Lists · Deposits by metro area
Johnstown, PA Metro Area Bank Deposit Market Share
1st Summit Bank holds the largest share of deposits in the Johnstown, PA metro area, 22.1%, followed by Ameriserv Financial Bank (21.0%) and First National Bank of Pennsylvania (20.7%). 13 institutions hold $4.05B at 59 offices as of June 30, 2026, up 0.4% from 2025.
Largest share changes since 2025
Gained: First Commonwealth Bank (0.51 points); Infirst Bank (0.32 points); S & T Bank (0.28 points).
Lost: 1st Summit Bank (-0.49 points); Ameriserv Financial Bank (-0.37 points); Somerset Trust Company (-0.32 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | 1st Summit Bank | $895.5M | 22.09% | -0.49 pts |
| 2 | Ameriserv Financial Bank | $852.7M | 21.03% | -0.37 pts |
| 3 | First National Bank of Pennsylvania | $839.4M | 20.70% | +0.01 pts |
| 4 | First Commonwealth Bank | $430.1M | 10.61% | +0.51 pts |
| 5 | Somerset Trust Company | $267.2M | 6.59% | -0.32 pts |
| 6 | S & T Bank | $227.1M | 5.60% | +0.28 pts |
| 7 | Penncrest Bank | $122.7M | 3.03% | +0.12 pts |
| 8 | Slovenian Savings & Loan Association of Franklin-Conemaugh | $121.4M | 2.99% | +0.07 pts |
| 9 | Northwest Bank | $113.1M | 2.79% | -0.09 pts |
| 10 | CNB Bank | $77.1M | 1.90% | -0.06 pts |
| 11 | Infirst Bank | $68.1M | 1.68% | +0.32 pts |
| 12 | Marion Center Bank | $36.1M | 0.89% | +0.04 pts |
| 13 | Woodforest National Bank | $4.0M | 0.10% | -0.02 pts |
About this list
Deposits are those held at each institution's offices in Johnstown, PA (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
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