JPMorgan Chase Bank, N.A.: Call Report & UBPR Financial Data
Data as of · sourced from FFIEC call reports. How we update
The bank currently ranks first on the Largest US Banks by Assets leaderboard. JPMorgan Chase Bank, N.A. is the primary bank subsidiary of its parent holding company, headquartered in Columbus, OH. The bank posts a strong 1.70% ROA and 20.50% ROE. JPMorgan Chase Bank's Q2 2026 balance sheet shows $4.1T in assets funded primarily by $2.8T in customer deposits. Capital cushions are healthy: 16.08% CET1, 7.49% Tier 1 leverage. Asset quality is solid, 0.87% nonperforming loans and a 5.08% Texas Ratio. JPMorgan Chase Bank's national footprint covers 5,402 domestic branches.
As of June 30, 2026, JPMorgan Chase Bank, N.A. reported a CET1 capital ratio of 16.08%, a return on assets of 1.70%, a nonperforming-loan ratio of 0.87%, a Texas ratio of 5.08%, per financial data filed with the FFIEC.
Headquarters Profile
- Address
- 1111 Polaris Pkwy, Columbus, OH 43240
- County
- Delaware
- Metro Area
- Columbus, OH
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 4, Cleveland
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 031
- Established
- January 1, 1824
- Former names
- JPMorgan Chase Bank (2001-2004); The Chase Manhattan Bank (1996-2001); Chemical Bank (1969-1996); Chemical Bank New York Trust Company (1959-1969); Chemical Corn Exchange Bank (1954-1959)
- Offices
- 5,402 domestic
- Employees (FTE)
- 226,846
- Domestic deposits
- $2.23T
- Allowance for credit losses
- $25.94B
- Net charge-offs (YTD)
- $4.69B
- Average total assets
- $4.08T
- Average total loans
- $1.54T
- Average interest-bearing deposits
- $2.64T
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 628
- Fed RSSD
- 852218
- SEC CIK
- 19617 → filed by JPMORGAN CHASE & CO.
- Website
- www.jpmorganchase.com →
- Parent Holding Company
- JPMORGAN CHASE & CO. (RSSD 1039502) · JPM
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Petno Douglas B | CEO | Co-President; CEO CIB |
| Barnum Jeremy | CFO | Chief Financial Officer |
| Piepszak Jennifer | COO | Chief Operating Officer |
| Dimon James | CHR | Chairman & CEO |
| Friedman Stacey | GC | General Counsel |
| Beer Lori A | CIO | Chief Information Officer |
Profitability
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full JPMorgan Chase Bank, N.A. terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock JPMorgan Chase Bank, N.A., freeJPMorgan Chase Bank, N.A. rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Metric pages for JPMorgan Chase Bank, N.A.: Uninsured deposits.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 16.08% | 1.70% | 0.87% | 5.08% | 2.71% |
| Q1 2026 | 15.88% | 1.43% | 0.91% | 5.37% | 2.80% |
| Q4 2025 | 15.81% | 1.20% | 0.93% | 5.34% | 2.87% |
| Q3 2025 | 16.77% | 1.32% | 0.95% | 5.40% | 2.85% |
| Q2 2025 | 16.66% | 1.42% | 0.95% | 5.39% | 2.81% |
| Q1 2025 | 16.89% | 1.43% | 0.85% | 4.93% | 2.92% |
| Q4 2024 | 17.28% | 1.41% | 0.84% | 4.97% | 2.95% |
| Q3 2024 | 17.39% | 1.33% | 0.79% | 4.60% | 2.97% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 5,141 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Madison and 47th St Branch | New York , NY | 10017 | $759.45B |
| Houston Main Office | Houston , TX | 77002 | $130.54B |
| Pearl Street and Woodall Rodgers | Dallas , TX | 75201 | $54.79B |
| Chicago's Main Office Branch | Chicago , IL | 60603 | $48.96B |
| Detroit Main Branch | Detroit , MI | 48226 | $29.85B |
| One Utah Branch | Salt Lake City , UT | 84111 | $20.62B |
| Broad St Downtown Branch | Columbus , OH | 43215 | $13.77B |
| Empire State Branch | New York City , NY | 10016 | $11.87B |
| City Scape Branch | Phoenix , AZ | 85004 | $9.87B |
| Downtown Forth Worth Branch | Fort Worth , TX | 76102 | $9.06B |
| Noriega and 19th Branch | San Francisco , CA | 94122 | $7.13B |
| Market Station Branch | Denver , CO | 80202 | $7.09B |
| Circle Branch | Indianapolis , IN | 46204 | $5.59B |
| Baton Rouge Downtown Branch | Baton Rouge , LA | 70801 | $5.48B |
| Downtown Main Milwaukee Branch | Milwaukee , WI | 53202 | $5.09B |
| 888 West 7th Street Branch | Los Angeles , CA | 90017 | $4.53B |
| Louisville Main Branch | Louisville , KY | 40202 | $4.50B |
| Bernardo Center Branch | San Diego , CA | 92128 | $4.04B |
| Oklahoma City Downtown Branch | Oklahoma City , OK | 73102 | $3.17B |
| Firewheel Banking Center Branch | Garland , TX | 75040 | $2.92B |
| Icon Buckhead Branch | Atlanta , GA | 30326 | $2.71B |
| Fifth Avenue & 44th Street Banking Center Branch | New York , NY | 10036 | $2.61B |
| Austin Downtown Sixth St Branch | Austin , TX | 78701 | $2.58B |
| SE 2nd Street Branch | Miami , FL | 33131 | $2.55B |
