First Federal Savings and Loan Association of Greensburg: Call Report & UBPR Financial Data
Data as of · sourced from FFIEC call reports. How we update
Asset quality shifted last quarter, NPLs fell to 2.18% from 2.94% in the prior period. Operating from Greensburg, IN, First Federal Savings and Loan Association of Greensburg serves its local market as an FDIC-insured commercial bank. On its most recent Q2 2026 call report, First Federal Savings and Loan Association of Greensburg reported $159M in total assets against $141M in deposits. Profitability runs below industry average: 0.48% ROA, 4.50% ROE, with NIM at 2.75%. Capital is comfortably above regulatory requirements, CET1 ratio of 23.71% sits well above the 7% level required once the capital conservation buffer is included. Asset quality merits closer attention with NPLs at 2.18%. 3 branches make up the footprint.
As of June 30, 2026, First Federal Savings and Loan Association of Greensburg reported a CET1 capital ratio of 23.71%, a return on assets of 0.48%, a nonperforming-loan ratio of 2.18%, a Texas ratio of 10.03%, per financial data filed with the FFIEC.
Headquarters Profile
- Address
- 212 N Franklin St, Greensburg, IN 47240
- County
- Decatur
- Metro Area
- Greensburg, IN
- Charter
- Federal savings bank, federal charter, OCC-supervised (pre-2011 OTS)
- Primary Regulator
- OCC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- —
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1883
- Offices
- 3 domestic
- Employees (FTE)
- 30
- Domestic deposits
- $141.4M
- Allowance for credit losses
- $1.2M
- Net charge-offs (YTD)
- $0
- Average total assets
- $166.3M
- Average total loans
- $87.9M
- Average interest-bearing deposits
- $130.5M
- Tax status
- C corporation
- Ownership
- Mutual
- Community bank
- Yes
- FDIC-insured since
- August 9, 1989
- FDIC Cert
- 30058
- Fed RSSD
- 921879
- Website
- www.ffsg.net →
Profitability
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
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How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Metric pages for First Federal Savings and Loan Association of Greensburg: CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 23.71% | 0.48% | 2.18% | 10.03% | 2.75% |
| Q1 2026 | 24.30% | 0.44% | 2.94% | 13.59% | 2.85% |
| Q4 2025 | 23.77% | 0.52% | 2.72% | 12.39% | 2.79% |
| Q3 2025 | 23.87% | 0.54% | 2.71% | 12.72% | 2.72% |
| Q2 2025 | 22.84% | 0.29% | 2.70% | 13.47% | 2.60% |
| Q1 2025 | 23.42% | 0.17% | 2.28% | 11.52% | 2.41% |
| Q4 2024 | 22.32% | 0.44% | 2.62% | 13.62% | 2.42% |
| Q3 2024 | 22.41% | 0.34% | 3.00% | 14.78% | 2.08% |
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Branch Network
Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 3 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First Federal Savings and Loan Association of Greensburg (main office) | Greensburg , IN | 47240 | $79.3M |
| Shelbyville Branch | Shelbyville , IN | 46176 | $44.7M |
| Greensburg Retail Sales Office | Greensburg , IN | 47240 | $17.4M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| April 1, 1997 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 1, 1997 | Structure Change | Acquired The Greensburg Savings and Loan Association, FSB Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
What the public regulatory sources show for First Federal Savings and Loan Association of Greensburg, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- 2 against the institution (OCC, OCC (former OTS))
- July 28, 2014, OCC: Formal Agreement: First FS & LA of Greensburg
- July 25, 2005, OCC (former OTS): Civil Money Penalty: First FS&LA of Greensburg
- Period: Most recent institution action July 28, 2014. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in IN, rank 101 of 131 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- Not on file: no HMDA filing matched
- Period: not on file. Source: FFIEC HMDA loan application register.
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about First Federal Savings and Loan Association of Greensburg
What are First Federal Savings and Loan Association of Greensburg's total assets?
As of the Q2 2026 filing, First Federal Savings and Loan Association of Greensburg reported total assets of $159.5 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is First Federal Savings and Loan Association of Greensburg headquartered?
First Federal Savings and Loan Association of Greensburg is headquartered in Greensburg, IN, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was First Federal Savings and Loan Association of Greensburg founded?
First Federal Savings and Loan Association of Greensburg was established in 1883, per the FDIC institution directory.
Is First Federal Savings and Loan Association of Greensburg FDIC-insured?
Yes. First Federal Savings and Loan Association of Greensburg is an FDIC-insured commercial bank (FDIC Certificate #30058). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First Federal Savings and Loan Association of Greensburg?
First Federal Savings and Loan Association of Greensburg's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is First Federal Savings and Loan Association of Greensburg's CET1 capital ratio?
First Federal Savings and Loan Association of Greensburg reported a Common Equity Tier 1 (CET1) capital ratio of 23.71% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does First Federal Savings and Loan Association of Greensburg operate?
First Federal Savings and Loan Association of Greensburg operates 3 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is First Federal Savings and Loan Association of Greensburg's Texas Ratio?
First Federal Savings and Loan Association of Greensburg's Texas Ratio is 10.03% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
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