFPB consumer complaint database.
CFPB enforcement
Not on file: CFPB enforcement actions are not loaded
Period: not on file. Source: CFPB enforcement actions.
CRA examination rating
Not on file: FFIEC CRA ratings are not loaded
Period: not on file. Source: FFIEC CRA ratings.

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Community Bank of Louisiana: regulatory capital profile · BankRegReports

Frequently asked about Community Bank of Louisiana

What are Community Bank of Louisiana's total assets?

As of the Q2 2026 filing, Community Bank of Louisiana reported total assets of $852.9 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Community Bank of Louisiana headquartered?

Community Bank of Louisiana is headquartered in Mansfield, LA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Community Bank of Louisiana founded?

Community Bank of Louisiana was established in 1901, per the FDIC institution directory.

Is Community Bank of Louisiana FDIC-insured?

Yes. Community Bank of Louisiana is an FDIC-insured commercial bank (FDIC Certificate #13951). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Community Bank of Louisiana?

Community Bank of Louisiana's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does Community Bank of Louisiana operate?

Community Bank of Louisiana operates 12 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Community Bank of Louisiana's Texas Ratio?

Community Bank of Louisiana's Texas Ratio is 2.80% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.

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