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First National Bankers Bank: Call Report & UBPR Financial Data

Baton Rouge, LA $100M to $1B in assets Est. July 2, 1984 FDIC #25247 RSSD #734538 Routing #065403370 OCC

Data as of · sourced from FFIEC call reports. How we update

Assets
$983.0M
Deposits
$383.9M
Loans
$544.5M
Equity
$165.4M

First National Bankers Bank is a locally rooted FDIC-insured community bank based in Baton Rouge, LA. The Q2 2026 balance sheet stands at $983M in assets, including $544M in loans. Profitability tracks the broader industry: ROA 0.84%, ROE 5.38%, NIM 3.28%. Under the simplified Community Bank Leverage Ratio framework, leverage of 16.14% exceeds the CBLR threshold. Asset quality is solid, 0.78% nonperforming loans and a 2.34% Texas Ratio. 5 branches make up the footprint.

As of June 30, 2026, First National Bankers Bank reported a Tier 1 leverage ratio of 16.14%, a return on assets of 0.84%, a nonperforming-loan ratio of 0.78%, a Texas ratio of 2.34%, per financial data filed with the FFIEC.

Headquarters Profile

Address
7813 Office Park Blvd, Baton Rouge, LA 70809
County
East Baton Rouge
Metro Area
Baton Rouge, LA
Charter
Commercial bank, national (federal) charter, Fed member, OCC-supervised
Primary Regulator
OCC
FDIC Region
Dallas (Region 13)
Federal Reserve member
Yes
Federal Reserve district
District 6, Atlanta
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
July 2, 1984
Offices
5 domestic
Employees (FTE)
132
Domestic deposits
$383.9M
Allowance for credit losses
$17.2M
Net charge-offs (YTD)
-$5K
Average total assets
$1.06B
Average total loans
$550.1M
Average interest-bearing deposits
$6.8M
Tax status
C corporation
Ownership
Stock
Community bank
No
FDIC-insured since
July 2, 1984
FDIC Cert
25247
Fed RSSD
734538
SEC CIK
1125187 → filed by FIRST NATIONAL BANKERS BANKSHARES, INC.

Balance Sheet

Total liabilities$817.5M
Cash & balances due$309.8M
Securities, available-for-sale$64.2M
Securities, held-to-maturity$0
Goodwill & intangibles$449K

Income Statement

Net income Q2$2.2M
Net interest income YTD$16.0M
Total interest income YTD$24.5M
Total interest expense YTD$8.5M
Provision for credit losses YTD$0

Operating & Funding

Total noninterest income YTD$15.4M
Total noninterest expense YTD$25.5M

Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.

Quarterly trends

Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.

Total assets and total liabilities

Balances at each quarter end. The gap between the two lines is equity capital.

Loans and leases against deposits

Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.

Securities and cash

Balances at each quarter end. Each line is its own balance, not stacked on the other.

Interest income against interest expense

Each bar is that quarter alone. The gap between the two is net interest income.

Net interest income

What the balance sheet earned on spread that quarter, before fees and operating costs.

Noninterest income against noninterest expense

Fees, trading and other income against salaries, premises and the rest of the cost base.

Provision for credit losses

What the bank charged to earnings that quarter to build its allowance for expected losses.

Net income

The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.

Return on assets and net interest margin
CET1 and Tier 1 leverage ratios

CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.

Loan-to-Deposit at 141.8%, loans exceed deposit base BRR analysis What does this mean? →

Loans outstanding are at or above total deposits. The bank reports little borrowing or brokered funding, so the difference is carried mainly by equity and other liabilities. Worth watching if loan growth continues to outpace deposits. Industry heuristic, not a supervisory threshold.

First National Bankers Bank rankings

How this bank ranks on each leaderboard. Click any rank to see the full ranked list.

Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.

Quarterly trend: last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings. A community bank leverage ratio filer reports no CET1 ratio, so the first ratio column is the Tier 1 leverage ratio.

Quarter Leverage ROA NPL Texas NIM
Q2 2026 16.14% 0.84% 0.78% 2.34% 3.28%
Q1 2026 15.96% 0.80% 0.83% 2.48% 3.11%
Q4 2025 15.82% 0.92% 0.85% 2.56% 3.19%
Q3 2025 18.27% 0.84% 0.88% 2.70% 3.62%
Q2 2025 17.89% 0.81% 0.89% 2.79% 3.57%
Q1 2025 16.79% 0.96% 1.42% 4.74% 3.39%
Q4 2024 16.84% 0.88% 0.59% 2.31% 3.51%
Q3 2024 17.39% 0.93% 0.25% 0.94% 3.53%

Swipe the table sideways to see every column.

Branch Network

Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 5 branches →

1–5 of 5
Branch Location ZIP Deposits
First National Banker's Bank Baton Rouge , LA 70809 $117.6M
Arkansas Branch Little Rock , AR 72201 $115.2M
Alabama Branch Homewood , AL 35209 $111.8M
Florida Branch Lake Mary , FL 32746 $39.3M
Mississippi Branch Ridgeland , MS 39157 $0

Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

Date Category Event Source
September 25, 2015 Merger Participated in Absorption/Consolidation/Merger FDIC
September 25, 2015 Structure Change Acquired Independent Banker's Bank of Florida Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
March 31, 2011 Merger Participated in Absorption/Consolidation/Merger FDIC
March 31, 2011 Structure Change Acquired Arkansas Bankers Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC

Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 4 events.

Regulatory record

What the public regulatory sources show for First National Bankers Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.

Enforcement actions
Not on file: no matched FDIC, Federal Reserve or OCC action
Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
<0.1% of deposits in LA, rank 97 of 118 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
Not on file: no HMDA filing matched
Period: not on file. Source: FFIEC HMDA loan application register.
Consumer complaints
Not on file: no CFPB complaints matched
Period: not on file. Source: CFPB consumer complaint database.
CFPB enforcement
Not on file: CFPB enforcement actions are not loaded
Period: not on file. Source: CFPB enforcement actions.
CRA examination rating
Not on file: FFIEC CRA ratings are not loaded
Period: not on file. Source: FFIEC CRA ratings.

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Frequently asked about First National Bankers Bank

What are First National Bankers Bank's total assets?

As of the Q2 2026 filing, First National Bankers Bank reported total assets of $983.0 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is First National Bankers Bank headquartered?

First National Bankers Bank is headquartered in Baton Rouge, LA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was First National Bankers Bank founded?

First National Bankers Bank was established in 1984, per the FDIC institution directory.

Is First National Bankers Bank FDIC-insured?

Yes. First National Bankers Bank is an FDIC-insured commercial bank (FDIC Certificate #25247). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates First National Bankers Bank?

First National Bankers Bank's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does First National Bankers Bank operate?

First National Bankers Bank operates 5 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is First National Bankers Bank's Texas Ratio?

First National Bankers Bank's Texas Ratio is 2.34% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.

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