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JPMorgan Chase Bank, N.A.: Financial Reports & UBPR Data

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Columbus, OH $250B or more in assets Est. January 1, 1824 FDIC #628 RSSD #852218 Routing #021000021 OCC

Data as of · sourced from FFIEC call reports. How we update

Assets
$4.09T
Deposits
$2.82T
Loans
$1.56T
Equity
$341.58B

JPMorgan Chase Bank, N.A. is the largest bank in the United States, with $4.09 trillion in assets at June 30, 2026, up 8.0% from a year earlier. It is headquartered in Columbus, Ohio, and operates 5,402 domestic branches. It earns about $1.70 a year on every $100 of assets, higher than about 9 in 10 of the 18 US banks with more than $250 billion in assets (median $1.23). It also holds common equity equal to 15.03% of its risk-weighted assets, higher than about three-quarters of banks its size (median 13.63%).

Earnings jumped: net income for the quarter was $17.4 billion, 33% above the same quarter a year earlier. Over the same year, loans grew 9.4% and deposits grew 5.7%.

As of June 30, 2026, JPMorgan Chase Bank, N.A. reported a CET1 capital ratio of 15.03%, a return on assets of 1.70%, a nonperforming-loan ratio of 0.78% and a Texas ratio of 3.72%, according to its call report filed with the FFIEC.

Headquarters Profile

Address
1111 Polaris Pkwy, Columbus, OH 43240
County
Delaware
Metro Area
Columbus, OH
Charter
Commercial bank, national (federal) charter, Fed member, OCC-supervised
Primary Regulator
OCC
FDIC Region
Chicago (Region 9)
Federal Reserve member
Yes
Federal Reserve district
District 4, Cleveland
Fiduciary (trust) powers
Full trust powers granted
Call Report form
FFIEC 031
Established
January 1, 1824
Former names
JPMorgan Chase Bank (2001-2004); The Chase Manhattan Bank (1996-2001); Chemical Bank (1969-1996); Chemical Bank New York Trust Company (1959-1969); Chemical Corn Exchange Bank (1954-1959)
Offices
5,402 domestic
Employees (FTE)
226,846
Domestic deposits
$2.23T
Allowance for credit losses
$25.94B
Net charge-offs (YTD)
$4.69B
Average total assets
$4.08T
Average total loans
$1.54T
Average interest-bearing deposits
$2.64T
Tax status
C corporation
Ownership
Stock
Community bank
No
FDIC-insured since
January 1, 1934
FDIC Cert
628
Fed RSSD
852218
SEC CIK
19617 → filed by JPMORGAN CHASE & CO.
Parent Holding Company
JPMORGAN CHASE & CO. (RSSD 1039502) · JPM

Management

Senior officers at parent holding company, from SEC Form 3/4/5 disclosures

Name Role Title
Douglas B Petno CEO Co-President; CEO CIB
James Dimon CHR Chairman & CEO
Jeremy Barnum CFO Chief Financial Officer
Jennifer Piepszak COO Chief Operating Officer
Stacey Friedman GC General Counsel
Lori A Beer CIO Chief Information Officer

Profitability

Q2 annualized
Return on Assets1.70%YTD 1.57%
Return on Equity20.50%YTD 18.55%
Net Interest Margin2.71%YTD 2.76%

Balance Sheet

Total liabilities$3.75T
Cash & balances due$316.33B
Securities, available-for-sale$536.04B
Securities, held-to-maturity$268.52B
Goodwill & intangibles$40.62B

Income Statement

Net income Q2$17.36B
Net interest income YTD$50.85B
Total interest income YTD$84.60B
Total interest expense YTD$33.75B
Provision for credit losses YTD$5.17B

Operating & Funding

Total noninterest income YTD$38.72B
Total noninterest expense YTD$48.80B

Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD.

Quarterly trends

Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.

Total assets and total liabilities

Balances at each quarter end. The gap between the two lines is equity capital.

Loans and leases against deposits

Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.

Securities and cash

Balances at each quarter end. Each line is its own balance, not stacked on the other.

Interest income against interest expense

Each bar is that quarter alone. The gap between the two is net interest income.

Net interest income

What the balance sheet earned on spread that quarter, before fees and operating costs.

Noninterest income against noninterest expense

Fees, trading and other income against salaries, premises and the rest of the cost base.

Provision for credit losses

What the bank charged to earnings that quarter to build its allowance for expected losses.

Net income

Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.

Return on assets and net interest margin
CET1 and Tier 1 leverage ratios

CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.

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JPMorgan Chase Bank, N.A. rankings

How this bank ranks on each leaderboard. Click any rank to see the full ranked list.

Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.

Metric pages for JPMorgan Chase Bank, N.A.: Uninsured deposits.

