Bank call report · Centerburg, OH
First Federal Savings and Loan Association Call Report
Filed for the quarter ended (Q2 2026) on the FFIEC 051. Source: FFIEC Central Data Repository.
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First Federal Savings and Loan Association filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 133 reported line items, schedule by schedule (537 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 693073 |
| FDIC certificate number | 29005 |
| Total assets | $22.4M |
Official Q2 2026 call report PDF (FFIEC) →
First Federal Savings and Loan Association call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (18 items)
About Schedule RC · First Federal Savings and Loan Association balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total assets | RCON2170 | $22.4M |
| Total liabilities, limited-life preferred stock, and equity capital | RCON3300 | $22.4M |
| Total liabilities and minority interest | RCON2948 | $17.5M |
| Total deposits | RCON2200 | $16.7M |
| Total interest-bearing deposits in foreign and domestic offices | RCON6636 | $16.7M |
| Loans and leases, net of unearned income - totals | RCONB528 | $13.0M |
| Loans and leases, net of unearned income and allowance | RCONB529 | $12.9M |
| Total equity capital | RCON3210 | $5.0M |
| Total equity capital including noncontrolling minority interests in consolidated subsidiaries | RCONG105 | $5.0M |
| Undivided profits and capital reserves | RCON3632 | $5.0M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $3.7M |
| Held-to-maturity securities, total | RCON1754 | $3.7M |
| Interest-bearing balances | RCON0071 | $3.4M |
| Other assets | RCON2160 | $1.6M |
| Noninterest-bearing balances and currency and coin | RCON0081 | $758K |
| Other liabilities, total | RCON2930 | $746K |
| Allowance for loan and lease losses | RCON3123 | $145K |
| Premises and fixed assets (including capitalized leases) | RCON2145 | $38K |
Schedule RI: Income Statement (27 items)
About Schedule RI · First Federal Savings and Loan Association income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total interest income | RIAD4107 | $458K |
| Interest and fee income on loans, total | RIAD4010 | $374K |
| Total noninterest expense | RIAD4093 | $367K |
| Interest and fee income on loans secured by 1-4 family residential properties | RIAD4435 | $352K |
| Net interest income | RIAD4074 | $255K |
| Salaries and employee benefits | RIAD4135 | $210K |
| Total interest expense | RIAD4073 | $203K |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of 250000 or less | RIADHK03 | $168K |
| Other noninterest expense | RIAD4092 | $115K |
| Income (loss) before applicable income taxes and discontinued operations | RIAD4301 | -$85K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | -$85K |
| Income (loss) before discontinued operations | RIAD4300 | -$51K |
| Net income (loss) | RIAD4340 | -$51K |
| Net income (loss) attributable to bank and noncontrolling minority interests | RIADG104 | -$51K |
| Expenses of premises and fixed assets | RIAD4217 | $42K |
| Interest income on balances due from depository institutions | RIAD4115 | $42K |
| Interest and dividend income on securities, mortgage-backed securities | RIADB489 | $40K |
| Applicable income taxes | RIAD4302 | -$34K |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of more than 250000 | RIADHK04 | $29K |
| Total noninterest income | RIAD4079 | $27K |
| Interest and fee income on all other loans secured by real estate | RIAD4436 | $20K |
| Other noninterest income | RIADB497 | $19K |
| Service charges on deposit accounts in domestic offices | RIAD4080 | $8K |
| Savings deposits (including mmdas) | RIAD0093 | $6K |
| Loans to individuals for household, family, and other personal expenditures, other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADB486 | $2K |
| Other interest income | RIAD4518 | $2K |
| Number of full time equivalent employees on payroll at end of current period | RIAD4150 | 4 |
Schedule RC-B: Securities (6 items)
About Schedule RC-B · First Federal Savings and Loan Association securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Amortized Cost | RCONHT54 | $3.7M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Fair Value | RCONHT55 | $3.2M |
| Total fair value of held-to-maturity securities | RCON1771 | $3.2M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through 15 years | RCONA559 | $2.3M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over 15 years | RCONA560 | $1.3M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over one year through three years | RCONA557 | $62K |
Schedule RC-C, Part I: Loans and Leases (16 items)
About Schedule RC-C, Part I · First Federal Savings and Loan Association loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total loans and leases, net of unearned income | RCON2122 | $13.0M |
| All other loans secured by 1-4 family residential properties, secured by first liens | RCON5367 | $12.3M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA569 | $8.4M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA568 | $3.5M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA572 | $472K |
| Loans secured by other nonfarm nonresidential properties. | RCONF161 | $449K |
| Adjustable rate closed-end loans secured by first liens on 1-4 family residential properties | RCON5370 | $315K |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA564 | $221K |
| All other loans secured by 1-4 family residential properties, secured by junior liens | RCON5368 | $171K |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA574 | $161K |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA565 | $94K |
| Other consumer loans to individuals for household, family, and other personal expenditures (includes single payment, installment, and all student loans) | RCONK207 | $83K |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA570 | $69K |
| Fixed rate and floating rate loans and leases with a remaining maturity of one year or less | RCONA247 | $69K |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA567 | $52K |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA566 | $15K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5569 | $449K |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5568 | 1 |
Schedule RC-E: Deposit Liabilities (18 items)
About Schedule RC-E · First Federal Savings and Loan Association deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total nontransaction accounts (including mmda's) | RCON2385 | $16.7M |
