Lists · Deposits by metro area
Fredericksburg, TX Metro Area Bank Deposit Market Share
Security State Bank & Trust holds the largest share of deposits in the Fredericksburg, TX metro area, 31.8%, followed by First United Bank and Trust Company (20.8%) and JPMorgan Chase Bank, N.A. (17.3%). 13 institutions hold $1.64B at 18 offices as of June 30, 2026, down 0.1% from 2025.
Largest share changes since 2025
Gained: Centennial Bank (2.06 points); First United Bank and Trust Company (1.24 points); Prosperity Bank (0.73 points).
Lost: Security State Bank & Trust (-2.35 points); JPMorgan Chase Bank, N.A. (-0.98 points); Broadway National Bank (-0.28 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | Security State Bank & Trust | $522.4M | 31.76% | -2.35 pts |
| 2 | First United Bank and Trust Company | $341.6M | 20.77% | +1.24 pts |
| 3 | JPMorgan Chase Bank, N.A. | $284.9M | 17.32% | -0.98 pts |
| 4 | Centennial Bank | $127.3M | 7.74% | +2.06 pts |
| 5 | Arrowhead Bank | $86.2M | 5.24% | -0.15 pts |
| 6 | Broadway National Bank | $82.3M | 5.00% | -0.28 pts |
| 7 | Guadalupe Bank | $63.6M | 3.86% | +0.64 pts |
| 8 | Texas Regional Bank | $51.1M | 3.11% | -0.18 pts |
| 9 | PNC Bank, N.A. | $42.5M | 2.59% | -0.02 pts |
| 10 | Prosperity Bank | $34.4M | 2.09% | +0.73 pts |
| 11 | Woodforest National Bank | $7.6M | 0.46% | +0.05 pts |
| 12 | Rio Bank | $694K | 0.04% | -0.12 pts |
| 13 | Frost Bank | $48K | <0.01% | +0.00 pts |
About this list
Deposits are those held at each institution's offices in Fredericksburg, TX (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
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