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Banks in Massena, NY Current FDIC-insured banks headquartered in the Massena, NY metropolitan area
Data as of Q2 2026 call reports. Banks that no longer file, such as acquired banks, are not listed.
Every FDIC-insured bank with headquarters in the Massena, NY metro area that still files, with the most recent quarterly call report data: total assets, deposits, capital ratios, asset quality, and profitability. The full metro area covered is Massena-Ogdensburg, NY.
The Massena, NY metro area is home to 7 FDIC-insured banks, holding $18.57B in combined assets and $15.72B in deposits. The largest is Community Bank, N.A. ($17.45B), about 94% of the group's total banking assets, followed by The North Country Savings Bank and The Upstate National Bank. Across these banks, the median return on assets is 0.90% and the median CET1 capital ratio is 19.10%.
All banks in Massena, NY 7 institutions with the latest quarterly call report metrics: capital, profitability, and asset quality.
Ratio shading vs. typical bank ranges:
NM : not meaningful, the ratio is outside a plausible range.
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Banks in the Massena, NY metro area, with total assets, ROA, net interest margin, efficiency ratio, CET1, NPL ratio, and Texas ratio. Bank City Assets ROA NIM Eff. CET1 NPL Texas Community Bank, N.A. Canton, NY $17.45B 1.20% 3.46% 56.9% 11.72% 0.50% 6.7% The North Country Savings Bank Canton, NY $373.5M 1.39% 5.17% 66.1% 23.61% 0.82% 5.2% The Upstate National Bank Ogdensburg, NY $294.8M 0.11% 2.32% 92.2% 15.33% 0.00% 0.0% Massena Savings and Loan Massena, NY $199.9M 1.18% 3.65% 55.0% 22.86% 1.30% 8.6% Gouverneur Savings and Loan Association Gouverneur, NY $198.9M 0.62% 4.34% 79.5% 24.73% 1.00% 5.1% GS&L Municipal Bank Gouverneur, NY $31.6M 1.78% 5.05% 16.6% NM — 0.0% The Citizens National Bank of Hammond Hammond, NY $23.9M -2.02% 4.51% 145.8% 13.85% 1.27% 12.9%
Definitions: return on assets (ROA) , net interest margin (NIM) , efficiency ratio (Eff.) , CET1 capital ratio , nonperforming loan ratio (NPL) and Texas ratio . A blank or NM value sorts last.
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