| Total nontransaction accounts deposits of individuals, partnerships, and corporations | RCONB550 | $16.7M |
| Total time deposits of less than $100,000 | RCON6648 | $5.7M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three years | RCONHK10 | $4.5M |
| Other nontransaction savings deposits (excludes mmda's) | RCON0352 | $4.2M |
| Components of total nontransaction accounts, total time deposits of $100,000 through $250,000 | RCONJ473 | $4.2M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over one year through three years | RCONHK09 | $4.1M |
| All time and savings deposits held in IRA and keogh plan accounts | RCON6835 | $2.0M |
| Components of total nontransaction accounts, total time deposits of more than $250,000 | RCONJ474 | $1.3M |
| Money market deposit accounts (mmda's) | RCON6810 | $1.3M |
| Time deposits of 250000 or less with a remaining maturity of one year or less | RCONHK11 | $1.2M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three months through 12 months | RCONHK08 | $951K |
| Individual retirement accounts (iras) and keogh plan accounts included in memorandum item 2.C, 'total time deposits of $100,000 or more,' above | RCONF233 | $754K |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over one year through three years | RCONHK14 | $566K |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over three years | RCONHK15 | $506K |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of three months or less | RCONHK07 | $273K |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over three months through 12 months | RCONHK13 | $271K |
| Time deposits of more than $250,000 with a remaining maturity of one or year less | RCONK222 | $271K |
Schedule RC-F: Other Assets (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life insurance assets, general account life insurance assets | RCONK201 | $1.4M |
| Net deferred tax assets | RCON2148 | $195K |
| Historical cost of all other available-for-sale equity securities | RCON1752 | $63K |
| Other assets | RCON2168 | $18K |
| Accrued interest receivable | RCONB556 | $17K |
Schedule RC-G: Other Liabilities (3 items)
Schedule RC-K: Quarterly Averages (10 items)
About Schedule RC-K · First Federal Savings and Loan Association quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly average of total assets | RCON3368 | $22.7M |
| Quarterly average of total loans | RCON3360 | $13.7M |
| Quarterly average of loans secured by 1-4 family residential properties | RCON3465 | $13.2M |
| Liabilities, nontransaction accounts, time deposits of 250000 or less | RCONHK16 | $9.8M |
| Nontransaction accounts in domestic offices, savings deposits | RCONB563 | $5.7M |
| Mortgage-backed securities | RCONB559 | $3.8M |
| Quarterly average of interest-bearing balances due from depository institutions | RCON3381 | $3.0M |
| Liabilities, nontransaction accounts, time deposits of more than 250000 | RCONHK17 | $1.4M |
| Quarterly average of all other loans secured by real estate | RCON3466 | $914K |
| Loans to individuals for household, family, and other personal expenditures, other | RCONB562 | $83K |
Schedule RC-M: Memoranda (2 items)
About Schedule RC-M · First Federal Savings and Loan Association memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate amount of all extensions of credit to all executive officers, directors, principal shareholders, and their related interests | RCON6164 | $50K |
| Does the institution use the home owners' loan act (hola) qtl test or the internal revenue service domestic building and loan association (IRS dbla) test to determine its qtl compliance? | RCONL133 | 1 |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · First Federal Savings and Loan Association other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average consolidated total assets for the calendar quarter | RCONK652 | $22.7M |
| Total deposit liabilities as defined in section 3(1) of the federal deposit insurance act before exclusions | RCONF236 | $16.7M |
| Amount of deposit accounts (excluding retirement accounts) of $250,000 or less | RCONF049 | $13.1M |
| Average tangible equity for the calendar quarter | RCONK654 | $5.0M |
| Amount of retirement deposits accounts of $250,000 or less | RCONF045 | $2.0M |
| Amount of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF051 | $1.6M |
| Number of deposit accounts (excluding retirement accounts)of $250,000 or less | RCONF050 | 717 |
| Number of retirement deposit accounts of $250,000 or less | RCONF046 | 67 |
| Number of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF052 | 6 |
| Averaging method used | RCONK653 | 2 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (11 items)
About Schedule RC-R, Part I · First Federal Savings and Loan Association regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total assets (net of deductions) | RCOAA224 | $22.7M |
| Average total consolidated assets | RCOAKW03 | $22.7M |
| Total assets | RCOA2170 | $22.4M |
| Common equity tier 1 capital | RCOAP859 | $5.0M |
| Common equity tier 1 capital before adjustments and deductions | RCOAP840 | $5.0M |
| Retained Earnings | RCOAKW00 | $5.0M |
| Subtotal of common equity tier 1 capital, adjustments and deductions | RCOAP852 | $5.0M |
| Tier 1 capital allowable under the risk-based capital guidelines | RCOA8274 | $5.0M |
| A. AOCI opt-out election (enter '1' for yes, enter '0' for no.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 leverage capital ratio | RCOA7204 | 0.2182 |
Schedule RI-A: Changes in Bank Equity Capital (3 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance end of previous calendar year as restated | RIADB508 | $5.0M |
| Equity capital, most recently reported for the end of previous calendar year (i.e., after adjustments from amended reports of income) | RIAD3217 | $5.0M |
| Total equity capital | RIAD3210 | $5.0M |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · First Federal Savings and Loan Association changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for loan and lease losses | RIAD3123 | $145K |
| Balance most recently reported for the december 31, 2000, reports of condition and income(i.e., after adjustments from amended report of income) | RIADB522 | $145K |
First Federal Savings and Loan Association call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
First Federal Savings and Loan Association financial reports and ratios →
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Regulator records: FDIC BankFind (cert 29005) · FFIEC NIC profile (RSSD 693073)