Metro Hub
Banks in Worcester, MA
Current FDIC-insured banks headquartered in the Worcester, MA metropolitan area
Data as of Q2 2026 call reports. Banks that no longer file, such as acquired banks, are not listed.
Every FDIC-insured bank with headquarters in the Worcester, MA metro area that still files, with the most recent quarterly call report data: total assets, deposits, capital ratios, asset quality, and profitability. The full metro area covered is Worcester, MA.
Looking for branch locations rather than headquarters? See every bank with a branch in Worcester, MA.
The Worcester, MA metro area is home to 11 FDIC-insured banks, holding $12.37B in combined assets and $9.92B in deposits. The largest is Unibank for Savings ($3.11B), about 25% of the group's total banking assets, followed by Cornerstone Bank and Fidelity Co-Operative Bank. Across these banks, the median return on assets is 0.63% and the median CET1 capital ratio is 13.34%.
Largest by Assets
All banks in Worcester, MA
11 institutions with the latest quarterly call report metrics: capital, profitability, and asset quality.
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| Unibank for Savings | Whitinsville, MA | $3.11B | 1.11% | 2.97% | 54.7% | 14.02% | 0.62% | 5.0% |
| Cornerstone Bank | Spencer, MA | $2.57B | 0.51% | 3.29% | 81.6% | 11.84% | 0.35% | 3.1% |
| Fidelity Co-Operative Bank | Leominster, MA | $1.31B | 0.83% | 4.27% | 69.5% | — | 4.44% | 30.9% |
| Webster Five Cents Savings Bank | Webster, MA | $1.31B | 1.00% | 3.79% | 67.9% | — | 0.46% | 2.8% |
| Rollstone Bank & Trust | Fitchburg, MA | $816.3M | 0.08% | 1.94% | 98.2% | 13.47% | 0.20% | 1.5% |
| Savers Co-Operative Bank | Southbridge, MA | $783.2M | 0.67% | 3.08% | 69.6% | — | 3.64% | 24.8% |
| Clinton Savings Bank | Clinton, MA | $744.7M | 0.46% | 2.84% | 95.9% | 13.63% | 0.50% | 14.1% |
| Bay State Savings Bank | Worcester, MA | $580.3M | 0.63% | 3.39% | 80.3% | 11.24% | 0.47% | 4.0% |
| Milford Federal Bank | Milford, MA | $545.1M | 0.39% | 2.71% | 83.3% | — | 0.40% | 3.0% |
| North Brookfield Savings Bank | North Brookfield, MA | $448.7M | 0.63% | 3.02% | 76.3% | — | 0.29% | 2.0% |
| Millbury National Bank | Millbury, MA | $146.5M | 0.82% | 4.98% | 68.5% | 13.21% | 0.44% | 3.5% |
Definitions: return on assets (ROA), net interest margin (NIM), efficiency ratio (Eff.), CET1 capital ratio, nonperforming loan ratio (NPL) and Texas ratio. A blank or NM value sorts last.
Other metro areas
Data sourced from FFIEC call reports. See /data-updates/ for the full refresh schedule.
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