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Banks in Miami, FL

Current FDIC-insured banks headquartered in the Miami, FL metropolitan area

Data as of Q2 2026 call reports. Banks that no longer file, such as acquired banks, are not listed.

Every FDIC-insured bank with headquarters in the Miami, FL metro area that still files, with the most recent quarterly call report data: total assets, deposits, capital ratios, asset quality, and profitability. The full metro area covered is Miami-Fort Lauderdale-West Palm Beach, FL.

Looking for branch locations rather than headquarters? See every bank with a branch in Miami, FL.

The Miami, FL metro area is home to 28 FDIC-insured banks, holding $123.16B in combined assets and $100.54B in deposits. The largest is BankUnited, N.A. ($34.86B), about 28% of the group's total banking assets, followed by City National Bank of Florida and Amerant Bank, N.A. Across these banks, the median return on assets is 1.06% and the median CET1 capital ratio is 13.93%.

Banks
28
Total Assets
$123.16B
Total Deposits
$100.54B
Median ROA
1.06%
Median CET1
13.93%

Largest by Assets

All banks in Miami, FL

28 institutions with the latest quarterly call report metrics: capital, profitability, and asset quality.

NM: not meaningful, the ratio is outside a plausible range.

Select a column heading to sort the list.

Banks in the Miami, FL metro area, with total assets, ROA, net interest margin, efficiency ratio, CET1, NPL ratio, and Texas ratio.
BankUnited, N.A. Miami Lakes, FL $34.86B 0.89% 3.09% 57.7% 13.01% 1.69% 6.0%
City National Bank of Florida Miami, FL $29.11B 1.28% 2.92% 42.2% 14.65% 0.81% 6.8%
Amerant Bank, N.A. Coral Gables, FL $10.27B 0.93% 3.53% 65.9% 12.91% 2.49% 17.6%
Ocean Bank Miami, FL $7.63B 1.11% 3.43% 58.7% 11.41% 0.38% 2.9%
Bradesco Bank Coral Gables, FL $6.10B 0.92% 2.89% 61.9% 13.93% 0.15% 1.2%
Banesco USA Miami, FL $5.98B 1.66% 3.60% 52.5% — 0.49% 2.8%
Emigrant Bank Miami, FL $5.68B 0.70% 3.84% 72.6% 17.43% 4.77% 16.6%
Banco do Brasil Americas Miami, FL $3.47B 1.55% 3.73% 51.4% 23.30% 0.83% 4.7%
U.S. Century Bank Miami, FL $3.02B 1.43% 3.56% 45.2% 12.48% 0.09% 0.7%
Newtek Bank, N.A. Miami, FL $2.47B 4.89% 4.53% 36.9% 11.52% 7.18% 27.7%
PiBank, N.A. Miami, FL $2.37B -0.48% 1.68% 111.5% 10.83% 0.13% 0.6%
International Finance Bank Miami, FL $1.62B 1.18% 3.51% 54.0% 10.25% 0.30% 2.7%
Pacific National Bank Miami, FL $1.61B 1.16% 3.38% 53.9% 15.31% 0.01% 0.1%
Grove Bank & Trust Miami, FL $1.41B 0.66% 2.63% 72.9% 15.22% 0.01% 0.1%
Optimumbank Fort Lauderdale, FL $1.39B 2.19% 4.48% 44.8% — 0.18% 1.1%
Helm Bank USA Miami, FL $1.19B 1.01% 3.92% 68.5% 29.27% 1.65% 9.1%
Terrabank, N.A. Miami, FL $897.7M 0.76% 3.66% 72.9% 10.40% 0.11% 0.8%
Anchor Bank Palm Beach Gardens, FL $805.5M 5.50% 3.10% 27.5% — 0.15% 1.1%
Sunstate Bank Miami, FL $580.4M 1.27% 3.61% 69.7% 14.01% 0.00% 0.0%
Paradise Bank Boca Raton, FL $415.2M 2.40% 4.95% 57.2% 13.21% 0.05% 0.5%
Locality Bank Fort Lauderdale, FL $396.2M 0.50% 4.04% 76.8% — 1.55% 8.6%
Desjardins Bank, N.A. Hallandale, FL $362.1M 1.14% 4.55% 70.0% — 0.31% 1.2%
Interamerican Bank, a Federal Savings Bank Miami, FL $355.7M 0.54% 3.45% 80.2% 17.88% 0.73% 4.0%
Bankmiami Coral Gables, FL $317.9M -0.60% 2.53% 116.5% 28.79% 0.00% 0.0%
Evermore Bank Fort Lauderdale, FL $316.9M 0.91% 3.61% 57.5% 15.65% 0.00% 0.0%
Natbank, N.A. Hollywood, FL $296.5M 0.64% 4.30% 70.4% NM 0.00% 0.0%
Bank of Belle Glade Belle Glade, FL $160.1M 1.11% 3.53% 58.9% — 0.00% 0.0%
Eastern National Bank Miami, FL $65.2M -5.87% 4.48% NM 13.92% 0.08% 0.6%

Definitions: return on assets (ROA), net interest margin (NIM), efficiency ratio (Eff.), CET1 capital ratio, nonperforming loan ratio (NPL) and Texas ratio. A blank or NM value sorts last.

Other metro areas

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Data sourced from FFIEC call reports. See /data-updates/ for the full refresh schedule.

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