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Prospect Screener

OREO Prospects: US Banks Holding Other Real Estate Owned

Other real estate owned (OREO) is property a bank has taken through foreclosure or a deed in lieu and holds for sale. Banks do not want to keep it: it earns nothing, costs money to carry and draws examiner attention, so a bank with a large OREO book is a natural prospect for property buyers, brokers, auction firms and asset managers. This screen ranks every FDIC-insured US bank that holds any OREO by the amount it holds, with its nonaccrual loans beside it, since today's nonaccrual loans are the OREO of the next few quarters.

Data as of Q2 2026 call reports. Ranked highest first; closed charters are excluded. Across the 1,323 ranked banks, the median Other Real Estate Owned is $616K, and 179 hold more than $5 million of OREO. Next update: Q3 2026 Call Reports are due October 30, 2026; we expect them on the platform by mid-November 2026.

179Over $5M Held
325$1M to $5M
819$1M or Less
1,323Total Ranked

How the bands work. $1 million or less: $1.0M or lower. $1 million to $5 million: above $1.0M up to $5.0M. Over $5 million: above $5.0M. These are screening cutoffs, not supervisory ratings.

Showing the top 100 of 1,323 ranked banks. Create a free account or sign in to see every ranked bank.

# Bank HQ Asset Tier Other Real Estate Owned Nonaccrual loans Band
1 Wells Fargo Bank, N.A. Sioux Falls, SD 1: >= $250B $309.0M $7.44B OVER $5M
2 Bank OZK Little Rock, AR 3: $10B-100B $288.1M $300.4M OVER $5M
3 JPMorgan Chase Bank, N.A. Columbus, OH 1: >= $250B $271.0M $9.49B OVER $5M
4 Bank of America, N.A. Charlotte, NC 1: >= $250B $132.0M $6.01B OVER $5M
5 Western Alliance Bank Phoenix, AZ 3: $10B-100B $126.1M $564.4M OVER $5M
6 First-Citizens Bank & Trust Company Raleigh, NC 2: $100B-250B $113.0M $1.45B OVER $5M
7 Capital One, N.A. McLean, VA 1: >= $250B $101.0M $1.79B OVER $5M
8 Enterprise Bank & Trust Clayton, MO 3: $10B-100B $84.3M $116.7M OVER $5M
9 Merchants Bank of Indiana Carmel, IN 3: $10B-100B $72.4M $205.5M OVER $5M
10 The Bancorp Bank N.A. Sioux Falls, SD 4: $1B-10B $62.0M $80.4M OVER $5M
11 City National Bank of Florida Miami, FL 3: $10B-100B $53.7M $166.0M OVER $5M
12 Banco Popular de Puerto Rico San Juan, PR 3: $10B-100B $49.0M $450.0M OVER $5M
13 CFG Bank Lutherville, MD 4: $1B-10B $46.9M $106.7M OVER $5M
14 First United Bank and Trust Company Durant, OK 3: $10B-100B $42.9M $150.7M OVER $5M
15 Centennial Bank Conway, AR 3: $10B-100B $42.1M $91.1M OVER $5M
16 NexBank Dallas, TX 3: $10B-100B $40.9M $101.5M OVER $5M
17 First Community Bank Batesville, AR 4: $1B-10B $39.2M $9.0M OVER $5M
18 Stearns Bank N.A. Saint Cloud, MN 4: $1B-10B $37.3M $74.9M OVER $5M
19 Morgan Stanley Private Bank, N.A. Purchase, NY 1: >= $250B $37.0M $378.0M OVER $5M
20 Associated Bank, N.A. Green Bay, WI 3: $10B-100B $34.1M $150.0M OVER $5M
21 Cathay Bank Los Angeles, CA 3: $10B-100B $33.7M $111.6M OVER $5M
22 Pinnacle Bank Fort Worth, TX 4: $1B-10B $33.1M $2.4M OVER $5M
23 BMO Bank N.A. Chicago, IL 1: >= $250B $32.2M $1.28B OVER $5M
24 Bank of New England Salem, NH 4: $1B-10B $30.0M $27.0M OVER $5M
25 First Guaranty Bank Hammond, LA 4: $1B-10B $29.7M $40.6M OVER $5M
26 Pinnacle Bank Nashville, TN 2: $100B-250B $29.6M $414.7M OVER $5M
27 PNC Bank, N.A. Wilmington, DE 1: >= $250B $28.2M $2.34B OVER $5M
28 Third Coast Bank Humble, TX 4: $1B-10B $27.3M $21.6M OVER $5M
29 MidFirst Bank Oklahoma City, OK 3: $10B-100B $27.2M $157.5M OVER $5M
30 Republic Bank of Chicago Oak Brook, IL 4: $1B-10B $27.1M $21.3M OVER $5M
31 Firstier Bank Kimball, NE 4: $1B-10B $25.7M $35.7M OVER $5M
32 TD Bank, N.A. Wilmington, DE 1: >= $250B $25.3M $1.60B OVER $5M
33 b1BANK Baton Rouge, LA 4: $1B-10B $25.1M $80.1M OVER $5M
34 East West Bank Pasadena, CA 3: $10B-100B $24.6M $222.4M OVER $5M
35 U.S. Bank N.A. Cincinnati, OH 1: >= $250B $24.1M $1.30B OVER $5M
36 Fifth Third Bank, N.A. Cincinnati, OH 1: >= $250B $24.0M $1.21B OVER $5M
37 Citibank, N.A. Sioux Falls, SD 1: >= $250B $24.0M $2.38B OVER $5M
38 The Huntington National Bank Columbus, OH 1: >= $250B $22.6M $1.59B OVER $5M
39 Poppy Bank Santa Rosa, CA 4: $1B-10B $22.3M $110.2M OVER $5M
40 Santander Bank, N.A. Wilmington, DE 2: $100B-250B $21.8M $1.08B OVER $5M
41 Wallis Bank Wallis, TX 4: $1B-10B $21.4M $16.3M OVER $5M
