Asset Tier

McAllen, TX

All FDIC-insured banks headquartered in the McAllen, TX metropolitan area

Every FDIC-insured commercial bank with headquarters in the McAllen, TX metro area, with the most recent quarterly call report data — total assets, deposits, capital ratios, asset quality, and profitability. The full MSA covered is: Mcallen-Edinburg-Mission, Tx.

Banks

Total Assets

$6.5B

Total Deposits

$5.6B

Avg ROA

1.21%

Median CET1

14.93%

Largest by Assets

LONE STAR NATIONAL BANK$3.4B RIO BANK$1.4B TEXAS NATIONAL BANK$1.2B FREEDOM BANK$304M BANK OF SOUTH TEXAS$171M

Bank	HQ	Assets	ROA	CET1	NPL	Texas
LONE STAR NATIONAL BANK	PHARR, TX	$3.4B	1.38%	19.90%	0.71%	3.5%
RIO BANK	MCALLEN, TX	$1.4B	0.90%	14.21%	0.53%	4.3%
TEXAS NATIONAL BANK	MERCEDES, TX	$1.2B	1.14%	14.93%	0.28%	2.4%
FREEDOM BANK	ALAMO, TX	$304M	1.38%	—	0.17%	1.1%
BANK OF SOUTH TEXAS	MCALLEN, TX	$171M	0.85%	—	0.00%	0.7%

Other asset tiers

Largest US Banks (≥ $100B in assets)Regional Banks ($10B–$100B in assets)Large Community Banks ($1B–$10B in assets)Midsize Community Banks ($500M–$1B in assets)Small Community Banks ($100M–$500M in assets)Micro Community Banks (< $100M in assets)

Data sourced from FFIEC call reports — current as of Q1 2026. See /data-updates/ for the full refresh schedule.

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