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Banks in Detroit, MI Current FDIC-insured banks headquartered in the Detroit, MI metropolitan area
Data as of Q2 2026 call reports. Banks that no longer file, such as acquired banks, are not listed.
Every FDIC-insured bank with headquarters in the Detroit, MI metro area that still files, with the most recent quarterly call report data: total assets, deposits, capital ratios, asset quality, and profitability. The full metro area covered is Detroit-Warren-Dearborn, MI.
Looking for branch locations rather than headquarters? See every bank with a branch in Detroit, MI .
The Detroit, MI metro area is home to 9 FDIC-insured banks, holding $4.76B in combined assets and $4.00B in deposits. The largest is First State Bank ($1.35B), about 28% of the group's total banking assets, followed by Oxford Bank and First Independence Bank. Across these banks, the median return on assets is 0.95% and the median CET1 capital ratio is 11.87%.
All banks in Detroit, MI 9 institutions with the latest quarterly call report metrics: capital, profitability, and asset quality.
Ratio shading vs. typical bank ranges:
NM : not meaningful, the ratio is outside a plausible range.
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Banks in the Detroit, MI metro area, with total assets, ROA, net interest margin, efficiency ratio, CET1, NPL ratio, and Texas ratio. Bank City Assets ROA NIM Eff. CET1 NPL Texas First State Bank Eastpointe, MI $1.35B 1.27% 3.56% 62.5% — 0.81% 6.2% Oxford Bank Oxford, MI $930.5M 1.22% 5.16% 71.8% 13.19% 2.26% 18.0% First Independence Bank Detroit, MI $875.3M 0.59% 3.55% 84.5% — 0.71% 5.6% Citizens State Bank Royal Oak, MI $581.0M 1.84% 5.00% 38.9% — 0.18% 1.6% Dearborn Federal Savings Bank Dearborn, MI $306.6M 0.00% 2.67% 99.9% — 0.64% 1.6% Huron Valley State Bank Milford, MI $291.9M 1.02% 4.18% 68.3% 10.56% 1.70% 13.3% Mi Bank Bloomfield Township, MI $245.5M 0.88% 3.23% 66.1% 10.11% 0.19% 1.6% Community Unity Bank Birmingham, MI $107.1M -1.40% 3.47% 114.9% 23.04% 0.00% 0.0% JPMorgan Chase Bank, Dearborn Dearborn, MI $71.5M 2.95% 4.43% 0.0% NM — 0.0%
Definitions: return on assets (ROA) , net interest margin (NIM) , efficiency ratio (Eff.) , CET1 capital ratio , nonperforming loan ratio (NPL) and Texas ratio . A blank or NM value sorts last.
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