42 CB&S Bank, Inc. Russellville, AL 4: $1B-10B $20.7M $19.8M OVER $5M
43 The Park National Bank Newark, OH 3: $10B-100B $19.8M $81.2M OVER $5M
44 Royal Business Bank Los Angeles, CA 4: $1B-10B $19.8M $24.0M OVER $5M
45 Fidelity Bank, N.A. Wichita, KS 4: $1B-10B $19.6M $19.2M OVER $5M
46 Regions Bank Birmingham, AL 2: $100B-250B $19.0M $669.0M OVER $5M
47 Univest Bank and Trust Co. Hilltown, PA 4: $1B-10B $18.9M $43.9M OVER $5M
48 BancFirst Oklahoma City, OK 3: $10B-100B $18.9M $83.1M OVER $5M
49 Citizens Bank, N.A. Providence, RI 2: $100B-250B $17.1M $1.44B OVER $5M
50 Sunflower Bank, N.A. Dallas, TX 3: $10B-100B $16.8M $190.7M OVER $5M
51 International Bank of Commerce Brownsville, TX 4: $1B-10B $16.4M $144.3M OVER $5M
52 First Federal Bank of Louisiana Lake Charles, LA 4: $1B-10B $16.4M $1.1M OVER $5M
53 Banc of California Los Angeles, CA 3: $10B-100B $16.3M $587.3M OVER $5M
54 Alliance Bank Central Texas Woodway, TX 4: $1B-10B $16.1M $0 OVER $5M
55 Manufacturers and Traders Trust Company Buffalo, NY 2: $100B-250B $16.0M $1.21B OVER $5M
56 Renasant Bank Tupelo, MS 3: $10B-100B $15.6M $186.4M OVER $5M
57 Amerant Bank, N.A. Coral Gables, FL 3: $10B-100B $15.5M $168.8M OVER $5M
58 Royal Banks of Missouri Saint Louis, MO 4: $1B-10B $15.1M $1.3M OVER $5M
59 Crown Bank Elizabeth, NJ 5: $100M-1B $14.9M $30.3M OVER $5M
60 TowneBank Portsmouth, VA 3: $10B-100B $14.6M $32.4M OVER $5M
61 First Western Bank and Trust Minot, ND 4: $1B-10B $14.5M $25.7M OVER $5M
62 First International Bank and Trust Watford City, ND 4: $1B-10B $13.7M $76.6M OVER $5M
63 CalPrivate Bank La Jolla, CA 4: $1B-10B $13.6M $26.9M OVER $5M
64 MRV Banks Sainte Genevieve, MO 5: $100M-1B $13.6M $38.0M OVER $5M
65 OceanFirst Bank, N.A. Toms River, NJ 3: $10B-100B $13.5M $108.3M OVER $5M
66 Enterprise Bank Allison Park, PA 5: $100M-1B $13.2M $22.2M OVER $5M
67 United Texas Bank, N.A. Dallas, TX 4: $1B-10B $13.0M $0 OVER $5M
68 KeyBank N.A. Cleveland, OH 2: $100B-250B $12.8M $810.4M OVER $5M
69 Home Bank, N.A. Lafayette, LA 4: $1B-10B $12.8M $26.4M OVER $5M
70 Wilmington Savings Fund Society, FSB Wilmington, DE 3: $10B-100B $12.7M $68.3M OVER $5M
71 Hancock Whitney Bank Gulfport, MS 3: $10B-100B $12.6M $113.7M OVER $5M
72 Customers Bank Malvern, PA 3: $10B-100B $12.6M $56.0M OVER $5M
73 SouthState Bank, N.A. Winter Haven, FL 3: $10B-100B $12.4M $270.6M OVER $5M
74 Century Bank Santa Fe, NM 4: $1B-10B $12.1M $9.0M OVER $5M
75 Bank of Washington Washington, MO 4: $1B-10B $11.4M $36.1M OVER $5M
76 Prosperity Bank El Campo, TX 3: $10B-100B $11.3M $116.9M OVER $5M
77 Blue SKY Bank Pawhuska, OK 4: $1B-10B $11.1M $22.5M OVER $5M
78 Simmons Bank Pine Bluff, AR 3: $10B-100B $11.1M $165.3M OVER $5M
79 Live Oak Banking Company Wilmington, NC 3: $10B-100B $11.0M $527.6M OVER $5M
80 American First National Bank Houston, TX 4: $1B-10B $10.7M $10.2M OVER $5M
81 The Karnes County National Bank of Karnes City Karnes City, TX 5: $100M-1B $10.5M $5.0M OVER $5M
82 United Bank Fairfax, VA 3: $10B-100B $10.2M $99.3M OVER $5M
83 The City National Bank and Trust Company of Lawton, Oklahoma Lawton, OK 5: $100M-1B $10.1M $1.2M OVER $5M
84 Morgan Stanley Bank, N.A. Salt Lake City, UT 1: >= $250B $10.0M $545.0M OVER $5M
85 Gibsland Bank & Trust Company Gibsland, LA 5: $100M-1B $9.9M $2.6M OVER $5M
86 Salem Five Cents Savings Bank Salem, MA 4: $1B-10B $9.9M $24.7M OVER $5M
87 Arvest Bank Fayetteville, AR 3: $10B-100B $9.8M $175.6M OVER $5M
88 Northeast Bank Lewiston, ME 4: $1B-10B $9.6M $25.2M OVER $5M
89 Alerus Financial, N.A. Grand Forks, ND 4: $1B-10B $9.5M $10.3M OVER $5M
90 First National Bank of Omaha Omaha, NE 3: $10B-100B $9.4M $183.4M OVER $5M
91 Planters Bank, Inc. Hopkinsville, KY 4: $1B-10B $9.3M $1.4M OVER $5M
92 Broadstreet Bank, SSB Mineola, TX 5: $100M-1B $9.1M $1.3M OVER $5M
93 Texas Regional Bank Harlingen, TX 4: $1B-10B $9.0M $10.6M OVER $5M
94 Truist Bank Charlotte, NC 1: >= $250B $9.0M $1.69B OVER $5M
95 American Momentum Bank College Station, TX 4: $1B-10B $8.9M $70.2M OVER $5M
96 California Bank of Commerce, N.A. San Diego, CA 4: $1B-10B $8.6M $8.9M OVER $5M
97 TexasBank Fort Worth, TX 4: $1B-10B $8.6M $8.5M OVER $5M
98 T Bank, N.A. Dallas, TX 4: $1B-10B $8.5M $25.1M OVER $5M
99 Mid Penn Bank Millersburg, PA 4: $1B-10B $8.4M $28.4M OVER $5M
100 The Mint National Bank Kingwood, TX 5: $100M-1B $8.4M $8.8M OVER $5M