| Radio City Branch | New York , NY | 10019 | $2.53B |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| February 2, 2025 | M&A | merger | SEC |
| February 2, 2025 | Structure Change | Acquired J.P. Morgan Mortgage Acquisition Corp. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 2, 2024 | Structure Change | Acquired Chase Mortgage Holdings, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 1, 2023 | Merger | Participated in FDIC Assisted Merger | FDIC |
| May 1, 2023 | Structure Change | Acquired First Republic Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| December 31, 2021 | Structure Change | Acquired One Mortgage Partners Corp. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 20, 2019 | Structure Change | Acquired J.P. Morgan Treasury Technologies Corporation Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 19, 2019 | Structure Change | Acquired Chase Bank USA, N.A. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 18, 2019 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 1, 2015 | Structure Change | Acquired JPMorgan Bank and Trust Company, N.A. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 31, 2015 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 14, 2011 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 14, 2011 | Structure Change | Acquired Custodial Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 1, 2011 | Structure Change | Acquired Chase Auto Finance Corp. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| June 1, 2011 | Structure Change | Acquired Chase Equipment Finance, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 1, 2011 | Structure Change | Acquired Chase Home Finance Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 1, 2010 | Structure Change | Acquired Banc One National Processing Corporation Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 19, 2009 | Structure Change | Acquired Bear Stearns Forex Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 26, 2009 | Structure Change | Acquired Bear Stearns Financial Products Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 26, 2008 | Structure Change | Acquired Washington Mutual Bank FSB Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 26, 2008 | Structure Change | Acquired Washington Mutual Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| September 25, 2008 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 25, 2008 | Merger | Participated in FDIC Assisted Merger | FDIC |
| August 16, 2008 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 16, 2008 | Structure Change | Acquired J.P. Morgan Trust Company, N.A. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 21, 2007 | Structure Change | Acquired Liberty Payment Services, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 21, 2006 | Structure Change | Acquired Bank One Trust Company, N.A. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 20, 2006 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 1, 2006 | Structure Change | Acquired Banc One Financial Services, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 18, 2005 | Structure Change | Acquired Banc One Management Corporation Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 13, 2004 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| November 13, 2004 | Structure Change | Acquired Bank One, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| December 21, 2001 | Structure Change | Acquired Whitkath Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 10, 2001 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| November 10, 2001 | Structure Change | Acquired Morgan Guaranty Trust Company of New York Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 1, 2001 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 1, 2001 | Structure Change | Acquired Chase Bank of Texas-San Angelo, N.A. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 1, 2000 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 1, 2000 | Structure Change | Acquired Chase Bank of Texas, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 5, 1999 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 5, 1999 | Structure Change | Acquired Texas Commerce Trust Company of New York Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 1, 1998 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 1, 1998 | Structure Change | Acquired Morgan Stanley Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| December 1, 1996 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 1, 1996 | Structure Change | Acquired The Chase Manhattan Bank, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 45 events, scroll the table for the full history.
