East West Bank: Call Report & UBPR Financial Data
Data as of · sourced from FFIEC call reports. How we update
East West Bank is a regional commercial bank serving California and adjacent markets, with headquarters in Pasadena. Total assets stand at $84.3B. Profitability is strong, 1.76% ROA, paired with 17.81% ROE and a 3.41% net interest margin. Capital is comfortably above regulatory requirements, CET1 ratio of 13.90% sits well above the 7% level required once the capital conservation buffer is included. Credit metrics are in line with industry norms, 0.76% NPL ratio. Its footprint covers 98 branches concentrated in California.
As of June 30, 2026, East West Bank reported a CET1 capital ratio of 13.90%, a return on assets of 1.76%, a nonperforming-loan ratio of 0.76%, a Texas ratio of 5.47%, per financial data filed with the FFIEC.
Headquarters Profile
- Address
- 135 N Los Robles Ave, Pasadena, CA 91101
- County
- Los Angeles
- Metro Area
- Los Angeles-Long Beach-Anaheim, CA
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- San Francisco (Region 14)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 12, San Francisco
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 031
- Established
- January 1, 1972
- Offices
- 98 domestic
- Employees (FTE)
- 3,473
- Domestic deposits
- $66.18B
- Allowance for credit losses
- $842.1M
- Net charge-offs (YTD)
- $39.2M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- August 9, 1989
- FDIC Cert
- 31628
- Fed RSSD
- 197478
- SEC CIK
- 1069157 → filed by EAST WEST BANCORP, INC.
- Website
- https://www.eastwestbank.com →
- Parent Holding Company
- EAST WEST BANCORP, INC. (RSSD 2734233) · EWBC
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Ng Dominic | CEO | Chief Executive Officer |
| Del Moral-Niles Christopher | CFO | Chief Financial Officer |
| Shi Parker | COO | Chief Operating Officer |
| Oh Irene H | CRO | Chief Risk Officer |
Profitability
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full East West Bank terminal
25 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock East West Bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios. BankRegReports early-warning band.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
East West Bank rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Metric pages for East West Bank: Uninsured deposits, Efficiency ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 13.90% | 1.76% | 0.76% | 5.47% | 3.41% |
| Q1 2026 | 13.83% | 1.77% | 0.94% | 6.55% | 3.43% |
| Q4 2025 | 13.85% | 1.79% | 1.01% | 7.02% | 3.42% |
| Q3 2025 | 13.89% | 1.86% | 1.22% | 8.42% | 3.54% |
| Q2 2025 | 13.63% | 1.62% | 1.04% | 7.57% | 3.32% |
| Q1 2025 | 13.55% | 1.54% | 0.73% | 5.45% | 3.28% |
| Q4 2024 | 13.44% | 1.56% | 0.70% | 5.47% | 3.24% |
| Q3 2024 | 13.31% | 1.63% | 0.57% | 4.65% | 3.25% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 97 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| East West Bank Centralized Operations Branch | El Monte , CA | 91731 | $8.74B |
| Beverly Hills Cbc | Beverly Hills , CA | 90212 | $5.16B |
| Pasadena Commercial Banking Center | Pasadena , CA | 91101 | $3.22B |
| Canal Branch | New York , NY | 10013 | $2.11B |
| Rowland Heights Fairway Branch | Rowland Heights , CA | 91748 | $1.48B |
| Monterey Park - Ramona Branch | Monterey Park , CA | 91754 | $1.26B |
| Downtown Los Angeles Branch | Los Angeles , CA | 90017 | $1.25B |
| City of Industry Branch | City Of Industry , CA | 91748 | $1.23B |
| San Jose Branch | San Jose , CA | 95131 | $1.10B |
| Industry-Azusa Branch | City Of Industry , CA | 91748 | $1.09B |
| Cupertino Branch | Cupertino , CA | 95014 | $1.05B |
| Torrance Branch | Torrance , CA | 90505 | $1.00B |
| Oakland Webster Branch | Oakland , CA | 94607 | $985.9M |
| San Gabriel Branch | San Gabriel , CA | 91776 | $955.2M |
| Arcadia- Baldwin Branch | Arcadia , CA | 91007 | $954.6M |
| Harry Hines Branch | Dallas , TX | 75229 | $934.4M |
| Irvine Jamboree Road Commercial Banking Center | Irvine , CA | 92612 | $930.4M |
| San Marino Branch | San Marino , CA | 91108 | $848.8M |
| Walnut Branch | Walnut , CA | 91789 | $848.0M |
| Diamond Bar Branch | Diamond Bar , CA | 91765 | $812.6M |
| BostonHarrison Branch | Boston , MA | 02111 | $771.7M |
| Dulles Branch | Sugar Land , TX | 77478 | $733.8M |
| San Marino-East Branch | San Marino , CA | 91108 | $728.0M |
| 77 Bowery Branch | New York , NY | 10002 | $708.9M |
