The Huntington National Bank: Call Report & UBPR Financial Data
Data as of · sourced from FFIEC call reports. How we update
The Huntington National Bank is one of the largest US commercial banks by assets, headquartered in Columbus, OH. Total assets stand at $283.1B. Returns are in line with industry norms at 1.12% ROA and 9.66% ROE; net interest margin is 3.31%. Capital cushions are healthy: 11.82% CET1, 9.30% Tier 1 leverage. Credit metrics are in line with industry norms, 1.17% NPL ratio. The Huntington National's national footprint covers 1,625 domestic branches.
As of June 30, 2026, The Huntington National Bank reported a CET1 capital ratio of 11.82%, a return on assets of 1.12%, a nonperforming-loan ratio of 1.17%, a Texas ratio of 10.22%, per financial data filed with the FFIEC.
Headquarters Profile
- Address
- 17 S High St, Columbus, OH 43215
- County
- Franklin
- Metro Area
- Columbus, OH
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 4, Cleveland
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 031
- Established
- January 6, 1866
- Former names
- The Huntington National Bank (1979)
- Offices
- 1,625 domestic
- Employees (FTE)
- 25,478
- Domestic deposits
- $227.12B
- Allowance for credit losses
- $3.25B
- Net charge-offs (YTD)
- $230.4M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 6560
- Fed RSSD
- 12311
- SEC CIK
- 49196 → filed by HUNTINGTON BANCSHARES INCORPORATED
- Website
- www.huntington.com →
- Parent Holding Company
- HUNTINGTON BANCSHARES INCORPORATED (RSSD 1068191) · HBAN
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Steinour Stephen D | CEO | Chairman & CEO |
| Wasserman Zachary Jacob | CFO | CFO and Senior Exec. V.P. |
| Standridge Brantley J | PRES | President |
| Kowalski Kendall A | CIO | Chief Information Officer |
| Santhanakrishnan Senthilkumar | CRO | SEVP; Chief Risk Officer |
| Hingst Marcy C | GC | SEVP and General Counsel |
Profitability
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full The Huntington National Bank terminal
25 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock The Huntington National Bank, freeThe Huntington National Bank rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Banks merged into The Huntington National Bank
- Cadence Bank, effective February 1, 2026
- Veritex Community Bank, effective October 20, 2025
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.82% | 1.12% | 1.17% | 10.22% | 3.31% |
| Q1 2026 | 12.04% | 0.98% | 0.90% | 8.20% | 3.32% |
| Q4 2025 | 11.72% | 1.14% | 0.96% | 8.38% | 3.28% |
| Q3 2025 | 11.73% | 1.32% | 1.01% | 8.81% | 3.27% |
| Q2 2025 | 11.39% | 1.14% | 1.15% | 10.18% | 3.22% |
| Q1 2025 | 11.76% | 1.16% | 1.11% | 9.78% | 3.17% |
| Q4 2024 | 11.55% | 1.11% | 1.04% | 9.68% | 3.11% |
| Q3 2024 | 10.17% | 1.09% | 1.10% | 10.69% | 3.03% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 1,452 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Huntington National Bank | Columbus , OH | 43215 | $40.36B |
| Westchester Branch | Dallas , TX | 75225 | $12.53B |
| Houston Tx Park Towers Branch | Houston , TX | 77027 | $4.89B |
| Public Square Branch | Cleveland , OH | 44114 | $4.34B |
| Main Office Indianapolis | Indianapolis , IN | 46204 | $3.04B |
| Grand Rapids Downtown Branch | Grand Rapids , MI | 49503 | $2.45B |
| Troy Main Branch | Troy , MI | 48084 | $2.27B |
| Lasalle Office | Chicago , IL | 60601 | $1.77B |
| Detroit Tower Branch | Detroit , MI | 48226 | $1.68B |
| Century Iii Mall Branch | Pittsburgh , PA | 15236 | $1.68B |
| Jackson Ms Capitol Street Branch | Jackson , MS | 39201 | $1.65B |
| Cadence Bank Branch | Tupelo , MS | 38804 | $1.48B |
| New Market Banking Office Branch | Canton , OH | 44702 | $1.42B |
| Downtown Cincinnati Branch | Cincinnati , OH | 45202 | $1.37B |
| Birmingham Downtown Branch | Birmingham , AL | 35203 | $1.29B |
| Columbus Private Banking Branch | Columbus , OH | 43215 | $1.16B |
| Campus Plaza | Traverse City , MI | 49686 | $979.8M |
| Macon Forsyth Road Branch | Macon , GA | 31210 | $888.6M |
| Alpharetta Branch | Alpharetta , GA | 30009 | $835.2M |
| Toledo Corporate Branch | Toledo , OH | 43604 | $824.6M |
| Birmingham Private Banking Branch | Birmingham , MI | 48009 | $767.2M |
| Llano Branch | Llano , TX | 78643 | $659.7M |
| Memphis East Branch | Memphis , TN | 38119 | $542.4M |
| Tower Branch | Akron , OH | 44308 | $453.7M |
| Nacogdoches North Street Branch | Nacogdoches , TX | 75965 | $442.0M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| February 1, 2026 | M&A | merger | SEC |
| February 1, 2026 | Structure Change | Acquired Cadence Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| February 1, 2026 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 20, 2025 | Structure Change | Acquired Veritex Community Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 20, 2025 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 20, 2025 | M&A | merger | SEC |
| January 1, 2024 | M&A | merger | SEC |
| January 1, 2024 | Structure Change | Acquired Huntington Technology Finance, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 1, 2023 | Structure Change | Acquired Ce Capital, LLC Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 1, 2023 | M&A | merger | SEC |
| October 1, 2023 | M&A | merger | SEC |