Regulatory record
What the public regulatory sources show for JPMorgan Chase Bank, N.A., each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- 24 against the institution (OCC); 88 against individuals associated with it
- March 14, 2024, OCC: Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D): JPMorgan Chase Bank, National Association
- March 14, 2024, OCC: Civil Money Penalty (CMP): JPMorgan Chase Bank, National Association
- November 24, 2020, OCC: Civil Money Penalty (CMP): JPMorgan Chase Bank, National Association
- January 4, 2016, OCC: Civil Money Penalty (CMP): JPMorgan Chase Bank, National Association
- July 8, 2015, OCC: Civil Money Penalty (CMP): JPMorgan Chase Bank, National Association
- Period: Most recent institution action March 14, 2024. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 8.0% of deposits in OH, rank 5 of 185 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 365,166 applications, 94,243 loans originated, $66.29B originated, across 51 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- Consumer complaints
- 26,658 complaints in the last 4 full quarters. Raw counts, not adjusted for size
- Period: 2025-Q4 to 2026-Q3. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
Add this badge to your website
Free to use. The badge always shows JPMorgan Chase Bank, N.A.’s most recent filed regulatory figures. It updates automatically each quarter, so it never goes stale.
Similar banks
Compare JPMorgan Chase Bank, N.A. with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet. Pick a peer to view the full head-to-head.
Frequently asked about JPMorgan Chase Bank, N.A.
What are JPMorgan Chase Bank, N.A.'s total assets?
As of the Q2 2026 filing, JPMorgan Chase Bank, N.A. reported total assets of $4.09 trillion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is JPMorgan Chase Bank, N.A. headquartered?
JPMorgan Chase Bank, N.A. is headquartered in Columbus, OH, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was JPMorgan Chase Bank, N.A. founded?
JPMorgan Chase Bank, N.A. was established in 1824, per the FDIC institution directory.
Is JPMorgan Chase Bank, N.A. FDIC-insured?
Yes. JPMorgan Chase Bank, N.A. is an FDIC-insured commercial bank (FDIC Certificate #628). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates JPMorgan Chase Bank, N.A.?
JPMorgan Chase Bank, N.A.'s primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is JPMorgan Chase Bank, N.A.'s CET1 capital ratio?
JPMorgan Chase Bank, N.A. reported a Common Equity Tier 1 (CET1) capital ratio of 16.08% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does JPMorgan Chase Bank, N.A. operate?
JPMorgan Chase Bank, N.A. operates 5,402 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is JPMorgan Chase Bank, N.A.'s Texas Ratio?
JPMorgan Chase Bank, N.A.'s Texas Ratio is 5.08% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was JPMorgan Chase Bank, N.A. previously called?
The charter now named JPMorgan Chase Bank, N.A. has also operated as JPMorgan Chase Bank (2001-2004), The Chase Manhattan Bank (1996-2001), Chemical Bank (1969-1996), Chemical Bank New York Trust Company (1959-1969), Chemical Corn Exchange Bank (1954-1959), per FDIC structure-change records.
Go deeper on JPMorgan Chase Bank, N.A.
Unlock the full terminal: 26 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Unlock JPMorgan Chase Bank, N.A., freeFree account