Bank of Hope: Financial Reports & UBPR Data
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Data as of · sourced from FFIEC call reports. How we update
Bank of Hope, based in Los Angeles, California, reported $19.0 billion in assets at June 30, 2026, up 2.4% from a year earlier. It returns 6.3% a year on shareholders' equity, lower than about 9 in 10 of the 127 banks with $10 billion to $100 billion in assets (median 11.1%). It also lost 0.3% of its deposits over the year, lower than about three-quarters of banks its size (median 5.7%).
Loans and deposits moved in opposite directions: over the year loans rose 4.1% and deposits fell 0.3%. Its margin is thin by comparison: it keeps 2.98 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.63 cents).
As of June 30, 2026, Bank of Hope reported a CET1 capital ratio of 12.65%, a return on assets of 0.79%, a nonperforming-loan ratio of 0.88% and a Texas ratio of 5.11%, according to its call report filed with the FFIEC.
Headquarters Profile
- Address
- 3200 Wilshire Blvd, Los Angeles, CA 90010
- County
- Los Angeles
- Metro Area
- Los Angeles-Long Beach-Anaheim, CA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- San Francisco (Region 14)
- Federal Reserve member
- No
- Federal Reserve district
- District 12, San Francisco
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- March 18, 1986
- Former names
- BBCN Bank (2011-2016); Center Bank (2002-2011)
- Offices
- 75 domestic
- Employees (FTE)
- 1,433
- Domestic deposits
- $15.92B
- Allowance for credit losses
- $153.2M
- Net charge-offs (YTD)
- $19.7M
- Average total assets
- $18.84B
- Average total loans
- $14.78B
- Average interest-bearing deposits
- $15.41B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- March 18, 1986
- FDIC Cert
- 26610
- Fed RSSD
- 671464
- SEC CIK
- 1128361 → filed by HOPE BANCORP, INC.
- Website
- www.bankofhope.com →
- Parent Holding Company
- HOPE BANCORP, INC. (RSSD 2961879) · HOPE
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Kim Kevin Sung | CEO | Chairman & CEO |
| Peter Koh | COO | President & COO |
| Julianna Balicka | CFO | EVP, CFO |
| Thomas Stenger | CRO | SEVP, Chief Risk Officer |
| Angelee Harris | GC | EVP, General Counsel |
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD. The UBPR's YTD ROA divides by the average of the quarterly average assets the bank reports on Schedule RC-K, while FDIC BankFind divides by the average of quarter-end total assets, so FDIC's ROA can differ from the YTD figure by a few hundredths of a point.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Bank of Hope terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock Bank of Hope, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
Bank of Hope rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Banks merged into Bank of Hope
- Territorial Savings Bank, effective April 2, 2025
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.65% | 0.79% | 0.88% | 5.11% | 2.98% |
| Q1 2026 | 12.73% | 0.70% | 0.95% | 5.69% | 2.89% |
| Q4 2025 | 12.82% | 0.89% | 1.02% | 6.37% | 2.96% |
| Q3 2025 | 12.67% | 0.72% | 0.95% | 5.91% | 2.94% |
| Q2 2025 | 12.62% | -0.51% | 0.89% | 5.25% | 2.70% |
| Q1 2025 | 13.80% | 0.56% | 0.72% | 4.02% | 2.52% |
| Q4 2024 | 13.61% | 0.64% | 0.86% | 5.17% | 2.54% |
| Q3 2024 | 13.62% | 0.63% | 1.03% | 6.24% | 2.59% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 75 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bank of Hope (main office) | Los Angeles , CA | 90010 | $3.44B |
| Manhattan Branch | New York , NY | 10001 | $838.7M |
| Olympic - Hoover Branch | Los Angeles , CA | 90006 | $497.1M |
| Bayside Branch | Bayside , NY | 11361 | $452.8M |
| Fullerton - Beach Branch | Buena Park , CA | 90621 | $419.4M |
| Broadway Branch | Los Angeles , CA | 90015 | $417.6M |
| Hilo Branch | Hilo , HI | 96720 | $385.3M |
| Fort Lee Branch | Fort Lee , NJ | 07024 | $378.1M |
| Gardena Branch | Gardena , CA | 90247 | $355.1M |
| Silicon Valley Branch | Sunnyvale , CA | 94087 | $345.3M |
| Wilshire-Harvard Branch | Los Angeles , CA | 90010 | $326.7M |
| Western-Beverly Branch | Los Angeles , CA | 90004 | $326.5M |
| Lynnwood | Lynnwood , WA | 98037 | $306.0M |