Quarterly trend: last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

Quarter CET1 ROA NPL Texas NIM
Q2 2026 15.03% 1.70% 0.78% 3.72% 2.71%
Q1 2026 15.08% 1.43% 0.85% 4.00% 2.80%
Q4 2025 15.29% 1.20% 0.86% 4.01% 2.87%
Q3 2025 15.69% 1.32% 0.90% 4.17% 2.85%
Q2 2025 15.57% 1.42% 0.88% 4.11% 2.81%
Q1 2025 15.75% 1.43% 0.84% 3.87% 2.92%
Q4 2024 16.04% 1.41% 0.87% 4.04% 2.95%
Q3 2024 16.17% 1.33% 0.81% 3.70% 2.97%

Swipe the table sideways to see every column.

Branch Network

Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 5,141 branches →

1–25 of 5,141
Branch Location ZIP Deposits
Madison and 47th St Branch New York , NY 10017 $759.45B
Houston Main Office Houston , TX 77002 $130.54B
Pearl Street and Woodall Rodgers Dallas , TX 75201 $54.79B
Chicago's Main Office Branch Chicago , IL 60603 $48.96B
Detroit Main Branch Detroit , MI 48226 $29.85B
One Utah Branch Salt Lake City , UT 84111 $20.62B
Broad St Downtown Branch Columbus , OH 43215 $13.77B
Empire State Branch New York City , NY 10016 $11.87B
City Scape Branch Phoenix , AZ 85004 $9.87B
Downtown Forth Worth Branch Fort Worth , TX 76102 $9.06B
Noriega and 19th Branch San Francisco , CA 94122 $7.13B
Market Station Branch Denver , CO 80202 $7.09B
Circle Branch Indianapolis , IN 46204 $5.59B
Baton Rouge Downtown Branch Baton Rouge , LA 70801 $5.48B
Downtown Main Milwaukee Branch Milwaukee , WI 53202 $5.09B
888 West 7th Street Branch Los Angeles , CA 90017 $4.53B
Louisville Main Branch Louisville , KY 40202 $4.50B
Bernardo Center Branch San Diego , CA 92128 $4.04B
Oklahoma City Downtown Branch Oklahoma City , OK 73102 $3.17B
Firewheel Banking Center Branch Garland , TX 75040 $2.92B
Icon Buckhead Branch Atlanta , GA 30326 $2.71B
Fifth Avenue & 44th Street Banking Center Branch New York , NY 10036 $2.61B
Austin Downtown Sixth St Branch Austin , TX 78701 $2.58B
SE 2nd Street Branch Miami , FL 33131 $2.55B
Radio City Branch New York , NY 10019 $2.53B

Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

Date Category Event Source
February 2, 2025 Structure Change Acquired J.P. Morgan Mortgage Acquisition Corp. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
February 2, 2025 M&A Acquired J.P. Morgan Mortgage Acquisition Corp. merger for the acquired bank SEC
November 2, 2024 Structure Change Acquired Chase Mortgage Holdings, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
May 1, 2023 Merger Participated in FDIC Assisted Merger FDIC
May 1, 2023 Structure Change Acquired First Republic Bank Failure, Government Assistance Provided for the acquired bank FFIEC NIC
December 31, 2021 Structure Change Acquired One Mortgage Partners Corp. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
October 20, 2019 Structure Change Acquired J.P. Morgan Treasury Technologies Corporation Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
May 19, 2019 Structure Change Acquired Bloomspot, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
May 18, 2019 Merger Participated in Absorption/Consolidation/Merger FDIC
September 1, 2015 Structure Change Acquired JPMorgan Bank and Trust Company, N.A. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
August 31, 2015 Merger Participated in Absorption/Consolidation/Merger FDIC
October 14, 2011 Merger Participated in Absorption/Consolidation/Merger FDIC
October 14, 2011 Structure Change Acquired Custodial Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
October 1, 2011 Structure Change Acquired Chase Auto Finance Corp. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
June 1, 2011 Structure Change Acquired Chase Equipment Finance, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
May 1, 2011 Structure Change Acquired Chase Home Finance LLC Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
January 1, 2010 Structure Change Acquired Banc One National Processing Corporation Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
November 19, 2009 Structure Change Acquired Bear Stearns Forex Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
May 26, 2009 Structure Change Acquired Bear Stearns Financial Products Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
September 26, 2008 Structure Change Acquired Washington Mutual Bank Failure, Government Assistance Provided for the acquired bank FFIEC NIC
September 26, 2008 Structure Change Acquired Washington Mutual Bank FSB Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
September 25, 2008 Merger Participated in FDIC Assisted Merger FDIC
September 25, 2008 Merger Participated in Absorption/Consolidation/Merger FDIC
August 16, 2008 Merger Participated in Absorption/Consolidation/Merger FDIC
August 16, 2008 Structure Change Acquired J.P. Morgan Trust Company, N.A. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
September 21, 2007 Structure Change Acquired Liberty Payment Services, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
October 21, 2006 Structure Change Acquired Bank One Trust Company, N.A. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
October 20, 2006 Merger Participated in Absorption/Consolidation/Merger FDIC
March 1, 2006 Structure Change Acquired Banc One Financial Services, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
March 18, 2005 Structure Change Acquired Banc One Management Corporation Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
November 13, 2004 Structure Change Acquired Bank One, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
November 13, 2004 Merger Participated in Absorption/Consolidation/Merger FDIC
December 21, 2001 Structure Change Acquired Whitkath Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
November 10, 2001 Merger Participated in Absorption/Consolidation/Merger FDIC
November 10, 2001 Structure Change Acquired Morgan Guaranty Trust Company of New York Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
August 1, 2001 Structure Change Acquired Chase Bank of Texas-San Angelo, N.A. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
August 1, 2001 Merger Participated in Absorption/Consolidation/Merger FDIC
August 1, 2000 Structure Change Acquired Chase Bank of Texas, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
August 1, 2000 Merger Participated in Absorption/Consolidation/Merger FDIC
March 5, 1999 Structure Change Acquired Texas Commerce Trust Company of New York Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
March 5, 1999 Merger Participated in Absorption/Consolidation/Merger FDIC
October 1, 1998 Merger Participated in Absorption/Consolidation/Merger FDIC
October 1, 1998 Structure Change Acquired Morgan Stanley Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
December 1, 1996 Merger Participated in Absorption/Consolidation/Merger FDIC
December 1, 1996 Structure Change Acquired The Chase Manhattan Bank, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC

Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 45 events, scroll the table for the full history.

Regulatory record

What the public regulatory sources show for JPMorgan Chase Bank, N.A., each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.

Enforcement actions
24 against the institution (OCC); 88 against individuals associated with it
  • March 14, 2024, OCC: Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D): JPMorgan Chase Bank, National Association
  • March 14, 2024, OCC: Civil Money Penalty (CMP): JPMorgan Chase Bank, National Association
  • November 24, 2020, OCC: Civil Money Penalty (CMP): JPMorgan Chase Bank, National Association
  • January 4, 2016, OCC: Civil Money Penalty (CMP): JPMorgan Chase Bank, National Association
  • July 8, 2015, OCC: Civil Money Penalty (CMP): JPMorgan Chase Bank, National Association
Period: Most recent institution action March 14, 2024. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
8.0% of deposits in OH, rank 5 of 185 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
365,166 applications, 94,243 loans originated, $66.29B originated, across 51 states
Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
SBA 7(a) lending
1,810 loans, $559.9M approved, $309K average. 0.06% of that year's loans have since been charged off
Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
Consumer complaints
27,074 complaints in the last 4 full quarters. Raw counts, not adjusted for size
Period: 2025-Q4 to 2026-Q3. Source: CFPB consumer complaint database.
CFPB enforcement
Not on file: CFPB enforcement actions are not loaded
Period: not on file. Source: CFPB enforcement actions.
CRA examination rating
Not on file: FFIEC CRA ratings are not loaded
Period: not on file. Source: FFIEC CRA ratings.

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Frequently asked about JPMorgan Chase Bank, N.A.

What are JPMorgan Chase Bank, N.A.'s total assets?

As of the Q2 2026 filing, JPMorgan Chase Bank, N.A. reported total assets of $4.09 trillion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is JPMorgan Chase Bank, N.A. headquartered?

JPMorgan Chase Bank, N.A. is headquartered in Columbus, OH, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.

When was JPMorgan Chase Bank, N.A. founded?

JPMorgan Chase Bank, N.A. was established in 1824, per the FDIC institution directory.

Is JPMorgan Chase Bank, N.A. FDIC-insured?

Yes. JPMorgan Chase Bank, N.A. is an FDIC-insured commercial bank (FDIC Certificate #628). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates JPMorgan Chase Bank, N.A.?

JPMorgan Chase Bank, N.A.'s primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is JPMorgan Chase Bank, N.A.'s CET1 capital ratio?

JPMorgan Chase Bank, N.A. reported a Common Equity Tier 1 (CET1) capital ratio of 15.03% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

How many branches does JPMorgan Chase Bank, N.A. operate?

JPMorgan Chase Bank, N.A. operates 5,402 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is JPMorgan Chase Bank, N.A.'s Texas Ratio?

JPMorgan Chase Bank, N.A.'s Texas Ratio is 3.72% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.

What was JPMorgan Chase Bank, N.A. previously called?

The charter now named JPMorgan Chase Bank, N.A. has also operated as JPMorgan Chase Bank (2001-2004), The Chase Manhattan Bank (1996-2001), Chemical Bank (1969-1996), Chemical Bank New York Trust Company (1959-1969), Chemical Corn Exchange Bank (1954-1959), per FDIC structure-change records.

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