| October 1, 2023 | Structure Change | Acquired Digital Payments Torana, Inc Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| June 9, 2021 | Structure Change | Acquired TCF National Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| June 9, 2021 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| June 9, 2021 | M&A | merger | SEC |
| August 16, 2016 | M&A | merger | SEC |
| August 16, 2016 | Structure Change | Acquired Firstmerit Bank, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 16, 2016 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 1, 2014 | Structure Change | Acquired Advantage Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 1, 2014 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 1, 2014 | M&A | merger | SEC |
| July 31, 2012 | M&A | merger | SEC |
| July 31, 2012 | Structure Change | Acquired Leasenet Group, LLC Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 31, 2012 | Structure Change | Acquired Fidelity Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| March 31, 2012 | M&A | failure_government_assistance_provided | SEC |
| March 30, 2012 | Merger | Participated in FDIC Assisted Merger | FDIC |
| October 3, 2009 | M&A | failure_government_assistance_provided | SEC |
| October 3, 2009 | Structure Change | Acquired Warren Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| October 2, 2009 | Merger | Participated in FDIC Assisted Merger | FDIC |
| September 21, 2007 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 21, 2007 | Structure Change | Acquired SKY Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 21, 2007 | M&A | merger | SEC |
| August 31, 2007 | M&A | merger | SEC |
| August 31, 2007 | Structure Change | Acquired SKY Trust, N.A. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 31, 2007 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 21, 2006 | Structure Change | Acquired Unizan Banc Financial Services Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| April 21, 2006 | M&A | merger | SEC |
| March 1, 2006 | M&A | merger | SEC |
| March 1, 2006 | Structure Change | Acquired Unizan Financial Services Group, N.A. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 1, 2006 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 2003 | Structure Change | Acquired The Huntington Mortgage Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 1, 2003 | M&A | merger | SEC |
| June 24, 2000 | Structure Change | Acquired The Empire National Bank of Traverse City Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| June 24, 2000 | M&A | merger | SEC |
| June 23, 2000 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 30, 1999 | Structure Change | Acquired The Huntington State Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 30, 1999 | M&A | merger | SEC |
| January 29, 1999 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 48 events, scroll the table for the full history.
Regulatory record
What the public regulatory sources show for The Huntington National Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- 1 against the institution (OCC); 7 against individuals associated with it
- February 28, 2005, OCC: Formal Agreement: The Huntington National Bank
- Period: Most recent institution action February 28, 2005. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 16.9% of deposits in OH, rank 2 of 185 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 97,035 applications, 51,203 loans originated, $11.62B originated, across 50 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- Consumer complaints
- 1,976 complaints in the last 4 full quarters. Raw counts, not adjusted for size
- Period: 2025-Q4 to 2026-Q3. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about The Huntington National Bank
What are The Huntington National Bank's total assets?
As of the Q2 2026 filing, The Huntington National Bank reported total assets of $283.07 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is The Huntington National Bank headquartered?
The Huntington National Bank is headquartered in Columbus, OH, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was The Huntington National Bank founded?
The Huntington National Bank was established in 1866, per the FDIC institution directory.
Is The Huntington National Bank FDIC-insured?
Yes. The Huntington National Bank is an FDIC-insured commercial bank (FDIC Certificate #6560). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates The Huntington National Bank?
The Huntington National Bank's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is The Huntington National Bank's CET1 capital ratio?
The Huntington National Bank reported a Common Equity Tier 1 (CET1) capital ratio of 11.82% in its Q2 2026 call report, above regulatory requirements.
How many branches does The Huntington National Bank operate?
The Huntington National Bank operates 1,625 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is The Huntington National Bank's Texas Ratio?
The Huntington National Bank's Texas Ratio is 10.22% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was The Huntington National Bank previously called?
The charter now named The Huntington National Bank has also operated as The Huntington National Bank (1979), per FDIC structure-change records.
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