| San Pedro Mart Branch | Los Angeles , CA | 90015 | $304.9M |
| Territorial Branch | Honolulu , HI | 96813 | $303.5M |
| Olympic - Vermont Branch | Los Angeles , CA | 90006 | $294.4M |
| Niles Branch | Niles , IL | 60714 | $286.7M |
| Flushing-Union Branch | Flushing , NY | 11354 | $257.1M |
| Cerritos Branch | Cerritos , CA | 90703 | $254.0M |
| Duluth Branch | Duluth , GA | 30096 | $251.2M |
| Rowland Heights-Colima Branch | Walnut , CA | 91789 | $243.5M |
| Arlington Branch | Arlington Heights , IL | 60005 | $232.4M |
| La Palma Branch | La Palma , CA | 90623 | $223.9M |
| Torrance Branch | Torrance , CA | 90501 | $211.1M |
| Skokie Branch | Skokie , IL | 60077 | $208.3M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| April 2, 2025 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 2, 2025 | Structure Change | Acquired Territorial Savings Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| July 30, 2016 | Structure Change | Acquired Wilshire Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| July 29, 2016 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 13, 2013 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 13, 2013 | Structure Change | Acquired The Foster Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| February 21, 2013 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| February 15, 2013 | Structure Change | Acquired Pacific International Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| December 1, 2011 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 1, 2011 | Structure Change | Acquired Nara Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| April 17, 2010 | Structure Change | Acquired Innovative Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| April 16, 2010 | Merger | Participated in FDIC Assisted Merger | FDIC |
| April 23, 2004 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| May 7, 1993 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| May 7, 1993 | Structure Change | Acquired Wilshire Center Bank, N.A. Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 15 events, scroll the table for the full history.
Regulatory record
What the public regulatory sources show for Bank of Hope, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- 1 against the institution (Federal Reserve); 1 against individuals associated with it
- October 4, 1994, Federal Reserve: Cease and Desist Order: California Center Bank, Los Angeles, CA
- Period: Most recent institution action October 4, 1994. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.5% of deposits in CA, rank 21 of 171 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 1,286 applications, 889 loans originated, $592.3M originated, across 25 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 352 loans, $262.8M approved, $747K average. 0.57% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about Bank of Hope
What are Bank of Hope's total assets?
As of the Q2 2026 filing, Bank of Hope reported total assets of $18.99 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Bank of Hope headquartered?
Bank of Hope is headquartered in Los Angeles, CA, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.
When was Bank of Hope founded?
Bank of Hope was established in 1986, per the FDIC institution directory.
Is Bank of Hope FDIC-insured?
Yes. Bank of Hope is an FDIC-insured commercial bank (FDIC Certificate #26610). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Hope?
Bank of Hope's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Bank of Hope's CET1 capital ratio?
Bank of Hope reported a Common Equity Tier 1 (CET1) capital ratio of 12.65% in its Q2 2026 call report, above regulatory requirements.
How many branches does Bank of Hope operate?
Bank of Hope operates 75 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bank of Hope's Texas Ratio?
Bank of Hope's Texas Ratio is 5.11% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was Bank of Hope previously called?
The charter now named Bank of Hope has also operated as BBCN Bank (2011-2016), Center Bank (2002-2011), per FDIC structure-change records.
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