| San Diego Clairemont Mesa Branch | San Diego , CA | 92111 | $708.4M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| January 18, 2014 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 18, 2014 | Structure Change | Acquired MetroBank, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| June 12, 2010 | Structure Change | Acquired Washington First International Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| June 11, 2010 | Merger | Participated in FDIC Assisted Merger | FDIC |
| November 7, 2009 | Structure Change | Acquired United Commercial Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| November 6, 2009 | Merger | Participated in FDIC Assisted Merger | FDIC |
| August 18, 2007 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 18, 2007 | Structure Change | Acquired Desert Community Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 18, 2006 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 18, 2006 | Structure Change | Acquired Standard Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 7, 2005 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 7, 2005 | Structure Change | Acquired United National Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 7, 2004 | Structure Change | Acquired Trust Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 6, 2004 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 15, 2003 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 15, 2003 | Structure Change | Acquired Pacific Business Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 13, 2001 | Structure Change | Acquired Prime Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 12, 2001 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 15, 2000 | Structure Change | Acquired American International Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 14, 2000 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| May 29, 1999 | Structure Change | Acquired First Central Bank, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 28, 1999 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 26, 1994 | Structure Change | Acquired Delta Federal Savings Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| March 25, 1994 | Merger | Rtc Assisted Merger | FDIC |
| July 13, 1991 | Structure Change | Acquired Pacific Coast Federal Savings and Loan Association of America Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| July 12, 1991 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 26 events, scroll the table for the full history.
Regulatory record
What the public regulatory sources show for East West Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- 3 against the institution (Federal Reserve); 3 against individuals associated with it
- June 8, 2020, Federal Reserve: Civil Money Penalty: East West Bank, Pasadena, California
- November 9, 2015, Federal Reserve: Written Agreement: East West Bank, Pasadena, California
- May 22, 2007, Federal Reserve: Civil Money Penalty $16,245: East West Bank, Pasadena, CA
- Period: Most recent institution action June 8, 2020. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 2.8% of deposits in CA, rank 8 of 171 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 8,416 applications, 5,327 loans originated, $3.61B originated, across 12 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- Consumer complaints
- 64 complaints in the last 4 full quarters. Raw counts, not adjusted for size
- Period: 2025-Q4 to 2026-Q3. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about East West Bank
What are East West Bank's total assets?
As of the Q2 2026 filing, East West Bank reported total assets of $84.32 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is East West Bank headquartered?
East West Bank is headquartered in Pasadena, CA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was East West Bank founded?
East West Bank was established in 1972, per the FDIC institution directory.
Is East West Bank FDIC-insured?
Yes. East West Bank is an FDIC-insured commercial bank (FDIC Certificate #31628). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates East West Bank?
East West Bank's primary federal regulator is the Federal Reserve. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is East West Bank's CET1 capital ratio?
East West Bank reported a Common Equity Tier 1 (CET1) capital ratio of 13.90% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does East West Bank operate?
East West Bank operates 98 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is East West Bank's Texas Ratio?
East West Bank's Texas Ratio is 5.47% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
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