Lists · Deposits by metro area
Iowa City, IA Metro Area Bank Deposit Market Share
Hills Bank and Trust Company holds the largest share of deposits in the Iowa City, IA metro area, 46.8%, followed by Nicolet National Bank (15.3%) and Washington State Bank (6.8%). 20 institutions hold $5.87B at 51 offices as of June 30, 2026, down 0.4% from 2025.
Largest share changes since 2025
Gained: Nicolet National Bank (15.31 points, new to this market); Hills Bank and Trust Company (2.58 points); Bank (1.01 points, new to this market).
Lost: Central State Bank (-0.31 points); Washington State Bank (-0.16 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | Hills Bank and Trust Company | $2.75B | 46.85% | +2.58 pts |
| 2 | Nicolet National Bank | $898.1M | 15.31% | +15.31 pts |
| 3 | Washington State Bank | $401.7M | 6.85% | -0.16 pts |
| 4 | U.S. Bank N.A. | $391.5M | 6.67% | +0.58 pts |
| 5 | West Bank | $369.0M | 6.29% | +0.38 pts |
| 6 | Wells Fargo Bank, N.A. | $235.2M | 4.01% | +0.26 pts |
| 7 | Central State Bank | $131.8M | 2.25% | -0.31 pts |
| 8 | Federation Bank | $116.0M | 1.98% | +0.07 pts |
| 9 | CBI Bank & Trust | $99.3M | 1.69% | +0.04 pts |
| 10 | Farmers & Merchants Savings Bank | $95.5M | 1.63% | +0.05 pts |
| 11 | Solon State Bank | $74.0M | 1.26% | +0.09 pts |
| 12 | Bank | $59.1M | 1.01% | +1.01 pts |
| 13 | JPMorgan Chase Bank, N.A. | $55.2M | 0.94% | +0.26 pts |
| 14 | First Mid Bank & Trust, N.A. | $50.3M | 0.86% | +0.86 pts |
| 15 | White State Bank | $29.0M | 0.49% | +0.04 pts |
| 16 | BMO Bank N.A. | $27.0M | 0.46% | -0.01 pts |
| 17 | Bridge Community Bank | $26.7M | 0.45% | -0.01 pts |
| 18 | Heartland Bank and Trust Company | $23.9M | 0.41% | +0.04 pts |
| 19 | First Interstate Bank | $23.3M | 0.40% | -0.01 pts |
| 20 | Farmers State Bank | $12.3M | 0.21% | +0.04 pts |
About this list
Deposits are those held at each institution's offices in Iowa City, IA (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
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