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Truxton Trust Company: Call Report & UBPR Financial Data

Nashville, TN $1B to $10B in assets Est. August 30, 2004 FDIC #57825 RSSD #3290240 Routing #064008912 Federal Reserve

Data as of · sourced from FFIEC call reports. How we update

Assets
$1.37B
Deposits
$1.13B
Loans
$803.7M
Equity
$120.8M

Truxton Trust Company is a community bank chartered in 2004, based in Nashville, TN. As of Q2 2026, the bank held approximately $1.4B in total assets and $1.1B in deposits. The bank posts a strong 2.00% ROA and 23.25% ROE. Capital is comfortably above regulatory requirements, CET1 ratio of 14.02% sits well above the 7% level required once the capital conservation buffer is included. Asset quality is pristine, 0.01% NPLs and a 0.11% Texas Ratio. The bank operates from a single office.

As of June 30, 2026, Truxton Trust Company reported a CET1 capital ratio of 14.02%, a return on assets of 2.00%, a nonperforming-loan ratio of 0.01%, a Texas ratio of 0.11%, per financial data filed with the FFIEC.

Headquarters Profile

Address
20 Burton Hills Blvd, Nashville, TN 37215
County
Davidson
Metro Area
Nashville-Davidson-Murfreesboro-Franklin, TN
Charter
Commercial bank, state charter, Fed member, FRB-supervised
Primary Regulator
Federal Reserve
FDIC Region
Dallas (Region 13)
Federal Reserve member
Yes
Federal Reserve district
District 6, Atlanta
Fiduciary (trust) powers
Full trust powers granted
Call Report form
FFIEC 041
Established
August 30, 2004
Offices
1 domestic
Employees (FTE)
90
Domestic deposits
$1.13B
Allowance for credit losses
$7.4M
Net charge-offs (YTD)
$2K
Tax status
C corporation
Ownership
Stock
Community bank
Yes
FDIC-insured since
August 30, 2004
FDIC Cert
57825
Fed RSSD
3290240
SEC CIK
1578019 → filed by TRUXTON CORPORATION

Balance Sheet

Total liabilities$1.25B
Cash & balances due$17.8M
Securities, available-for-sale$491.8M
Securities, held-to-maturity$0
Goodwill & intangibles$0

Income Statement

Net income Q2$6.9M
Net interest income YTD$20.7M
Total interest income YTD$37.7M
Total interest expense YTD$17.0M
Provision for credit losses YTD-$27K

Operating & Funding

Total noninterest income YTD$12.9M
Total noninterest expense YTD$16.6M

Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.

Quarterly trends

Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.

Total assets and total liabilities

Balances at each quarter end. The gap between the two lines is equity capital.

Loans and leases against deposits

Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.

Securities and cash

Balances at each quarter end. Each line is its own balance, not stacked on the other.

Interest income against interest expense

Each bar is that quarter alone. The gap between the two is net interest income.

Net interest income

What the balance sheet earned on spread that quarter, before fees and operating costs.

Noninterest income against noninterest expense

Fees, trading and other income against salaries, premises and the rest of the cost base.

Provision for credit losses

What the bank charged to earnings that quarter to build its allowance for expected losses.

Net income

The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.

Return on assets and net interest margin
CET1 and Tier 1 leverage ratios

CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.

CRE concentration at 234% of capital, approaching guidance BRR analysis What does this mean? →

Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.

Truxton Trust Company rankings

How this bank ranks on each leaderboard. Click any rank to see the full ranked list.

Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.

Quarterly trend: last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

Quarter CET1 ROA NPL Texas NIM
Q2 2026 14.02% 2.00% 0.01% 0.11% 3.07%
Q1 2026 13.69% 1.95% 0.01% 0.10% 3.12%
Q4 2025 12.93% 1.61% 0.01% 0.09% 2.97%
Q3 2025 13.35% 1.77% 0.69% 4.33% 2.84%
Q2 2025 13.64% 1.79% 0.71% 4.44% 2.84%
Q1 2025 13.83% 1.87% 0.70% 4.59% 2.91%
Q4 2024 14.88% 2.00% 0.74% 4.75% 2.94%
Q3 2024 15.17% 1.81% 0.75% 4.69% 2.73%

Swipe the table sideways to see every column.

Branch Network

Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 1 branches →

1–1 of 1
Branch Location ZIP Deposits
Truxton Trust Company (main office) Nashville , TN 37215 $1.13B

Regulatory record

What the public regulatory sources show for Truxton Trust Company, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.

Enforcement actions
1 against the institution (Federal Reserve)
Period: Most recent institution action April 29, 2015. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
0.4% of deposits in TN, rank 38 of 165 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
Not on file: no HMDA filing matched
Period: not on file. Source: FFIEC HMDA loan application register.
Consumer complaints
Not on file: no CFPB complaints matched
Period: not on file. Source: CFPB consumer complaint database.
CFPB enforcement
Not on file: CFPB enforcement actions are not loaded
Period: not on file. Source: CFPB enforcement actions.
CRA examination rating
Not on file: FFIEC CRA ratings are not loaded
Period: not on file. Source: FFIEC CRA ratings.

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Truxton Trust Company: regulatory capital profile · BankRegReports

Frequently asked about Truxton Trust Company

What are Truxton Trust Company's total assets?

As of the Q2 2026 filing, Truxton Trust Company reported total assets of $1.37 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Truxton Trust Company headquartered?

Truxton Trust Company is headquartered in Nashville, TN, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Truxton Trust Company founded?

Truxton Trust Company was established in 2004, per the FDIC institution directory.

Is Truxton Trust Company FDIC-insured?

Yes. Truxton Trust Company is an FDIC-insured commercial bank (FDIC Certificate #57825). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Truxton Trust Company?

Truxton Trust Company's primary federal regulator is the Federal Reserve. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Truxton Trust Company's CET1 capital ratio?

Truxton Trust Company reported a Common Equity Tier 1 (CET1) capital ratio of 14.02% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

How many branches does Truxton Trust Company operate?

Truxton Trust Company operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Truxton Trust Company's Texas Ratio?

Truxton Trust Company's Texas Ratio is 0.11% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.

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