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#asset quality
Articles tagged with "asset quality"
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Nonperforming Loans and the NPL Ratio: What the Number Actually Tells You
At the peak of the 2008 credit cycle, the industry-wide noncurrent loan rate hit 5.4% — nearly one in twenty loan dollars had stopped …
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What Is the Net Charge-Off Rate? A Bank Credit Guide
In the fourth quarter of 2009, the net charge-off rate for U.S. commercial banks hit 3.0% annualized — a level that would be catastrophic …
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What Is CECL? The Allowance for Credit Losses, Explained
In Q1 2020, JPMorgan Chase posted a $6.8 billion provision for credit losses — up from $1.5 billion the prior quarter. The bank's loan …
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Educational
What Is the Texas Ratio? A Bank Failure Warning Sign
The Texas Ratio is one of the simplest and most reliable early-warning signals for bank failure. Learn what it measures, how to calculate it …
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