The Security National Bank of Sioux City, Iowa: Call Report & UBPR Financial Data
Data as of · sourced from FFIEC call reports. How we update
The Security National Bank of Sioux City, Iowa is the primary bank subsidiary of its parent holding company, headquartered in Sioux City, IA. Total assets stand at $1.7B. Profitability is strong, 1.81% ROA, paired with 15.06% ROE and a 3.52% net interest margin. Under the simplified Community Bank Leverage Ratio framework, leverage of 12.79% exceeds the CBLR threshold. Asset quality is solid, 1.14% nonperforming loans and a 6.18% Texas Ratio. 10 branches make up the footprint.
As of June 30, 2026, The Security National Bank of Sioux City, Iowa reported a Tier 1 leverage ratio of 12.79%, a return on assets of 1.81%, a nonperforming-loan ratio of 1.14%, a Texas ratio of 6.18%, per financial data filed with the FFIEC.
Headquarters Profile
- Address
- 601 Pierce St, Sioux City, IA 51101
- County
- Woodbury
- Metro Area
- Sioux City, Ia-Ne-SD
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 051
- Established
- January 1, 1884
- Offices
- 10 domestic
- Employees (FTE)
- 239
- Domestic deposits
- $1.31B
- Allowance for credit losses
- $17.5M
- Net charge-offs (YTD)
- -$19K
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 4506
- Fed RSSD
- 418249
- Website
- https://www.snbonline.com →
- Parent Holding Company
- SECURITY NATIONAL CORPORATION (RSSD 1200348)
Profitability
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
No provision recorded in the last 12 quarters.
The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full The Security National Bank of Sioux City, Iowa terminal
25 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock The Security National Bank of Sioux City, Iowa, freeThe Security National Bank of Sioux City, Iowa rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings. A community bank leverage ratio filer reports no CET1 ratio, so the first ratio column is the Tier 1 leverage ratio.
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.79% | 1.81% | 1.14% | 6.18% | 3.52% |
| Q1 2026 | 12.77% | 1.80% | 0.89% | 4.92% | 3.39% |
| Q4 2025 | 12.38% | 1.36% | 0.83% | 4.45% | 3.31% |
| Q3 2025 | 12.79% | 1.77% | 0.77% | 4.22% | 3.34% |
| Q2 2025 | 12.38% | 1.57% | 0.81% | 4.31% | 3.22% |
| Q1 2025 | 12.31% | 1.50% | 0.76% | 4.19% | 3.06% |
| Q4 2024 | 12.18% | 1.12% | 0.65% | 3.59% | 2.94% |
| Q3 2024 | 12.70% | 1.48% | 0.46% | 2.37% | 3.07% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 10 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Security National Bank of Sioux City, Iowa (main office) | Sioux City , IA | 51101 | $555.1M |
| Morningside Branch | Sioux City , IA | 51106 | $169.8M |
| Northwestern Bank Branch | Orange City , IA | 51041 | $155.5M |
| Moville Branch | Moville , IA | 51039 | $89.7M |
| Northside Branch | Sioux City , IA | 51108 | $87.2M |
| Mapleton Branch | Mapleton , IA | 51034 | $75.0M |
| Sheldon Branch | Sheldon , IA | 51201 | $60.7M |
| Akron Branch | Akron , IA | 51001 | $45.4M |
| Lawton Branch | Lawton , IA | 51030 | $38.0M |
| Westside Branch | Sioux City , IA | 51104 | $35.3M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| October 16, 2023 | M&A | merger | SEC |
| October 16, 2023 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 16, 2023 | Structure Change | Acquired Northwestern Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 1, 2015 | M&A | merger | SEC |
| May 1, 2015 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| May 1, 2015 | Structure Change | Acquired SNB Interim Bank, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| April 23, 2012 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 21, 2012 | M&A | merger | SEC |
| April 21, 2012 | Structure Change | Acquired First State Bank of Mapleton Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| April 26, 2010 | M&A | merger | SEC |
| April 26, 2010 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 26, 2010 | Structure Change | Acquired The First National Bank of Akron Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 12 events, scroll the table for the full history.
Regulatory record
What the public regulatory sources show for The Security National Bank of Sioux City, Iowa, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- Not on file: no matched FDIC, Federal Reserve or OCC action
- Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 1.0% of deposits in IA, rank 21 of 261 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 384 applications, 281 loans originated, $60.3M originated, across 8 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about The Security National Bank of Sioux City, Iowa
What are The Security National Bank of Sioux City, Iowa's total assets?
As of the Q2 2026 filing, The Security National Bank of Sioux City, Iowa reported total assets of $1.69 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is The Security National Bank of Sioux City, Iowa headquartered?
The Security National Bank of Sioux City, Iowa is headquartered in Sioux City, IA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was The Security National Bank of Sioux City, Iowa founded?
The Security National Bank of Sioux City, Iowa was established in 1884, per the FDIC institution directory.
Is The Security National Bank of Sioux City, Iowa FDIC-insured?
Yes. The Security National Bank of Sioux City, Iowa is an FDIC-insured commercial bank (FDIC Certificate #4506). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates The Security National Bank of Sioux City, Iowa?
The Security National Bank of Sioux City, Iowa's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does The Security National Bank of Sioux City, Iowa operate?
The Security National Bank of Sioux City, Iowa operates 10 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is The Security National Bank of Sioux City, Iowa's Texas Ratio?
The Security National Bank of Sioux City, Iowa's Texas Ratio is 6.18% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
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