#FFIEC
Articles tagged with "FFIEC"
How Call Report Forms Change, and How to Track It
Call report items are added, redefined, and discontinued on a regular cycle, and the process is public from proposal to effective date. Knowing the …
FFIEC 031 vs 041 vs 051: Which Call Report to File
Every US bank files one of three call report forms: the FFIEC 031, 041, or 051. Which one depends on the bank's asset size …
UBPR Data: Formulas, Bulk Files and Why Ratios Disagree
If you have ever sat in an ALCO meeting and argued about a peer comparison, or built a bank financial model from scratch, you …
MDRM Codes Explained: What Community Bankers Should Know
Your examiner walks in with a spreadsheet showing your net interest margin sitting 40 basis points below peer. They pulled that peer data from …
FFIEC Call Report Data: What It Contains and How to Use It
When the Fed raised rates 525 basis points in about 16 months (March 2022 to July 2023), cumulative deposit beta for the median bank …
FFIEC Data Quality: Unit and Schema Inconsistencies
A community bank CFO runs the same NIM calculation every quarter for three years. One quarter, the number comes back at 340% instead of …
Why FFIEC CDR Bulk Data Falls Short for Bank Peer Analysis
A community bank CFO pulling together an ALCO package has a reasonable expectation that publicly reported Call Report data should produce consistent peer benchmarks. …
Why FDIC, Call Report and Peer Data Differ for the Same Bank
Pull total assets for the same community bank from the FDIC BankFind suite, the FFIEC Call Report, and the UBPR, and you may get …
Call Report Schedule RC Explained: Balance Sheet Line Items
If you have spent time building bank models, preparing for regulatory exams, or reconciling regulatory filings against financial statements, you already know that Schedule …
Why Bank Regulatory Data Is Harder to Use Than You Think
Your ALCO package is due Friday. You want to show the board how your cost of deposits compares to fifteen peers, a straightforward ask. …