Methodology

Ranks the most recent FFIEC call report filing for every active FDIC-insured bank with total assets of at least $100 million that reports other real estate owned above zero. Refreshed quarterly. Banks file Call Reports within 30 days of quarter-end (35 days for banks with more than one foreign office), the FFIEC posts the bulk files about 45 days after quarter-end, and BankRegReports loads each quarter by the middle of the second month after it closes, for example Q1 by mid-May.

Source authority: FFIEC Call Report Schedule RC, item 7 (other real estate owned, RCON2150 or RCFD2150), detailed by property type on Schedule RC-M item 3. Nonaccrual loans are Schedule RC-N column C. Balances are in thousands of dollars as filed.

Frequently asked

What is OREO on a bank balance sheet?

Other real estate owned is real estate a bank has acquired through foreclosure, a deed in lieu of foreclosure or a similar route, and holds for sale. It is reported on Schedule RC of the call report and is one piece of nonperforming assets, alongside nonaccrual loans.

How long can a bank hold OREO?

National banks and federal savings associations generally must dispose of OREO within five years, with possible extensions of up to five more years with OCC approval. State rules vary. The holding limit is one reason banks sell OREO rather than wait for prices to recover.

Does a bank on this list want to sell property?

Not necessarily. The list shows what each bank reported holding at the quarter end. Some of it may already be under contract. It tells you which banks to contact, not what any bank intends to do.

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