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Banks in Ames, IA Current FDIC-insured banks headquartered in the Ames, IA metropolitan area
Data as of Q2 2026 call reports. Banks that no longer file, such as acquired banks, are not listed.
Every FDIC-insured bank with headquarters in the Ames, IA metro area that still files, with the most recent quarterly call report data: total assets, deposits, capital ratios, asset quality, and profitability. The full metro area covered is Ames, IA.
The Ames, IA metro area is home to 8 FDIC-insured banks, holding $3.44B in combined assets and $2.90B in deposits. The largest is First National Bank Ames, Iowa ($1.11B), about 32% of the group's total banking assets, followed by Visionbank of Iowa and South Story Bank & Trust. Across these banks, the median return on assets is 1.03% and the median CET1 capital ratio is 14.25%.
All banks in Ames, IA 8 institutions with the latest quarterly call report metrics: capital, profitability, and asset quality.
Ratio shading vs. typical bank ranges: strong watch weak
NM : not meaningful, the ratio is outside a plausible range.
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Banks in the Ames, IA metro area, with total assets, ROA, net interest margin, efficiency ratio, CET1, NPL ratio, and Texas ratio. Bank City Assets ROA NIM Eff. CET1 NPL Texas First National Bank Ames, Iowa Ames, IA $1.11B 1.28% 3.00% 53.4% 14.97% 1.41% 8.5% Visionbank of Iowa Ames, IA $896.1M 1.57% 3.76% 59.8% 10.95% 0.71% 3.7% South Story Bank & Trust Slater, IA $623.9M 0.76% 4.06% 71.2% — 0.78% 7.5% Reliance State Bank Story City, IA $276.8M 0.75% 3.01% 59.5% 12.87% 2.95% 22.1% State Bank & Trust Co. Nevada, IA $197.6M 1.48% 3.26% 48.2% 17.50% 1.30% 6.4% Boone Bank & Trust Co. Boone, IA $156.9M 0.77% 2.67% 56.9% 13.53% 2.45% 13.6% Exchange State Bank Ames, IA $146.0M 1.91% 3.77% 43.1% — 1.00% 7.3% Maxwell State Bank Maxwell, IA $31.7M -6.54% 3.74% NM 22.06% 1.03% 3.7%
Definitions: return on assets (ROA) , net interest margin (NIM) , efficiency ratio (Eff.) , CET1 capital ratio , nonperforming loan ratio (NPL) and Texas ratio . A blank or NM value sorts last.
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