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Lists · Deposits by metro area

Lancaster, PA Metro Area Bank Deposit Market Share

Fulton Bank, N.A. holds the largest share of deposits in the Lancaster, PA metro area, 29.4%, followed by Truist Bank (16.0%) and PNC Bank, N.A. (9.1%). 25 institutions hold $18.88B at 145 offices as of June 30, 2026, up 6.9% from 2025.

Institutions: 25 Offices: 145 Deposits: $18.88B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Truist Bank (1.49 points); Fulton Bank, N.A. (0.98 points); Wayne Bank (0.71 points, new to this market).

Lost: Ephrata National Bank (-1.02 points); Santander Bank, N.A. (-0.45 points); PNC Bank, N.A. (-0.43 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 Fulton Bank, N.A. 20 $5.54B 29.37% +0.98 pts 10.5%
2 Truist Bank 19 $3.01B 15.96% +1.49 pts 17.9%
3 PNC Bank, N.A. 13 $1.71B 9.07% -0.43 pts 2.0%
4 Ephrata National Bank 16 $1.69B 8.94% -1.02 pts -4.1%
5 Bank of Bird-In-Hand 11 $1.46B 7.71% +0.63 pts 16.3%
6 Wells Fargo Bank, N.A. 6 $1.03B 5.48% -0.29 pts 1.4%
7 Manufacturers and Traders Trust Company 8 $670.6M 3.55% -0.14 pts 2.9%
8 Northwest Bank 8 $568.0M 3.01% +0.23 pts 15.7%
9 Univest Bank and Trust Co. 5 $515.2M 2.73% -0.04 pts 5.4%
10 First National Bank of Pennsylvania 4 $499.2M 2.64% -0.33 pts -5.0%
11 S & T Bank 3 $404.9M 2.15% +0.05 pts 9.5%
12 Orrstown Bank 8 $403.0M 2.13% -0.29 pts -6.1%
13 Citizens Bank, N.A. 4 $346.1M 1.83% -0.17 pts -2.3%
14 Santander Bank, N.A. 2 $226.6M 1.20% -0.45 pts -22.1%
15 Mid Penn Bank 2 $202.0M 1.07% -0.17 pts -7.5%
16 Wayne Bank 2 $133.9M 0.71% +0.71 pts New
17 Jonestown Bank and Trust Company of Jonestown, Pennsylvania 3 $117.4M 0.62% -0.12 pts -9.8%
18 Burke and Herbert Bank and Trust Company 1 $105.1M 0.56% +0.56 pts New
19 First Citizens Community Bank 3 $61.3M 0.32% -0.05 pts -7.2%
20 ACNB Bank 2 $50.7M 0.27% +0.05 pts 32.1%
21 JPMorgan Chase Bank, N.A. 1 $38.4M 0.20% +0.13 pts 183.5%
22 First Commonwealth Bank 1 $38.0M 0.20% +0.01 pts 12.5%
23 Peoples Security Bank and Trust Company 1 $35.2M 0.19% +0.19 pts New
24 Citizens & Northern Bank 1 $13.2M 0.07% -0.02 pts -14.7%
25 Woodforest National Bank 1 $2.2M 0.01% 0.00 pts -3.8%

About this list

Deposits are those held at each institution's offices in Lancaster, PA (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

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