#peer benchmarks
Articles tagged with "peer benchmarks"
UBPR Peer Groups: Percentiles and Why Yours Changed
The UBPR compares your bank against a peer group, but the peer group is assigned by rule, changes as your bank changes, and the …
Bank Regulatory Data Analysis: Getting More From Benchmarks
When the Fed raised rates 525 basis points in about 16 months (March 2022 to July 2023), cumulative deposit beta for the median bank …
NCUA 5300 Call Report: A Practical Guide for Analysts
Net worth ratios across federally insured credit unions (NCUA 5300).
MDRM Codes Explained: What Community Bankers Should Know
Your examiner walks in with a spreadsheet showing your net interest margin sitting 40 basis points below peer. They pulled that peer data from …
Net Interest Margin: Community Bank Benchmarks and Trends
The median net interest margin for community banks in the $1B–$10B asset range sat at roughly 3.3–3.5% entering 2025 and rose to about 3.7% …
FFIEC Call Report Data: What It Contains and How to Use It
When the Fed raised rates 525 basis points in about 16 months (March 2022 to July 2023), cumulative deposit beta for the median bank …
Efficiency Ratio Benchmarks by Asset Size: Community Banks
Where U.S. banks fall on the efficiency ratio (lower is better); most cluster in the 50-70% range.
Credit Union Performance Analysis: Metrics and Benchmarks
NCUA data for Q1 2025 put the aggregate net worth ratio for federally insured credit unions at 10.95%, up from 10.61% a year earlier. …
Community Banking Trends: What the Regulatory Data Shows
The 2022–2024 rate cycle is over, but its effects are still running through community bank balance sheets in ways that differ significantly from what …
Bank Valuation: Price-to-Book and Earnings Metrics
As of early 2025, most community banks trading in M&A transactions were changing hands at 1.2–1.6× tangible book value. A year earlier, that range …