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Banks in Fargo, ND Current FDIC-insured banks headquartered in the Fargo, ND metropolitan area
Data as of Q2 2026 call reports. Banks that no longer file, such as acquired banks, are not listed.
Every FDIC-insured bank with headquarters in the Fargo, ND metro area that still files, with the most recent quarterly call report data: total assets, deposits, capital ratios, asset quality, and profitability. The full metro area covered is Fargo, ND-MN.
Looking for branch locations rather than headquarters? See every bank with a branch in Fargo, ND .
The Fargo, ND metro area is home to 13 FDIC-insured banks, holding $31.97B in combined assets and $26.50B in deposits. The largest is Bell Bank ($15.18B), about 47% of the group's total banking assets, followed by Choice Financial Group and Gate City Bank. Across these banks, the median return on assets is 1.32% and the median CET1 capital ratio is 11.30%.
All banks in Fargo, ND 13 institutions with the latest quarterly call report metrics: capital, profitability, and asset quality.
Ratio shading vs. typical bank ranges:
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Banks in the Fargo, ND metro area, with total assets, ROA, net interest margin, efficiency ratio, CET1, NPL ratio, and Texas ratio. Bank City Assets ROA NIM Eff. CET1 NPL Texas Bell Bank Fargo, ND $15.18B 0.92% 2.98% 69.4% 11.33% 0.90% 3.5% Choice Financial Group Fargo, ND $6.38B 1.32% 3.18% 52.4% — 0.68% 2.9% Gate City Bank Fargo, ND $4.04B 0.88% 3.70% 73.8% — 0.69% 5.3% Cornerstone Bank Fargo, ND $1.85B 1.23% 4.02% 57.5% 11.28% 2.35% 18.9% Bank Forward Fargo, ND $1.13B 1.66% 3.67% 65.0% — 0.67% 6.7% Border Bank Fargo, ND $1.06B 1.47% 4.16% 61.0% 10.54% 1.07% 10.7% American Federal Bank Fargo, ND $795.8M 1.23% 4.16% 70.5% 12.92% 0.00% 0.0% Banknorth Arthur, ND $694.1M 2.18% 4.91% 50.5% 10.47% 0.58% 3.8% Dakota Heritage Bank Hunter, ND $416.8M 1.91% 4.05% 48.3% — 1.62% 13.5% Northwestern Bank, N.A. Dilworth, MN $164.7M 2.45% 6.73% 60.6% — 1.23% 8.0% Valley Premier Bank Hawley, MN $141.0M 1.37% 3.71% 63.1% — 0.00% 0.0% Aspire Bank Fargo, ND $60.9M 1.04% 4.39% 69.3% — 0.00% 0.0% Kindred State Bank Kindred, ND $43.3M 1.20% 3.88% 65.3% 16.33% 0.13% 0.7%
Definitions: return on assets (ROA) , net interest margin (NIM) , efficiency ratio (Eff.) , CET1 capital ratio , nonperforming loan ratio (NPL) and Texas ratio . A blank or NM value sorts last.
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