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Lists · Deposits by metro area

Reading, PA Metro Area Bank Deposit Market Share

Customers Bank holds the largest share of deposits in the Reading, PA metro area, 37.6%, followed by Santander Bank, N.A. (25.9%) and Truist Bank (8.8%). 19 institutions hold $22.66B at 89 offices as of June 30, 2026, up 7.0% from 2025.

Institutions: 19 Offices: 89 Deposits: $22.66B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Customers Bank (2.88 points); Fulton Bank, N.A. (0.36 points); Truist Bank (0.31 points).

Lost: Santander Bank, N.A. (-1.81 points); Wells Fargo Bank, N.A. (-0.82 points); Manufacturers and Traders Trust Company (-0.36 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 Customers Bank 2 $8.51B 37.57% +2.88 pts 15.9%
2 Santander Bank, N.A. 6 $5.87B 25.90% -1.81 pts 0.0%
3 Truist Bank 13 $2.00B 8.83% +0.31 pts 10.9%
4 Wells Fargo Bank, N.A. 7 $1.39B 6.12% -0.82 pts -5.7%
5 Tompkins Bank & Trust 12 $1.17B 5.14% -0.10 pts 4.9%
6 Fulton Bank, N.A. 7 $970.9M 4.28% +0.36 pts 16.9%
7 Manufacturers and Traders Trust Company 12 $803.3M 3.54% -0.36 pts -2.9%
8 First National Bank of Pennsylvania 4 $551.3M 2.43% -0.09 pts 3.1%
9 Citizens Bank, N.A. 6 $451.2M 1.99% -0.16 pts -0.7%
10 Fleetwood Bank 7 $381.1M 1.68% -0.03 pts 4.8%
11 Mid Penn Bank 3 $275.0M 1.21% -0.15 pts -4.5%
12 First Citizens Community Bank 1 $83.7M 0.37% -0.04 pts -4.6%
13 Ephrata National Bank 1 $74.1M 0.33% -0.02 pts 2.0%
14 Ambler Savings Bank 1 $70.1M 0.31% -0.02 pts 0.1%
15 Univest Bank and Trust Co. 1 $19.2M 0.08% -0.01 pts -4.8%
16 Jonestown Bank and Trust Company of Jonestown, Pennsylvania 1 $19.1M 0.08% +0.01 pts 24.5%
17 JPMorgan Chase Bank, N.A. 2 $13.8M 0.06% +0.06 pts New
18 Woodforest National Bank 2 $11.2M 0.05% 0.00 pts -2.1%
19 Bank of Bird-In-Hand 1 $0 <0.01% 0.00 pts New

About this list

Deposits are those held at each institution's offices in Reading, PA (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

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