Branch Network
Chemung Canal Trust Company, N.A. Locations & Branches
Chemung Canal Trust Company, N.A. operates 30 branches from its headquarters in Elmira, NY, .
Chemung Canal Trust Company, N.A. branch network
Its 30 branches span 2 states and 24 cities. The most are in NEW YORK (28) and PENNSYLVANIA (2). NEW YORK holds 97.4% of its branch deposits. Elmira, NY has the most of its branches, 3. Its largest office by deposits is the Chemung Canal Trust Company office in Elmira, NY, with $361.1M (15.2% of its branch deposits). It had the same number of branches on June 30, 2025.
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Elmira, NY (3 branches) | 1 of 4 | 65.7% | $500.1M |
| State: NY (28 branches) | 53 of 180 | <0.1% | $2.31B |
Share by county and metro area
Chemung Canal Trust Company, N.A.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Chemung, NY (6 branches) | 1 of 5 | 60.0% | $799.6M | $1.33B |
| Albany, NY (4 branches) | 10 of 17 | 2.0% | $343.5M | $17.53B |
| Schuyler, NY (2 branches) | 1 of 2 | 75.2% | $227.0M | $302.0M |
| Steuben, NY (2 branches) | 3 of 6 | 10.6% | $153.6M | $1.45B |
| Tioga, NY (2 branches) | 2 of 5 | 26.5% | $152.8M | $577.1M |
| Broome, NY (2 branches) | 6 of 9 | 3.6% | $124.2M | $3.48B |
| Cayuga, NY (2 branches) | 5 of 10 | 7.7% | $121.2M | $1.57B |
| Tompkins, NY (2 branches) | 4 of 11 | 4.1% | $119.6M | $2.92B |
| Erie, NY (1 branch) | 16 of 20 | 0.2% | $97.9M | $63.26B |
| Saratoga, NY (2 branches) | 12 of 15 | 1.4% | $92.3M | $6.72B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Elmira, NY (6 branches) | 1 of 5 | 60.0% | $799.6M | $1.33B |
| Albany-Schenectady-Troy, NY (7 branches) | 14 of 19 | 1.5% | $469.7M | $31.10B |
| Binghamton, NY (4 branches) | 5 of 9 | 6.8% | $277.0M | $4.05B |
| Corning, NY (2 branches) | 3 of 6 | 10.6% | $153.6M | $1.45B |
| Auburn, NY (2 branches) | 5 of 10 | 7.7% | $121.2M | $1.57B |
| Ithaca, NY (2 branches) | 4 of 11 | 4.1% | $119.6M | $2.92B |
| Buffalo-Cheektowaga, NY (1 branch) | 16 of 20 | 0.1% | $97.9M | $66.97B |
| Sayre, PA (2 branches) | 5 of 6 | 3.8% | $61.9M | $1.63B |
| Cortland, NY (1 branch) | 5 of 5 | 2.5% | $21.8M | $880.2M |
| Seneca Falls, NY (1 branch) | 5 of 6 | 3.4% | $21.7M | $637.4M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Chemung Canal Trust Company | Elmira, NY | 14901 | $361.1M |
| Arnot Road Office Branch | Horseheads, NY | 14845 | $127.2M |
| Latham Branch | Latham, NY | 12110 | $124.0M |
| State Street Branch | Albany, NY | 12207 | $123.7M |
| Montour Falls Branch | Montour Falls, NY | 14865 | $114.1M |
| North Franklin Street Branch | Watkins Glen, NY | 14891 | $113.0M |
| Corning Branch | Corning, NY | 14830 | $99.3M |
| Canal Bank Branch | Buffalo, NY | 14221 | $97.9M |
| Horseheads Branch | Horseheads, NY | 14845 | $93.1M |
| Waverly Branch | Waverly, NY | 14892 | $80.6M |
| Ithaca South Branch | Ithaca, NY | 14850 | $79.4M |
| Elmira Heights Branch | Elmira Heights, NY | 14903 | $79.3M |
| Wolf Road Branch | Albany, NY | 12205 | $72.7M |
| Southport Branch | Elmira, NY | 14904 | $72.4M |
| 203 Main Street Branch | Owego, NY | 13827 | $72.1M |
| Grant Avenue Branch | Auburn, NY | 13021 | $70.1M |
| Vestal Branch | Vestal, NY | 13850 | $69.1M |
| West Side Branch | Elmira, NY | 14905 | $66.6M |
| Binghamton Branch | Binghamton, NY | 13901 | $55.2M |
| Clifton Park Office Branch | Clifton Park, NY | 12065 | $55.2M |
| West Morris Street Branch | Bath, NY | 14810 | $54.3M |
| Auburn - Genesee St Branch | Auburn, NY | 13021 | $51.1M |
| Canton Branch | Canton, PA | 17724 | $43.5M |
| Community Corners Branch | Ithaca, NY | 14850 | $40.2M |
| Wilton Branch | Saratoga Springs, NY | 12866 | $37.2M |
| Schenectady Branch | Schenectady, NY | 12305 | $33.8M |
| Slingerlands Office Branch | Slingerlands, NY | 12159 | $23.2M |
| Groton Avenue Branch | Cortland, NY | 13045 | $21.8M |
| Seneca Falls Branch | Seneca Falls, NY | 13148 | $21.7M |
| Troy Branch | Troy, PA | 16947 | $18.4M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 597) · FFIEC NIC profile (RSSD 884303)