Asset Tier

Massena, NY

All FDIC-insured banks headquartered in the Massena, NY metropolitan area

Every FDIC-insured commercial bank with headquarters in the Massena, NY metro area, with the most recent quarterly call report data — total assets, deposits, capital ratios, asset quality, and profitability. The full MSA covered is: Massena-Ogdensburg, Ny.

Banks

Total Assets

$18.5B

Total Deposits

$15.9B

Avg ROA

1.13%

Median CET1

22.99%

Largest by Assets

COMMUNITY BANK, NATIONAL ASSOCIATION$17.4B NORTH COUNTRY SAVINGS BANK, THE$366M UPSTATE NATIONAL BANK, THE$285M MASSENA SAVINGS AND LOAN$201M GOUVERNEUR SAVINGS AND LOAN ASSOCIATION$199M

Bank	HQ	Assets	ROA	CET1	NPL	Texas
COMMUNITY BANK, NATIONAL ASSOCIATION	CANTON, NY	$17.4B	1.15%	11.98%	0.42%	6.6%
NORTH COUNTRY SAVINGS BANK, THE	CANTON, NY	$366M	1.23%	23.54%	0.71%	5.3%
UPSTATE NATIONAL BANK, THE	OGDENSBURG, NY	$285M	0.06%	—	0.00%	0.0%
MASSENA SAVINGS AND LOAN	MASSENA, NY	$201M	1.00%	22.44%	2.02%	12.6%
GOUVERNEUR SAVINGS AND LOAN ASSOCIATION	GOUVERNEUR, NY	$199M	0.61%	25.03%	0.73%	4.2%
GS&L MUNICIPAL BANK	GOUVERNEUR, NY	$37M	1.88%	81.11%	—	0.0%
CITIZENS NATIONAL BANK OF HAMMOND, THE	HAMMOND, NY	$25M	-1.65%	14.91%	0.92%	11.2%

Other asset tiers

Largest US Banks (≥ $100B in assets)Regional Banks ($10B–$100B in assets)Large Community Banks ($1B–$10B in assets)Midsize Community Banks ($500M–$1B in assets)Small Community Banks ($100M–$500M in assets)Micro Community Banks (< $100M in assets)

Data sourced from FFIEC call reports — current as of Q1 2026. See /data-updates/ for the full refresh schedule.

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