Interaudi Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Interaudi Bank of New York, NY against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.28% | 1.34% | -0.06% | 49th below |
| ROAE | 13.03% | 12.34% | +0.69% | 54th above |
| Net Interest Margin | 3.16% | 3.83% | -0.67% | 20th bottom |
| Efficiency Ratio | 52.93% | 58.97% | -6.04% | 65th above |
| PPNR / Avg Assets | 1.76% | — | — | 51st above |
| Yield on Earning Assets | 5.08% | 5.71% | -0.63% | 24th bottom |
| Cost of Funds | 2.15% | 2.02% | +0.13% | 40th below |
| Net Interest Spread | 1.79% | — | — | 4th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.36% | 0.87% | +1.49% | 6th bottom |
| NPA / Total Assets | 1.68% | — | — | 8th bottom |
| NCO / Avg Loans | 0.00% | 0.43% | -0.43% | 78th top |
| ACL / Total Loans | 0.61% | — | — | 6th bottom |
| ACL / NPLs (Coverage) | 25.88% | — | — | 2nd bottom |
| Texas Ratio | 16.05% | 5.48% | +10.57% | 5th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 18.12% | 14.99% | +3.13% | 87th top |
| Tier 1 Ratio | 18.12% | 15.02% | +3.10% | 87th top |
| Total Capital Ratio | 18.85% | — | — | 85th top |
| Leverage Ratio | 10.02% | 11.11% | -1.09% | 37th below |
| Equity / Assets | 10.12% | 11.02% | -0.90% | 45th below |
| TCE / Tangible Assets | 10.12% | — | — | 58th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 70.03% | 86.99% | -16.96% | 85th top |
| Core Deposit Ratio | 45.79% | 85.57% | -39.78% | 1st bottom |
| Uninsured Deposit Ratio | 57.15% | 33.19% | +23.96% | 5th bottom |
| Wholesale Funding Ratio | 1.09% | — | — | 80th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 9.55% | — | — | 74th above |
| Loan Growth (Y/Y) | 11.27% | — | — | 76th top |
| Deposit Growth (Y/Y) | 9.97% | — | — | 74th above |
See Interaudi Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Interaudi Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Interaudi Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Interaudi Bank peer analysis.