Crescent Bank: Call Report & UBPR Financial Data
Data as of · sourced from FFIEC call reports. How we update
Capital moved notably last quarter, CET1 ratio of 34.05% was down 250bps from the prior quarter. Crescent Bank is a community bank chartered in 1991, based in Metairie, LA, in the New Orleans metropolitan region. On its most recent Q2 2026 call report, Crescent reported $1.1B in total assets against $880M in deposits. The bank reported a loss in the most recent quarter, with ROA at -2.42% and ROE at -15.91%. Regulatory capital is solid, 34.05% CET1 and 35.17% total risk-based capital ratio. Asset quality is solid, 0.73% nonperforming loans and a 3.14% Texas Ratio. It operates 5 branches, primarily in Louisiana.
As of June 30, 2026, Crescent Bank reported a CET1 capital ratio of 34.05%, a return on assets of -2.42%, a nonperforming-loan ratio of 0.73%, a Texas ratio of 3.14%, per financial data filed with the FFIEC.
Headquarters Profile
- Address
- 2201 Veterans Memorial Blvd, Metairie, LA 70002
- County
- Jefferson
- Metro Area
- New Orleans-Metairie, LA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- August 30, 1991
- Former names
- Crescent Bank & Trust (1994-2022)
- Offices
- 5 domestic
- Employees (FTE)
- 44
- Domestic deposits
- $880.1M
- Allowance for credit losses
- $5.1M
- Net charge-offs (YTD)
- -$16.7M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- August 30, 1991
- FDIC Cert
- 33492
- Fed RSSD
- 1885932
- SEC CIK
- 1094059 → filed by CB&T HOLDING CORPORATION
- Website
- www.crescentbank.com →
- Parent Holding Company
- CB&T HOLDING CORPORATION (RSSD 2254508)
Profitability
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Crescent Bank terminal
25 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock Crescent Bank, freeCrescent Bank rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Metric pages for Crescent Bank: CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 34.05% | -2.42% | 0.73% | 3.14% | 2.15% |
| Q1 2026 | 36.55% | 20.18% | 0.90% | 2.16% | 6.49% |
| Q4 2025 | 15.49% | -0.16% | 1.93% | 17.72% | 10.91% |
| Q3 2025 | 14.92% | -0.35% | 1.71% | 15.49% | 12.06% |
| Q2 2025 | 13.98% | 3.35% | 1.49% | 13.84% | 12.97% |
| Q1 2025 | 12.69% | 2.02% | 1.53% | 12.69% | 12.35% |
| Q4 2024 | 12.36% | 4.08% | 1.58% | 16.36% | 12.44% |
| Q3 2024 | 11.18% | -5.99% | 1.35% | 14.58% | 12.50% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 2 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Crescent Bank (main office) | Metairie , LA | 70002 | $773.7M |
| Northshore Branch | Mandeville , LA | 70471 | $106.4M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| March 1, 1993 | M&A | merger | SEC |
| March 1, 1993 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 1, 1993 | Structure Change | Acquired Fountainebleau Community Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 31, 1991 | M&A | failure_government_assistance_provided | SEC |
| August 31, 1991 | Structure Change | Acquired Columbia Federal Homestead Savings and Loan Association Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| August 30, 1991 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 6 events.
Regulatory record
What the public regulatory sources show for Crescent Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- Not on file: no matched FDIC, Federal Reserve or OCC action
- Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.6% of deposits in LA, rank 24 of 118 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- Not on file: no HMDA filing matched
- Period: not on file. Source: FFIEC HMDA loan application register.
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about Crescent Bank
What are Crescent Bank's total assets?
As of the Q2 2026 filing, Crescent Bank reported total assets of $1.07 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Crescent Bank headquartered?
Crescent Bank is headquartered in Metairie, LA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Crescent Bank founded?
Crescent Bank was established in 1991, per the FDIC institution directory.
Is Crescent Bank FDIC-insured?
Yes. Crescent Bank is an FDIC-insured commercial bank (FDIC Certificate #33492). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Crescent Bank?
Crescent Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Crescent Bank's CET1 capital ratio?
Crescent Bank reported a Common Equity Tier 1 (CET1) capital ratio of 34.05% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Crescent Bank operate?
Crescent Bank operates 5 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Crescent Bank's Texas Ratio?
Crescent Bank's Texas Ratio is 3.14% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was Crescent Bank previously called?
The charter now named Crescent Bank has also operated as Crescent Bank & Trust (1994-2022), per FDIC structure-change records.
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