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Vallant Bank Locations & Branches Elberton, Georgia
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Vallant Bank operates 36 branches from its headquarters in Elberton, GA, .
Vallant Bank branch network
All 36 branches are in GEORGIA, across 26 cities. Gainesville, GA has the most of its branches, 3. Its largest office by deposits is the Morris Bank Branch office in Dublin, GA, with $303.1M (8.8% of its branch deposits). On June 30, 2025 it had 26 branches, 10 fewer than in 2026.
Vallant Bank at a glance
Its CET1 capital ratio was 12.05% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $3.99B
- CET1 ratio, Q2 2026
- 12.05%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1934
Full financial profile · Is Vallant Bank safe? · Vallant Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Elberton, GA (2 branches) | 1 of 4 | 68.5% | $386.7M |
| State: GA (36 branches) | 15 of 177 | 0.9% | $3.46B |
Ranked by total assets among banks headquartered in the state: Largest banks in Georgia.
Share by county and metro area
Vallant Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Laurens, GA (2 branches) | 1 of 11 | 34.3% | $532.5M | $1.55B |
| Elbert, GA (3 branches) | 1 of 4 | 70.4% | $423.2M | $601.1M |
| Houston, GA (3 branches) | 3 of 13 | 12.8% | $322.4M | $2.52B |
| Bulloch, GA (3 branches) | 2 of 10 | 16.1% | $317.6M | $1.98B |
| Walton, GA (3 branches) | 3 of 12 | 14.8% | $307.6M | $2.08B |
| Franklin, GA (3 branches) | 1 of 4 | 40.3% | $245.8M | $610.4M |
| Jones, GA (1 branch) | 1 of 4 | 52.5% | $210.4M | $400.5M |
| Hart, GA (1 branch) | 1 of 5 | 31.1% | $176.3M | $566.4M |
| Hall, GA (3 branches) | 10 of 16 | 2.8% | $162.9M | $5.85B |
| Habersham, GA (2 branches) | 4 of 6 | 11.0% | $145.3M | $1.32B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Alpharetta, GA (5 branches) | 30 of 81 | 0.2% | $550.2M | $254.61B |
| Dublin, GA (2 branches) | 1 of 12 | 29.6% | $532.5M | $1.80B |
| Warner Robins, GA (3 branches) | 3 of 13 | 11.1% | $322.4M | $2.89B |
| Statesboro, GA (3 branches) | 2 of 10 | 16.1% | $317.6M | $1.98B |
| Macon-Bibb County, GA (1 branch) | 9 of 20 | 3.7% | $210.4M | $5.62B |
| Gainesville, GA (3 branches) | 10 of 16 | 2.8% | $162.9M | $5.85B |
| Cornelia, GA (2 branches) | 4 of 6 | 11.0% | $145.3M | $1.32B |
| Athens-Clarke County, GA (3 branches) | 14 of 19 | 2.0% | $127.8M | $6.44B |
| Augusta-Richmond County, GA-SC (4 branches) | 20 of 25 | 0.5% | $60.7M | $12.86B |
| Jefferson, GA (1 branch) | 9 of 10 | 3.1% | $59.1M | $1.92B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Morris Bank Branch | Dublin, GA | 31021 | $303.1M |
| Vallant Bank (main office) | Elberton, GA | 30635 | $252.9M |
| Dublin Mall Branch | Dublin, GA | 31021 | $229.5M |
| Gray Branch | Gray, GA | 31032 | $210.4M |
| Farmers & Merchants Branch | Statesboro, GA | 30458 | $208.8M |
| Hartwell Branch | Hartwell, GA | 30643 | $176.3M |
| Liberty First Bank Mo Branch | Monroe, GA | 30655 | $175.7M |
| S. Houston Lake Road Office Branch | Warner Robins, GA | 31088 | $158.5M |
| Braselton Branch | Braselton, GA | 30517 | $139.7M |
| Downtown Branch | Elberton, GA | 30635 | $133.8M |
| Gainesville Branch | Gainesville, GA | 30501 | $132.3M |
| Royston Branch | Royston, GA | 30662 | $129.4M |
| Morris Bank - Perry Office Branch | Perry, GA | 31069 | $110.7M |
| Clarkesville Branch | Clarkesville, GA | 30523 | $103.8M |
| Covington Branch | Covington, GA | 30014 | $102.9M |
| Blairsville Branch | Blairsville, GA | 30512 | $95.7M |
| Lavonia Branch | Lavonia, GA | 30553 | $81.5M |
| Georgia Central Bank Branch | Social Circle, GA | 30025 | $76.2M |
| North Parker Avenue Branch | Brooklet, GA | 30415 | $65.9M |
| North Elm Street Branch | Commerce, GA | 30529 | $59.1M |
| Monroe Branch | Monroe, GA | 30655 | $55.6M |
| Highway 96 Office | Warner Robins, GA | 31088 | $53.2M |
| Lexington Branch | Lexington, GA | 30648 | $52.4M |
| Athens Branch | Athens, GA | 30606 | $46.0M |
| Brannen Street Branch | Statesboro, GA | 30458 | $42.9M |
| Cornelia Branch | Cornelia, GA | 30531 | $41.4M |
| Martinez Branch | Martinez, GA | 30907 | $40.6M |
| Bowman Branch | Bowman, GA | 30624 | $36.5M |
| Franklin Springs Branch | Royston, GA | 30662 | $34.9M |
| Athens Branch | Athens, GA | 30605 | $29.4M |
| Dahlonega Branch | Dahlonega, GA | 30533 | $29.2M |
| Gainesville Branch | Gainesville, GA | 30501 | $19.4M |
| Dawsonville Highway Branch | Gainesville, GA | 30501 | $11.2M |
| Grovetown Branch | Grovetown, GA | 30813 | $10.5M |
| Augusta Downtown Branch | Augusta, GA | 30904 | $9.5M |
| South Augusta Branch | Augusta, GA | 30906 | $8K |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 14065) · FFIEC NIC profile (RSSD 366238)