Home › Banks › Metro Areas › Dayton, OH Metro Hub
Banks in Dayton, OH Current FDIC-insured banks headquartered in the Dayton, OH metropolitan area
Data as of Q2 2026 call reports. Banks that no longer file, such as acquired banks, are not listed.
Every FDIC-insured bank with headquarters in the Dayton, OH metro area that still files, with the most recent quarterly call report data: total assets, deposits, capital ratios, asset quality, and profitability. The full metro area covered is Dayton-Kettering-Beavercreek, OH.
Looking for branch locations rather than headquarters? See every bank with a branch in Dayton, OH .
The Dayton, OH metro area is home to 5 FDIC-insured banks, holding $725.3M in combined assets and $618.0M in deposits. The largest is Farmers & Merchants Bank ($359.4M), about 50% of the group's total banking assets, followed by Monroe Federal Savings and Loan Association and The First National Bank of Germantown. Across these banks, the median return on assets is 0.71% and the median CET1 capital ratio is 17.05%.
All banks in Dayton, OH 5 institutions with the latest quarterly call report metrics: capital, profitability, and asset quality.
Ratio shading vs. typical bank ranges:
Select a column heading to sort the list.
Banks in the Dayton, OH metro area, with total assets, ROA, net interest margin, efficiency ratio, CET1, NPL ratio, and Texas ratio. Bank City Assets ROA NIM Eff. CET1 NPL Texas Farmers & Merchants Bank Miamisburg, OH $359.4M 1.96% 4.35% 46.6% — 1.04% 6.7% Monroe Federal Savings and Loan Association Tipp City, OH $144.5M 0.09% 2.91% 93.9% — 0.22% 2.1% The First National Bank of Germantown Germantown, OH $96.2M 0.71% 3.19% 74.4% 17.05% 0.47% 3.4% The Covington Savings and Loan Association Covington, OH $84.0M 1.10% 3.62% 63.2% — 0.00% 0.0% Brookville Building and Savings Association Brookville, OH $41.2M -0.24% 3.22% 98.6% — 0.00% 0.0%
Definitions: return on assets (ROA) , net interest margin (NIM) , efficiency ratio (Eff.) , CET1 capital ratio , nonperforming loan ratio (NPL) and Texas ratio . A blank or NM value sorts last.
Other metro areas Albany, NY Alice, TX Allentown, PA Amarillo, TX Ames, IA Anchorage, AK Anniston, AL Appleton, WI Atlanta, GA Atlantic City, NJ Austin, MN Austin, TX Baltimore, MD Baton Rouge, LA Bellefontaine, OH Billings, MT Birmingham, AL Bismarck, ND Bloomington, IL Boston, MA Brainerd, MN Bridgeport, CT Burlington, IA Canton, IL Carroll, IA Cedar Rapids, IA Champaign, IL Charlotte, NC Chattanooga, TN Chicago, IL Cincinnati, OH Cleveland, OH Clinton, IA Colorado Springs, CO Columbia, MO Columbus, GA Columbus, OH Dallas, TX Davenport, IA Denver, CO Des Moines, IA Detroit, MI Dothan, AL Dubuque, IA Duluth, MN Eau Claire, WI Effingham, IL Elizabethtown, KY Evansville, IN Fairmont, MN Fargo, ND Faribault, MN Fergus Falls, MN Fort Smith, AR Freeport, IL Fremont, NE Grand Island, NE Grand Junction, CO Grand Rapids, MI Greeley, CO Green Bay, WI Greenville, OH Greenville, SC Gulfport, MS Harrisburg, PA Hartford, CT Hermitage, PA Honolulu, HI Houma, LA Houston, TX Huntington, WV Indianapolis, IN Iowa City, IA Jackson, MS Jefferson City, MO Joplin, MO Kalispell, MT Kankakee, IL Kansas City, MO Killeen, TX Kiryas Joel, NY Knoxville, TN La Crosse, WI Lafayette, LA Las Vegas, NV Lawton, OK Lebanon, NH Lexington, KY Lexington, NE Lincoln, IL Lincoln, NE Little Rock, AR Longview, TX Los Angeles, CA Louisville, KY Lubbock, TX Madison, WI Manhattan, KS Mankato, MN Marietta, OH Marion, IL Mason City, IA Massena, NY McAllen, TX McPherson, KS Memphis, TN Miami, FL Midland, TX Milwaukee, WI Minneapolis, MN Monroe, LA Nashville, TN New Orleans, LA New Ulm, MN New York, NY Norfolk, NE Oklahoma City, OK Omaha, NE Opelousas, LA Orlando, FL Ottawa, IL Peoria, IL Philadelphia, PA Phoenix, AZ Pine Bluff, AR Pittsburgh, PA Pontiac, IL Portland, ME Portland, OR Providence, RI Quincy, IL Richmond, VA Riverside, CA Rochester, MN Salt Lake City, UT San Antonio, TX San Diego, CA San Francisco, CA Seattle, WA Shreveport, LA Sioux City, IA Sioux Falls, SD Springfield, IL Springfield, MO St. Cloud, MN St. Louis, MO Storm Lake, IA Syracuse, NY Tampa, FL Taylorville, IL Toledo, OH Topeka, KS Tulsa, OK Tuscaloosa, AL Valdosta, GA Waco, TX Washington, DC Waterloo, IA Watertown, WI Wausau, WI Weatherford, OK Wichita, KS Willmar, MN Wisconsin Rapids, WI Worcester, MA