Lists · Deposits by metro area
Gainesville, GA Metro Area Bank Deposit Market Share
Truist Bank holds the largest share of deposits in the Gainesville, GA metro area, 18.2%, followed by United Community Bank (15.3%) and Wells Fargo Bank, N.A. (14.2%). 16 institutions hold $5.85B at 38 offices as of June 30, 2026, up 4.7% from 2025.
Largest share changes since 2025
Gained: The Huntington National Bank (1.20 points, new to this market); Fifth Third Bank, N.A. (1.15 points, new to this market); Ameris Bank (1.03 points).
Lost: Wells Fargo Bank, N.A. (-2.04 points); Truist Bank (-1.25 points); Regions Bank (-0.24 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | Truist Bank | $1.07B | 18.23% | -1.25 pts |
| 2 | United Community Bank | $893.0M | 15.28% | +0.44 pts |
| 3 | Wells Fargo Bank, N.A. | $830.0M | 14.20% | -2.04 pts |
| 4 | Peach State Bank & Trust | $706.7M | 12.09% | +0.41 pts |
| 5 | Regions Bank | $628.1M | 10.74% | -0.24 pts |
| 6 | Bank of America, N.A. | $400.1M | 6.84% | -0.11 pts |
| 7 | Ameris Bank | $308.6M | 5.28% | +1.03 pts |
| 8 | Bank OZK | $191.0M | 3.27% | +0.17 pts |
| 9 | JPMorgan Chase Bank, N.A. | $190.3M | 3.26% | +0.55 pts |
| 10 | Vallant Bank | $162.9M | 2.79% | +0.15 pts |
| 11 | SouthState Bank, N.A. | $149.1M | 2.55% | -0.18 pts |
| 12 | Renasant Bank | $73.5M | 1.26% | +0.19 pts |
| 13 | The Huntington National Bank | $70.4M | 1.20% | +1.20 pts |
| 14 | Fifth Third Bank, N.A. | $67.2M | 1.15% | +1.15 pts |
| 15 | United Bank | $61.7M | 1.06% | -0.08 pts |
| 16 | First-Citizens Bank & Trust Company | $47.2M | 0.81% | -0.10 pts |
About this list
Deposits are those held at each institution's offices in Gainesville, GA (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
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