TD Bank, N.A.: Call Report & UBPR Financial Data
Data as of · sourced from FFIEC call reports. How we update
Capital moved notably last quarter, CET1 ratio of 16.16% was down 212bps from the prior quarter. TD Bank, N.A. is one of the largest US commercial banks by assets, headquartered in Wilmington, DE, in the Greater Philadelphia banking market. As of Q2 2026, the bank held approximately $342.8B in total assets and $277.7B in deposits. Earnings are mid-range, 0.92% ROA and a 3.22% net interest margin. Regulatory capital is solid, 16.16% CET1 and 17.41% total risk-based capital ratio. Credit metrics are in line with industry norms, 1.02% NPL ratio. TD Bank's national footprint covers 1,051 domestic branches.
As of June 30, 2026, TD Bank, N.A. reported a CET1 capital ratio of 16.16%, a return on assets of 0.92%, a nonperforming-loan ratio of 1.02%, a Texas ratio of 5.43%, per financial data filed with the FFIEC.
Headquarters Profile
- Address
- 2035 Limestone Rd, Wilmington, DE 19808
- County
- New Castle
- Metro Area
- Philadelphia-Camden-Wilmington, Pa-NJ-De-MD
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 3, Philadelphia
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 031
- Established
- January 1, 1852
- Former names
- TD BankNorth, National Association (2005-2008); BankNorth, National Association (2002-2005); Peoples Heritage Bank, National Bank (2000-2002); Peoples Heritage Savings Bank (1985-2000); Heritage Savings Bank (1982-1985); Penobscot Savings Bank (1977-1982)
- Offices
- 1,051 domestic
- Employees (FTE)
- 28,582
- Domestic deposits
- $277.67B
- Allowance for credit losses
- $2.75B
- Net charge-offs (YTD)
- $393.5M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- July 1, 1961
- FDIC Cert
- 18409
- Fed RSSD
- 497404
- SEC CIK
- 947263 → filed by TORONTO-DOMINION BANK, THE
- Parent Holding Company
- TD BANK US HOLDING COMPANY (RSSD 1249196)
- Ultimate Parent
- TORONTO-DOMINION BANK, THE (RSSD 1238565)
Profitability
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full TD Bank, N.A. terminal
25 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock TD Bank, N.A., freeTD Bank, N.A. rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 16.16% | 0.92% | 1.02% | 5.43% | 3.22% |
| Q1 2026 | 18.28% | 0.72% | 1.06% | 5.12% | 3.16% |
| Q4 2025 | 18.11% | 0.53% | 1.11% | 5.48% | 3.24% |
| Q3 2025 | 17.96% | 0.60% | 1.01% | 5.07% | 3.01% |
| Q2 2025 | 17.85% | 0.61% | 0.96% | 5.12% | 2.97% |
| Q1 2025 | 17.49% | 0.42% | 0.92% | 4.97% | 2.79% |
| Q4 2024 | 16.94% | -0.44% | 0.87% | 5.21% | 2.56% |
| Q3 2024 | 16.95% | -1.65% | 0.69% | 4.12% | 2.66% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 1,050 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| TD Bank, N.A. (main office) | Wilmington , DE | 19808 | $57.63B |
| Horsham Branch | Horsham , PA | 19044 | $3.52B |
| 68th and Broadway Branch | New York , NY | 10023 | $2.23B |
| John & Broadway Branch | New York , NY | 10038 | $1.39B |
| Faneuil Hall Store Branch | Boston , MA | 02108 | $1.13B |
| Kings Highway Branch | Cherry Hill , NJ | 08034 | $1.12B |
| Burlington, Vt Branch | Burlington , VT | 05401 | $1.10B |
| Greenville Main Branch | Greenville , SC | 29601 | $1.09B |
| Concord- North Main St. Branch | Concord , NH | 03301 | $1.03B |
| One Vanderbilt Branch | New York , NY | 10017 | $1.03B |
| Shady GroveGaithersburg Branch | Gaithersburg , MD | 20877 | $881.3M |
| Marlton Branch | Marlton , NJ | 08053 | $827.3M |
| Flemington Branch | Flemington , NJ | 08822 | $801.9M |
| Ocean Atrium Branch | Toms River , NJ | 08753 | $779.5M |
| 2 Wall Street Branch | New York , NY | 10005 | $760.5M |
| Evesboro Branch | Marlton , NJ | 08053 | $747.6M |
| 31st & Park Branch | New York , NY | 10016 | $720.2M |
| Rittenhouse Square Branch | Philadelphia , PA | 19103 | $694.9M |
| Brooklyn Heights Branch | Brooklyn , NY | 11201 | $690.1M |
| Center City Branch | Philadelphia , PA | 19103 | $632.1M |
| Franklin Street, Nh Branch | Manchester , NH | 03101 | $620.7M |
| Interstate Branch | Ramsey , NJ | 07446 | $603.7M |
| Winter Street Branch | Boston , MA | 02108 | $586.0M |
| Coral GablesPonce De Leon Branch | Coral Gables , FL | 33134 | $583.2M |
| New Hyde Park Branch | New Hyde Park , NY | 11040 | $579.3M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| December 31, 2021 | Structure Change | Acquired TD Auto Finance LLC Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 19, 2017 | Structure Change | Acquired Scottrade Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 18, 2017 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 1, 2010 | Structure Change | Acquired Carolina First Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 30, 2010 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 17, 2010 | Structure Change | Acquired First Federal Bank of North Florida Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| April 16, 2010 | Merger | Participated in FDIC Assisted Merger | FDIC |
