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Banks in Austin, MN Current FDIC-insured banks headquartered in the Austin, MN metropolitan area
Data as of Q2 2026 call reports. Banks that no longer file, such as acquired banks, are not listed.
Every FDIC-insured bank with headquarters in the Austin, MN metro area that still files, with the most recent quarterly call report data: total assets, deposits, capital ratios, asset quality, and profitability. The full metro area covered is Austin, MN.
The Austin, MN metro area is home to 5 FDIC-insured banks, holding $991.0M in combined assets and $802.5M in deposits. The largest is Sterling State Bank ($461.9M), about 47% of the group's total banking assets, followed by United Farmers State Bank and First State Bank Minnesota. Across these banks, the median return on assets is 1.42% and the median CET1 capital ratio is 12.80%.
All banks in Austin, MN 5 institutions with the latest quarterly call report metrics: capital, profitability, and asset quality.
Ratio shading vs. typical bank ranges:
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Banks in the Austin, MN metro area, with total assets, ROA, net interest margin, efficiency ratio, CET1, NPL ratio, and Texas ratio. Bank City Assets ROA NIM Eff. CET1 NPL Texas Sterling State Bank Austin, MN $461.9M 1.03% 3.59% 72.8% 12.80% 0.47% 4.1% United Farmers State Bank Adams, MN $233.8M 1.98% 3.88% 45.8% — 0.33% 3.7% First State Bank Minnesota Le Roy, MN $105.9M 2.07% 4.56% 51.1% — 0.80% 5.3% First Farmers & Merchants State Bank Brownsdale, MN $96.4M 1.42% 4.37% 54.0% 13.84% 1.31% 8.6% First Farmers & Merchants State Bank of Grand Meadow Grand Meadow, MN $93.0M 1.01% 4.51% 56.0% 11.46% 0.17% 1.3%
Definitions: return on assets (ROA) , net interest margin (NIM) , efficiency ratio (Eff.) , CET1 capital ratio , nonperforming loan ratio (NPL) and Texas ratio . A blank or NM value sorts last.
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