Interaudi Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Brokered deposits to total deposits: 2.89 percentage points lower than in Q1 2026, at 0.73%. Interaudi Bank ranks 30th of 105 New York banks on return on assets, in the upper half at 1.28% (Q2 2026). The median for banks in the $1B-10B asset tier is 1.27% on return on assets; Interaudi Bank reported 1.28% for Q2 2026, nearly level with it.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 18.12% |
| Tier 1 risk-based capital ratio | 18.12% |
| Total risk-based capital ratio | 18.85% |
| Tier 1 leverage ratio | 10.02% |
| Equity capital to assets | 10.12% |
| Tangible equity to tangible assets | 10.12% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 2.36% |
| Non-performing assets ratio | 1.68% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 16.05% |
| Allowance for credit losses to loans | 0.61% |
| Reserve coverage of non-performing loans | 25.88% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.28% |
| Return on equity | 13.03% |
| Net interest margin | 3.16% |
| Efficiency ratio | 52.93% |
| Yield on earning assets | 5.08% |
| Cost of funds | 2.15% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 70.03% |
| Core deposits to total deposits | 45.79% |
| Brokered deposits to total deposits | 0.73% |
| Deposits to assets | 87.36% |
| Securities to assets | 21.98% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 19.33% | 19.33% | 20.14% | 10.27% | 1.34% |
| Q4 2023 | 20.04% | 20.04% | 20.87% | 10.54% | 1.37% |
| Q1 2024 | 19.75% | 19.75% | 20.60% | 10.19% | 1.12% |
| Q2 2024 | 19.76% | 19.76% | 20.64% | 10.11% | 1.07% |
| Q3 2024 | 19.00% | 19.00% | 19.87% | 10.32% | 1.06% |
| Q4 2024 | 19.48% | 19.48% | 20.31% | 10.36% | 1.39% |
| Q1 2025 | 18.38% | 18.38% | 19.23% | 10.17% | 0.95% |
| Q2 2025 | 18.64% | 18.64% | 19.43% | 10.42% | 1.18% |
| Q3 2025 | 19.24% | 19.24% | 20.04% | 10.46% | 1.23% |
| Q4 2025 | 19.12% | 19.12% | 19.90% | 10.37% | 1.19% |
| Q1 2026 | 18.15% | 18.15% | 18.91% | 9.97% | 1.17% |
| Q2 2026 | 18.12% | 18.12% | 18.85% | 10.02% | 1.28% |
Interaudi Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Interaudi Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Interaudi Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 24516) · FFIEC NIC profile (RSSD 538802)