| June 1, 2008 | Structure Change | Acquired Commerce Bank, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 31, 2008 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 2007 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 2007 | Structure Change | Acquired Interchange Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| February 1, 2006 | Structure Change | Acquired Hudson United Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 31, 2006 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 22, 2005 | Structure Change | Acquired Boston Federal Savings Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 21, 2005 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| May 1, 2004 | Structure Change | Acquired Foxborough Savings Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| April 30, 2004 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 2004 | Structure Change | Acquired First & Ocean National Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| December 31, 2003 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| February 15, 2003 | Structure Change | Acquired American Savings Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| February 14, 2003 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| February 14, 2003 | Structure Change | Acquired American Financial Holdings, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 1, 2003 | Structure Change | Acquired Warren Five Cents Savings Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| December 31, 2002 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 1, 2002 | Structure Change | Acquired Southington Savings Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 31, 2002 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| July 27, 2002 | Structure Change | Acquired Ipswich Savings Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| July 26, 2002 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 2002 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 2002 | Structure Change | Acquired Bank of New Hampshire, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 1, 1997 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 1, 1997 | Structure Change | Acquired Atlantic Bank, N.A. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 1, 1994 | Structure Change | Acquired Mid Maine Savings Bank F.S.B. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| July 31, 1994 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 1, 1993 | Structure Change | Acquired Oxford Bank and Trust Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 31, 1993 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 8, 1990 | Structure Change | Acquired Home Owners Savings Bank FSB Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| February 1, 1985 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 38 events, scroll the table for the full history.
Regulatory record
What the public regulatory sources show for TD Bank, N.A., each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- 3 against the institution (OCC); 22 against individuals associated with it
- October 9, 2024, OCC: Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D): TD Bank, National Association
- October 9, 2024, OCC: Civil Money Penalty (CMP): TD Bank, National Association
- September 20, 2013, OCC: Civil Money Penalty (CMP): TD Bank, National Association
- Period: Most recent institution action October 9, 2024. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 10.7% of deposits in DE, rank 2 of 36 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 52,631 applications, 23,499 loans originated, $8.93B originated, across 19 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- Consumer complaints
- 6,346 complaints in the last 4 full quarters. Raw counts, not adjusted for size
- Period: 2025-Q4 to 2026-Q3. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
Add this badge to your website
Free to use. The badge always shows TD Bank, N.A.’s most recent filed regulatory figures. It updates automatically each quarter, so it never goes stale.
Similar banks
Compare TD Bank, N.A. with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet. Pick a peer to view the full head-to-head.
Frequently asked about TD Bank, N.A.
What are TD Bank, N.A.'s total assets?
As of the Q2 2026 filing, TD Bank, N.A. reported total assets of $342.80 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is TD Bank, N.A. headquartered?
TD Bank, N.A. is headquartered in Wilmington, DE, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was TD Bank, N.A. founded?
TD Bank, N.A. was established in 1852, per the FDIC institution directory.
Is TD Bank, N.A. FDIC-insured?
Yes. TD Bank, N.A. is an FDIC-insured commercial bank (FDIC Certificate #18409). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates TD Bank, N.A.?
TD Bank, N.A.'s primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is TD Bank, N.A.'s CET1 capital ratio?
TD Bank, N.A. reported a Common Equity Tier 1 (CET1) capital ratio of 16.16% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does TD Bank, N.A. operate?
TD Bank, N.A. operates 1,051 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is TD Bank, N.A.'s Texas Ratio?
TD Bank, N.A.'s Texas Ratio is 5.43% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was TD Bank, N.A. previously called?
The charter now named TD Bank, N.A. has also operated as TD BankNorth, National Association (2005-2008), BankNorth, National Association (2002-2005), Peoples Heritage Bank, National Bank (2000-2002), Peoples Heritage Savings Bank (1985-2000), Heritage Savings Bank (1982-1985), Penobscot Savings Bank (1977-1982), per FDIC structure-change records.
Go deeper on TD Bank, N.A.
Unlock the full terminal: 25 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Unlock TD Bank, N.A., freeFree account